---
title: "Scarlet — App Overview"
url: https://marlvel.ai/intel-report/developer-tools/com-highcaffeinecontent-issues
category: Developer Tools
developer: Steven Troughton-Smith
platforms: ios, android
rating: 4.6 (1.8K ratings)
pricing: free
report_level: overview
generated: 2026-04-17
last_verified: "2026-04-17T10:26:42.902Z"
---

<!-- SECTION: Key Insight -->
> **Key Insight:** Scarlet functions as a retail-integrated financial account that incentivizes spending at Walgreens while providing standard mobile banking features.

<!-- SECTION: Quick Facts -->
| Metric | Value |
|--------|-------|
| Category | Developer Tools |
| Rating | 4.6 ★ (1.8K) |
| Pricing | free |
| Platforms | iOS, Android |
| Latest Version (iOS) | 1.1.2 |
| Latest Version (Android) | 1.3300.0.0 |
| Developer | Steven Troughton-Smith |

<!-- SECTION: Summary -->
## What is Scarlet?

Scarlet is a financial management app designed to help users build healthy spending and saving habits. It integrates directly with Walgreens to offer cash rewards on purchases and provides fee-free banking services like ATM withdrawals and cash deposits at specific retail locations.

<!-- SECTION: Key Features -->
## Key Features

- **Walgreens Cash Rewards**: Users earn 5% on Walgreens branded products, 3% on other Walgreens purchases, and 1% on all other Mastercard transactions.
- **Direct Deposit and Funding**: The app supports early direct deposit access and allows users to add funds via Mobile Check Capture by Ingo Money.
- **Retail Banking Integration**: Provides free cash deposits via barcode reload and free ATM withdrawals at Walgreens and Duane Reade locations.
- **Goal Setting**: Includes built-in tools for users to define and track progress toward specific financial savings goals.

<!-- SECTION: Target Audience -->
## Who is it for?

Individuals looking for a mobile-first banking solution with integrated retail rewards and budgeting tools.

<!-- SECTION: Links -->
## Links

- [App Store](https://apps.apple.com/us/app/scarlet/id1532669250?uo=2)
- [Google Play](https://play.google.com/store/apps/details?id=com.incomm.scarlet&hl=en&gl=us)
- [Full Intelligence Report](https://marlvel.ai/intel-report/developer-tools/com-highcaffeinecontent-issues)

---
*This is an overview report. Sentiment analysis, competitive landscape, and SWOT analysis are available in the [full intelligence report](https://marlvel.ai/intel-report/developer-tools/com-highcaffeinecontent-issues).*
*Generated by [Marlvel.ai](https://marlvel.ai) — Independent app intelligence.*