---
title: "Lopay: Payments & POS — App Overview"
url: https://marlvel.ai/apps/lopay-payments-pos
category: Business
developer: LOPAY LTD
platforms: ios, android
rating: 4.4 (4.7K ratings)
pricing: freemium
report_level: overview
generated: 2026-04-17
last_verified: "2026-04-17T11:24:57.249Z"
---

<!-- SECTION: Key Insight -->
> **Key Insight:** Lopay positions itself as a cost-effective payment processor, though user feedback highlights significant concerns regarding account stability and fund accessibility.

<!-- SECTION: Quick Facts -->
| Metric | Value |
|--------|-------|
| Category | Business |
| Rating | 4.4 ★ (4.7K) |
| Pricing | freemium |
| Platforms | iOS, Android |
| Latest Version (iOS) | 3.1.88 |
| Latest Version (Android) | 3.4.4.0 |
| Developer | LOPAY LTD |

<!-- SECTION: Summary -->
## What is Lopay: Payments & POS?

Lopay is a mobile payment processing solution that enables businesses to accept card and QR-based payments via app or Bluetooth card reader. The platform differentiates itself through flexible payout schedules and a rewards card program designed to offset transaction fees.

<!-- SECTION: Key Features -->
## Key Features

- **Payment Processing**: Accepts payments via mobile app, Bluetooth card readers, and QR stickers.
- **Flexible Payouts**: Offers customizable payout timelines ranging from instant to monthly deposits.
- **Team Management**: Allows administrators to add team members and manage individual access levels.
- **Expense and Rewards Card**: Provides a free card that allows users to offset the standard 1.99% transaction fee.

<!-- SECTION: Target Audience -->
## Who is it for?

Small business owners and mobile merchants requiring flexible, low-cost payment processing.

<!-- SECTION: Links -->
## Links

- [App Store](https://apps.apple.com/us/app/lopay-payments-pos/id1565369434?uo=4)
- [Google Play](https://play.google.com/store/apps/details?id=com.checkfer.lopaymerchant&hl=en&gl=us)
- [Full Intelligence Report](https://marlvel.ai/apps/lopay-payments-pos)

---
*This is an overview report. Sentiment analysis, competitive landscape, and SWOT analysis are available in the [full intelligence report](https://marlvel.ai/apps/lopay-payments-pos).*
*Generated by [Marlvel.ai](https://marlvel.ai) — Independent app intelligence.*