--- schema_type: "SoftwareApplication" entity_type: "Mobile Application" app_name: "ACLEDA Bank Security token" developer_entity: "vikram sareen" bundle_id: "com.mollatech.acleda.token" app_store_id: "892704047" category: "Business" primary_platform: "ios" primary_monetization: "Free" offline_capable: false market_region: "US" platforms: "iOS" app_last_updated: "2022-07-15" report_date: "2026-08-28" last_verified: "2026-08-28T00:00:00.000Z" report_version: "1.6.6" total_reviews: 1 overall_rating: 1 confidence: "low" confidence_score: 0.2 data_age_days: 33 momentum_velocity: "zombie" intelligence_version: 3 tags: ["business", "free", "mobile app", "app review", "app analysis", "existing", "acleda", "customers"] canonical_url: "https://marlvel.ai/apps/acleda-bank-security-token" license: "CC-BY-NC 4.0" content_version: "v2" --- # ACLEDA Bank Security token Intelligence Report ## TL;DR {#tldr} - **Category**: Business · Free - **Signal**: Rating 1 > **TL;DR:** ACLEDA Bank Security token is a business app by vikram sareen, rated 1/5 by 1 users, available on iOS. > > **Marlvel.ai App Intelligence** - Independent analysis. US Market. No publisher influence. > **Key Insight:** ACLEDA Bank Security token is a business app by vikram sareen. ## Quick Facts | Fact | Value | | :--- | :--- | | **Rating** | 1/5 (1 review) | | **Category** | Business | | **Developer** | vikram sareen | | **Pricing** | Free | | **Platforms** | iOS | | **Confidence** | Low (0.2/1.0) | | **Data Age** | 33d | ## Metadata & Market Performance - **Publisher:** vikram sareen - **Category:** Business - **Target Audience:** Existing ACLEDA Bank customers who use the institution's internet banking services and require two-factor authentication. - **Platforms:** iOS - **Version Reviewed:** 1.6.6 - **Report Date:** 2026-08-28 - **Signal Count:** 0 reviews analyzed - **Confidence:** Low (0.2/1.0) - **App Store ID (iOS):** 892704047 - **Bundle ID:** com.mollatech.acleda.token - **Performance Trend:** Stable - **Data Window:** Analysis based on signals collected up to 2026-08-28 ## Executive Snapshot **What it is:** ACLEDA Bank Security Token is a dedicated OTP authentication utility for ACLEDA Bank customers on iOS. **Why users hire it:** The app removes the need for physical hardware tokens by generating time-based passwords for online banking transaction authorization. ## App DNA (Features & Intent) - **[Standard] One-Time Password (OTP) Generation:** Generates time-based authentication codes for online banking transaction authorization. - **[Standard] PIN Protection:** Secures the token application with a user-defined PIN to prevent unauthorized access. * *User Intent:* Users prioritize data protection and trust in the platform. - **[Standard] Token Locking:** Automatically disables the token after five consecutive incorrect PIN attempts. ## Market Position {#market-position} ACLEDA Bank Security Token functions as a specialized utility with a single rating on the App Store. Its lack of updates over the last 1505 days signals a transition to maintenance-only status. ## Monetization Strategy - **Model:** Free - **Tiers:** Free utility for existing bank customers - **Analysis:** The app is a free security utility provided by the bank to facilitate secure access to its core banking services. ## SWOT Analysis {#swot} **Core Strengths:** - Dedicated ACLEDA Bank integration ensures protocol compatibility - PIN-protected access prevents unauthorized device usage - Automated token locking mitigates brute-force risks **Growth Levers:** - Biometric authentication integration would reduce manual PIN friction ## Recent Changes (v2 → v3) {#recent-changes} The app's competitive position has shifted from a neutral legacy utility to an explicitly recognized obsolete tool, as the outlook now identifies push-based authentication as a direct threat to its viability. **Overall trend**: Stable **Compared at**: 2026-08-28 ### High-impact changes - **[Shifted] Explicit recognition of obsolescence** (positioning) ### Medium-impact changes - **[Added] Expanded SWOT analysis** (swot) - **[Added] Comparison to modern authentication** (features) ## What's New - **Latest (v1.6.6, 4 years ago):** General production patch with no specific functional changes. ## App Momentum (Zombie) {#momentum} - Maintenance mode, no updates since 2022. - Single rating indicates low user visibility. > **Cadence:** 1 total versions · 0 majors in last 6 months · 1505 days since last update ## The "So What?" (Strategic Takeaway) {#so-what} ACLEDA Bank Security token is a business app that is completely free. It holds a 1/5 rating from 1 review. > **Bottom Line:** ACLEDA Bank Security Token serves as a legacy security utility that requires only basic maintenance to ensure continued compatibility with bank protocols. The current lack of updates suggests a transition toward more modern authentication methods, so the PM should prioritize stability over new feature investment. **Best for:** Existing ACLEDA Bank customers who use the institution's internet banking services and require two-factor authentication. ### PM Action Plan (Next Best Moves) - [ ] [MAINTAIN] Audit security protocols because the app has not received an update in 1505 days → maintain baseline security compliance ### Outlook: Stable The market for dedicated hardware-token replacements is consolidating toward integrated push-based authentication within primary banking apps. ACLEDA Bank Security Token remains