---
title: "AYA PAY Wallet — App Overview"
url: https://marlvel.ai/intel-report/finance/aya-pay-wallet
category: Finance
developer: AYA Bank
platforms: ios, android
rating: 4.3 (7.8K ratings)
pricing: free
report_level: overview
generated: 2026-05-06
last_verified: "2026-05-06T19:40:15.805Z"
---

<!-- SECTION: Key Insight -->
> **Key Insight:** While the app offers a comprehensive suite of banking and payment features, user feedback highlights critical stability issues regarding bank-to-wallet transfers and security concerns.

<!-- SECTION: Quick Facts -->
| Metric | Value |
|--------|-------|
| Category | Finance |
| Rating | 4.3 ★ (7.8K) |
| Pricing | free |
| Platforms | iOS, Android |
| Latest Version (iOS) | 3.3.16 |
| Latest Version (Android) | 3.3.16 |
| Developer | AYA Bank |

<!-- SECTION: Summary -->
## What is AYA PAY Wallet?

AYA PAY Wallet is a financial mobile application developed by AYA Bank that enables users to manage digital payments, money transfers, and bank-to-wallet integration. The platform facilitates everyday transactions including mobile top-ups, bill payments, and QR-based merchant payments.

<!-- SECTION: Key Features -->
## Key Features

- **Bank-Wallet Integration**: Allows users to move funds between AYA bank accounts and the digital wallet, or cash in/out via agents and ATMs.
- **Payment Services**: Supports mobile top-ups across five networks and bill payments for services like Ananda and Canal+.
- **Merchant Payments**: Enables quick payments at merchant stores through QR code scanning or payment request acceptance.
- **Transaction Management**: Provides tools to monitor wallet balances, review historical transaction logs, and receive real-time notifications.

<!-- SECTION: Target Audience -->
## Who is it for?

AYA Bank customers and mobile users seeking a digital wallet for daily financial transactions and bill management.

<!-- SECTION: Links -->
## Links

- [App Store](https://apps.apple.com/us/app/aya-pay-wallet/id1485836756?uo=4)
- [Google Play](https://play.google.com/store/apps/details?id=com.ayaplus.subscriber&hl=en&gl=us)
- [Full Intelligence Report](https://marlvel.ai/intel-report/finance/aya-pay-wallet)

---
*This is an overview report. Sentiment analysis, competitive landscape, and SWOT analysis are available in the [full intelligence report](https://marlvel.ai/intel-report/finance/aya-pay-wallet).*
*Generated by [Marlvel.ai](https://marlvel.ai) — Independent app intelligence.*