---
title: "咔皮记账 -自动记账 AI记账 预算 多账本 资产管理 存钱 — App Overview"
url: https://marlvel.ai/intel-report/finance/ai-7
category: Finance
developer: Shanghai Yuhuan Technology Co., LTD
platforms: ios
rating: 4.8 (89 ratings)
pricing: free
report_level: overview
generated: 2026-04-21
last_verified: "2026-04-21T07:59:03.727Z"
---

<!-- SECTION: Key Insight -->
> **Key Insight:** The app positions itself as a hybrid tool that combines automated financial management with personal journaling to encourage consistent usage.

<!-- SECTION: Quick Facts -->
| Metric | Value |
|--------|-------|
| Category | Finance |
| Rating | 4.8 ★ (89) |
| Pricing | free |
| Platforms | iOS |
| Latest Version (iOS) | 1.3.00 |
| Developer | Shanghai Yuhuan Technology Co., LTD |

<!-- SECTION: Summary -->
## What is 咔皮记账 -自动记账 AI记账 预算 多账本 资产管理 存钱?

咔皮记账 is a personal finance management application that leverages AI to automate expense tracking and budgeting. It distinguishes itself by integrating lifestyle logging features, such as mood and task tracking, alongside multi-dimensional financial visualization tools.

<!-- SECTION: Key Features -->
## Key Features

- **AI Automated Tracking**: Utilizes AI to automatically record and categorize transactions to minimize manual input.
- **Voice-Activated Entry**: Supports rapid, hands-free recording through voice commands, including the ability to parse multiple transactions from a single sentence.
- **Intelligent Budgeting**: Provides personalized budget recommendations and dynamic daily spending adjustments based on user consumption patterns.
- **Integrated Lifestyle Logging**: Allows users to combine financial data with personal notes, mood tracking, and to-do lists within a minimalist interface.

<!-- SECTION: Target Audience -->
## Who is it for?

Individuals seeking an automated, low-friction solution for daily expense tracking and personal financial planning.

<!-- SECTION: Links -->
## Links

- [App Store](https://apps.apple.com/us/app/%E5%92%94%E7%9A%AE%E8%AE%B0%E8%B4%A6-%E8%87%AA%E5%8A%A8%E8%AE%B0%E8%B4%A6-ai%E8%AE%B0%E8%B4%A6-%E9%A2%84%E7%AE%97-%E5%A4%9A%E8%B4%A6%E6%9C%AC-%E8%B5%84%E4%BA%A7%E7%AE%A1%E7%90%86-%E5%AD%98%E9%92%B1/id6738811698?uo=4)
- [Full Intelligence Report](https://marlvel.ai/intel-report/finance/ai-7)

---
*This is an overview report. Sentiment analysis, competitive landscape, and SWOT analysis are available in the [full intelligence report](https://marlvel.ai/intel-report/finance/ai-7).*
*Generated by [Marlvel.ai](https://marlvel.ai) — Independent app intelligence.*