--- title: "BTG Pactual Empresas: Conta PJ — App Overview" url: https://marlvel.ai/intel-report/finance/btg-pactual-empresas-conta-pj category: Finance developer: BTG Pactual platforms: ios rating: 4.9 (328 ratings) pricing: free report_level: overview generated: 2026-05-09 last_verified: "2026-05-09T03:23:41.594Z" --- > **Key Insight:** The app offers a comprehensive, fee-free digital banking suite specifically tailored to the operational needs of SMEs. | Metric | Value | |--------|-------| | Category | Finance | | Rating | 4.9 ★ (328) | | Pricing | free | | Platforms | iOS | | Latest Version (iOS) | 26.10.00 | | Developer | BTG Pactual | ## What is BTG Pactual Empresas: Conta PJ? BTG Pactual Empresas is a digital business banking solution designed to streamline financial management for small and medium-sized enterprises. The app provides a fully digital account opening process, 24-hour customer support, and integrated payment tools to simplify daily business operations. ## Key Features - **Digital PJ Account**: A fully digital business account with no maintenance fees. - **PJ Credit and Debit Card**: A corporate card for business expenses and supplier payments, featuring zero annual fees for the first 12 months. - **Pix Integration**: Built-in support for Pix transactions to facilitate business payments and transfers. - **24-Hour Support**: Round-the-clock customer service availability for business account holders. ## Who is it for? Small and medium-sized business owners seeking a digital-first banking experience. ## Links - [App Store](https://apps.apple.com/us/app/btg-pactual-empresas-conta-pj/id1501414115?uo=4) - [Full Intelligence Report](https://marlvel.ai/intel-report/finance/btg-pactual-empresas-conta-pj) --- *This is an overview report. Sentiment analysis, competitive landscape, and SWOT analysis are available in the [full intelligence report](https://marlvel.ai/intel-report/finance/btg-pactual-empresas-conta-pj).* *Generated by [Marlvel.ai](https://marlvel.ai) — Independent app intelligence.*