---
title: "RetIQ - Retirement Planner — App Overview"
url: https://marlvel.ai/apps/app-retirementiq
category: Finance
developer: Alex Bortvin
platforms: ios, android
rating: 4.5 (68 ratings)
pricing: free
report_level: overview
generated: 2026-05-04
last_verified: "2026-05-04T07:37:19.333Z"
---

<!-- SECTION: Key Insight -->
> **Key Insight:** RetIQ provides a privacy-focused, local-first tool for users to model the long-term financial implications of their retirement decumulation strategies.

<!-- SECTION: Quick Facts -->
| Metric | Value |
|--------|-------|
| Category | Finance |
| Rating | 4.5 ★ (68) |
| Pricing | free |
| Platforms | iOS, Android |
| Latest Version (iOS) | 2.3 |
| Latest Version (Android) | 3.6.0 |
| Developer | Alex Bortvin |

<!-- SECTION: Summary -->
## What is RetIQ - Retirement Planner?

RetIQ is a retirement decumulation planner designed to help users model complex financial variables like Social Security timing, tax-aware drawdowns, and Roth conversions. The app distinguishes itself by performing all calculations locally on the user's device to ensure financial data privacy.

<!-- SECTION: Key Features -->
## Key Features

- **Decumulation Modeling**: Simulates complex retirement scenarios including Social Security timing, RMDs, and Medicare premium impacts.
- **Tax-Aware Planning**: Analyzes the financial impact of Roth conversions and optimal withdrawal orders for pre-tax accounts.
- **Local Data Processing**: Ensures user financial data remains private by running all calculations locally on the device.
- **Success Probability Analysis**: Provides projections on the likelihood of sustaining retirement funds over time.

<!-- SECTION: Target Audience -->
## Who is it for?

Individuals managing their own retirement finances who require detailed modeling for tax and withdrawal strategies.

<!-- SECTION: Links -->
## Links

- [App Store](https://apps.apple.com/us/app/retiq-retirement-planner/id6760243375?uo=2)
- [Google Play](https://play.google.com/store/apps/details?id=com.chiveric.retirementcalculator&hl=en&gl=us)
- [Full Intelligence Report](https://marlvel.ai/apps/app-retirementiq)

---
*This is an overview report. Sentiment analysis, competitive landscape, and SWOT analysis are available in the [full intelligence report](https://marlvel.ai/apps/app-retirementiq).*
*Generated by [Marlvel.ai](https://marlvel.ai) — Independent app intelligence.*