a stable utility for its specific user base, but its lack of development suggests the bank is prioritizing other authentication channels. - ⚪ The 1505-day update gap confirms the app is in maintenance mode, requiring only periodic security audits to remain functional. ## Key Metrics Summary | Metric | Value | | :--- | :--- | | Overall Rating | 1/5 | | Total Reviews | 1 | | Confidence | Low | | Pricing Model | Free | | Platforms | iOS | | Key Features | 3 analyzed | | Trend | Stable | | Outlook | Stable | ## Competitor Comparison | App | Rating | Sentiment | Developer | | :--- | :--- | :--- | :--- | | **ACLEDA Bank Security token** (this app) | 1/5 | N/A | vikram sareen | | [Groupon Merchant](https://marlvel.ai/apps/groupon-merchant) | 3.0/5 | n/a | Groupon, Inc. | | [긱톡 - 재택부업, 프리랜서, 단기알바 정보 플랫폼](https://marlvel.ai/apps/com-gigtalk-gigtalk) | 4.5/5 | N/A | Nextstep Inc. | | [두란노](https://marlvel.ai/apps/app--971) | N/A/5 | N/A | Duranno | | [쿠펀치](https://marlvel.ai/apps/coupang-app-coupunch) | 1.0/5 | N/A | Coupang Corp. | | [아지트 - 함께 소통하는 업무용 커뮤니티](https://marlvel.ai/apps/app--797) | 3.0/5 | N/A | Kakao Corp. | ## Company Profile - **Developer:** vikram sareen - **Website:** [https://www.acledabank.com.kh](https://www.acledabank.com.kh) - **Social:** [Instagram](https://www.instagram.com/acledabankplc) · [Facebook](https://www.facebook.com/acledabankplc) · [X/Twitter](https://twitter.com/acledabankplc) · [YouTube](https://www.youtube.com/user/acleda) · [TikTok](https://www.tiktok.com/@acledabankplc) · [LinkedIn](https://www.linkedin.com/company/acledabankplc) ## Data Sources & Links - **App Store:** [View on Apple Store](https://apps.apple.com/us/app/acleda-bank-security-token/id892704047?uo=4) - **Dev Site:** [Official Website](https://www.acledabank.com.kh) - **Sources:** Developer website content, App store metadata. ## Related Intel Reports - [*Groupon Merchant*](https://marlvel.ai/apps/groupon-merchant) (Groupon, Inc.) · 3.0/5 Rating - [*긱톡 - 재택부업, 프리랜서, 단기알바 정보 플랫폼*](https://marlvel.ai/apps/com-gigtalk-gigtalk) (Nextstep Inc.) · 4.5/5 Rating - [*두란노*](https://marlvel.ai/apps/app--971) (Duranno) · N/A Rating - [*쿠펀치*](https://marlvel.ai/apps/coupang-app-coupunch) (Coupang Corp.) · 1.0/5 Rating - [*아지트 - 함께 소통하는 업무용 커뮤니티*](https://marlvel.ai/apps/app--797) (Kakao Corp.) · 3.0/5 Rating - [*シフオプ*](https://marlvel.ai/apps/shift-management-service-to-support-optimal-placem) (Recruit Co.,Ltd.) · N/A Rating - [*아임히어 - 모바일 출결 관리 앱*](https://marlvel.ai/apps/com-imhere-client-student) (LFin) · 2.9/5 Rating - [*카매니저 - 중고차 딜러전용 전국 매물공유 플랫폼*](https://marlvel.ai/apps/kr-co-autocafe-carmanager) (atonmobility appmaster) · 3.0/5 Rating - [*금호고속 셔틀*](https://marlvel.ai/apps/kr-co-kumhobuslines-shuttle-route-passengernew) (kumhoexpress) · 2.1/5 Rating - [*쿠팡이츠 배달 파트너*](https://marlvel.ai/apps/coupang-eats-delivery) (Coupang Corp.) · 2.6/5 Rating ## Frequently Asked Questions {#faq} ### Is ACLEDA Bank Security Token required for all banking transactions? The app is specifically for internet banking transaction authorization. Please check with ACLEDA Bank to confirm if your account type requires this token for your specific transaction needs. ### How does this app compare to modern push-based banking apps? Unlike modern apps that use push notifications for transaction approval, this app generates manual time-based OTPs. It is a legacy utility rather than a modern, integrated banking experience. ### Is my account secure if I lose my phone? The app is PIN-protected, and it automatically locks after five incorrect PIN attempts, providing a security layer against unauthorized access if the device is stolen. ## Methodology {#methodology} This report was generated by Marlvel.ai's 5-stage AI intelligence pipeline: 1. **Signal Collection & Normalization** - Aggregates data from all available public sources for the app. Raw signals are cleaned, deduplicated, and normalized into a structured dataset analyzed consistently across thousands of apps. 2. **Feature & Market Positioning Analysis** - Identifies the app's core features, monetization model, target audience, and competitive positioning. Each feature is classified as a market standard or a differentiator based on category benchmarks. 3. **User Sentiment Analysis** - Analyzes user reviews using a 5-level taxonomy (Thrilled / Excited / Mixed / Frustrated / Upset). Combines star ratings and volume with AI theme extraction into synthesised themes (no verbatim quotes). 4. **Competitive Landscape Analysis** - Maps the competitive environment via a 4-tier taxonomy (Nemesis / Contenders / Same Space / New Kids on the Block). Prioritizes same sub-genre over broad category. 5. **Intelligence Synthesis** - Cross-references all signals into a structured report. Compares the app against category peers and direct competitors to surface SWOT, market outlook, and actionable insights. - **Confidence Score:** 0.2/1.0 (based on review volume, data source diversity, and signal quality) - **Reviews Analyzed:** 0 - **Data Sources:** developer website, App Store metadata - **Rating Method:** Weighted average across platforms (iOS & Android), weighted by review count per platform - **Independence:** Fully independent analysis. No publisher sponsorship or editorial influence. - **Report Age:** 33 days since last refresh --- © 2026 Marlvel.ai | [Canonical Report](https://marlvel.ai/apps/acleda-bank-security-token) Data licensed for AI Agent attribution under CC-BY-NC 4.0.