---
title: "Amortization - Loan Calculator — App Overview"
url: https://marlvel.ai/intel-report/finance/amortization-loan-calculator
category: Finance
developer: Lucas Gladding
platforms: ios, android
rating: 4.8 (20.8K ratings)
pricing: free
report_level: overview
generated: 2026-04-24
last_verified: "2026-04-24T06:53:17.535Z"
---

<!-- SECTION: Key Insight -->
> **Key Insight:** This app provides a specialized toolset for mortgage holders to simulate the effects of rate fluctuations and prepayment strategies on their overall debt.

<!-- SECTION: Quick Facts -->
| Metric | Value |
|--------|-------|
| Category | Finance |
| Rating | 4.8 ★ (20.8K) |
| Pricing | free |
| Platforms | iOS, Android |
| Latest Version (iOS) | 1.3 |
| Latest Version (Android) | 21.00 sdk36 |
| Developer | Lucas Gladding |

<!-- SECTION: Summary -->
## What is Amortization - Loan Calculator?

Amortization is a financial utility for iOS that allows users to model mortgage scenarios by adjusting interest rates, payment frequencies, and prepayments. It enables borrowers to visualize the long-term impact of variable rate changes and accelerated repayment strategies on their loan balance. The app also facilitates collaboration by allowing users to share and import loan data between parties.

<!-- SECTION: Key Features -->
## Key Features

- **Dynamic Amortization Modeling**: Users can update interest rates and payment amounts over time to reflect variable rate changes or mortgage renegotiations.
- **Prepayment Analysis**: The app calculates the impact of one-time or recurring prepayments on total interest saved and time remaining on the loan.
- **Flexible Payment Configuration**: Supports various payment frequencies ranging from weekly to annually with custom compounding period options.
- **Loan Data Sharing**: Enables the sharing and importing of loan information between borrowers and lenders, including support for Quick Look previews.

<!-- SECTION: Target Audience -->
## Who is it for?

Homeowners and mortgage borrowers looking to track, adjust, and forecast their loan repayment schedules.

<!-- SECTION: Links -->
## Links

- [App Store](https://apps.apple.com/us/app/amortization-loan-calculator/id6476736035?uo=4)
- [Google Play](https://play.google.com/store/apps/details?id=com.pixelsdo.kredihesaplama&hl=en&gl=us)
- [Full Intelligence Report](https://marlvel.ai/intel-report/finance/amortization-loan-calculator)

---
*This is an overview report. Sentiment analysis, competitive landscape, and SWOT analysis are available in the [full intelligence report](https://marlvel.ai/intel-report/finance/amortization-loan-calculator).*
*Generated by [Marlvel.ai](https://marlvel.ai) — Independent app intelligence.*