---
title: "BHIM SBIPay — App Overview"
url: https://marlvel.ai/intel-report/finance/bhim-sbipay
category: Finance
developer: State Bank of India
platforms: ios, android
rating: 4.1 (453.7K ratings)
pricing: free
report_level: overview
generated: 2026-04-20
---

<!-- SECTION: Key Insight -->
> **Key Insight:** While the app offers a broad suite of integrated financial and lifestyle services, user feedback highlights significant technical friction regarding iOS optimization and international mobile number support.

<!-- SECTION: Quick Facts -->
| Metric | Value |
|--------|-------|
| Category | Finance |
| Rating | 4.1 ★ (453.7K) |
| Pricing | free |
| Platforms | iOS, Android |
| Latest Version (iOS) | 2.3.25 |
| Latest Version (Android) | 2.3.49 |
| Developer | State Bank of India |

<!-- SECTION: Summary -->
## What is BHIM SBIPay?

BHIM SBI Pay is a UPI-based payment application developed by the State Bank of India that enables users to send and receive money across any bank account. The app integrates financial transactions with lifestyle services, including utility bill payments, DTH/mobile recharges, and food ordering from third-party platforms.

<!-- SECTION: Key Features -->
## Key Features

- **UPI Payments**: Facilitates instant, secure money transfers between any bank customers using a single application.
- **Utility and DTH Recharge**: Allows users to manage prepaid, postpaid, and DTH recharges while providing tracking and bill reminders.
- **Food Ordering**: Integrates multiple food delivery services like Swiggy and Freshmenu, allowing users to browse menus and pay directly from their bank accounts.

<!-- SECTION: Target Audience -->
## Who is it for?

Bank account holders in India who require a unified interface for instant money transfers and utility service management.

<!-- SECTION: Links -->
## Links

- [App Store](https://apps.apple.com/us/app/bhim-sbipay/id1342240155?uo=4)
- [Google Play](https://play.google.com/store/apps/details?id=com.sbi.upi&hl=en&gl=us)
- [Full Intelligence Report](https://marlvel.ai/intel-report/finance/bhim-sbipay)

---
*This is an overview report. Sentiment analysis, competitive landscape, and SWOT analysis are available in the [full intelligence report](https://marlvel.ai/intel-report/finance/bhim-sbipay).*
*Generated by [Marlvel.ai](https://marlvel.ai) — Independent app intelligence.*