--- title: "AYA PAY Merchant — App Overview" url: https://marlvel.ai/intel-report/finance/aya-pay-merchant category: Finance developer: AYA Bank platforms: ios rating: 4.5 (12 ratings) pricing: free report_level: overview generated: 2026-05-08 last_verified: "2026-05-08T00:44:50.284Z" --- > **Key Insight:** This app serves as a centralized dashboard for AYA Bank merchants to manage digital payments, account liquidity, and transaction history. | Metric | Value | |--------|-------| | Category | Finance | | Rating | 4.5 ★ (12) | | Pricing | free | | Platforms | iOS | | Latest Version (iOS) | 1.1.5 | | Developer | AYA Bank | ## What is AYA PAY Merchant? AYA PAY Merchant is a financial management tool developed by AYA Bank for its merchant partners. It facilitates secure transaction processing, including QR code generation and scanning, while providing integrated wallet-to-bank account fund transfers. ## Key Features - **Payment Processing**: Enables merchants to create payment requests and generate QR codes for rapid customer transactions. - **Transaction Management**: Allows users to monitor wallet balances, view historical transaction logs, and receive real-time payment notifications. - **Fund Transfers**: Provides the functionality to move money between the merchant's wallet and a linked AYA bank account. - **Refund Capability**: Supports the processing of full refunds for previously created transactions. ## Who is it for? Business owners and merchants utilizing the AYA PAY ecosystem. ## Links - [App Store](https://apps.apple.com/us/app/aya-pay-merchant/id1485836285?uo=4) - [Full Intelligence Report](https://marlvel.ai/intel-report/finance/aya-pay-merchant) --- *This is an overview report. Sentiment analysis, competitive landscape, and SWOT analysis are available in the [full intelligence report](https://marlvel.ai/intel-report/finance/aya-pay-merchant).* *Generated by [Marlvel.ai](https://marlvel.ai) — Independent app intelligence.*