---
title: "Cashflows — App Overview"
url: https://marlvel.ai/apps/cashflows
category: Finance
developer: Nicola Cavanagh
platforms: ios
rating: 4.5 (30 ratings)
pricing: free
report_level: overview
generated: 2026-05-09
last_verified: "2026-05-09T13:42:47.400Z"
---

<!-- SECTION: Key Insight -->
> **Key Insight:** Cashflows is a forward-looking financial planning tool that prioritizes simplicity and immediate visual feedback over historical transaction tracking.

<!-- SECTION: Quick Facts -->
| Metric | Value |
|--------|-------|
| Category | Finance |
| Rating | 4.5 ★ (30) |
| Pricing | free |
| Platforms | iOS |
| Latest Version (iOS) | 1.110 |
| Developer | Nicola Cavanagh |

<!-- SECTION: Summary -->
## What is Cashflows?

Cashflows is a financial forecasting tool designed to help users project future bank account balances based on recurring and one-time transactions. Unlike traditional budgeting apps, it ignores historical data to focus exclusively on future cash flow management and balance estimation.

<!-- SECTION: Key Features -->
## Key Features

- **Future Balance Forecasting**: Estimates account balances months or years into the future based on scheduled recurring and one-time transactions.
- **Interactive Transaction Management**: Allows users to toggle payments on or off and override individual dates or amounts to see immediate impacts on the balance graph.
- **Multi-Account Support**: Enables the tracking of multiple bank accounts with the ability to schedule transfers between them.
- **Manual Balance Reconciliation**: Provides a mechanism to update starting balances and mark transactions as completed or late.

<!-- SECTION: Target Audience -->
## Who is it for?

Individuals seeking a low-maintenance method to visualize and plan their future account balances.

<!-- SECTION: Links -->
## Links

- [App Store](https://apps.apple.com/us/app/cashflows/id886944289?uo=4)
- [Full Intelligence Report](https://marlvel.ai/apps/cashflows)

---
*This is an overview report. Sentiment analysis, competitive landscape, and SWOT analysis are available in the [full intelligence report](https://marlvel.ai/apps/cashflows).*
*Generated by [Marlvel.ai](https://marlvel.ai) — Independent app intelligence.*