---
title: "BHIM PNB — App Overview"
url: https://marlvel.ai/intel-report/finance/bhim-pnb
category: Finance
developer: PNB
platforms: ios
rating: 5.0 (1 ratings)
pricing: free
report_level: overview
generated: 2026-05-04
---

<!-- SECTION: Key Insight -->
> **Key Insight:** BHIM PNB serves as a consolidated UPI gateway for Indian banking customers to perform secure, account-linked financial transactions.

<!-- SECTION: Quick Facts -->
| Metric | Value |
|--------|-------|
| Category | Finance |
| Rating | 5.0 ★ (1) |
| Pricing | free |
| Platforms | iOS |
| Latest Version (iOS) | 2.3 |
| Developer | PNB |

<!-- SECTION: Summary -->
## What is BHIM PNB?

BHIM PNB is a Unified Payment Interface (UPI) application developed by Punjab National Bank that enables users to manage multiple bank accounts within a single platform. The app facilitates secure financial transactions, including peer-to-peer payments and money collection requests, using abstract payment addresses to maintain account confidentiality.

<!-- SECTION: Key Features -->
## Key Features

- **Multi-Bank Account Management**: Allows users to link and manage accounts from various Indian banks within a single interface.
- **Core UPI Transactions**: Supports both pay and collect requests, including approval workflows for incoming payment requests.
- **Mandate Management**: Enables the creation and processing of both one-time and recurring payment mandates.
- **Secure Authentication**: Provides integrated workflows for user registration, PIN generation, and transaction authorization.

<!-- SECTION: Target Audience -->
## Who is it for?

Customers of Indian banks seeking a centralized mobile platform for UPI-based fund transfers and account management.

<!-- SECTION: Links -->
## Links

- [App Store](https://apps.apple.com/us/app/bhim-pnb/id1593414513?uo=4)
- [Full Intelligence Report](https://marlvel.ai/intel-report/finance/bhim-pnb)

---
*This is an overview report. Sentiment analysis, competitive landscape, and SWOT analysis are available in the [full intelligence report](https://marlvel.ai/intel-report/finance/bhim-pnb).*
*Generated by [Marlvel.ai](https://marlvel.ai) — Independent app intelligence.*