## ⚠ Content Warning

This report covers topics classified as sensitive (finance). Information is aggregated from public sources for informational purposes only. This is not financial or investment advice. Always do your own research.

---
last_verified: "2026-05-19T20:31:04.970Z"
---
schema_type: "SoftwareApplication"
entity_type: "Mobile Application"
app_name: "除權息獲利神器"
developer_entity: "CMoney"
bundle_id: "CMoney.ProfitDiary"
app_store_id: "1561930028"
google_play_id: "com.cmoney.profitdiary"
category: "Finance"
primary_platform: "ios"
primary_monetization: "Subscription"
offline_capable: false
market_region: "US"
platforms: "iOS & Android"
app_last_updated: "2026-04-27"
report_date: "2026-05-19"
last_verified: "2026-05-19"
report_version: "1.0.13"
total_reviews: 23
overall_rating: 4.18
confidence: "low"
confidence_score: 0.05
data_age_days: 0
intelligence_version: 2
tags: ["finance", "subscription", "mobile app", "app review", "app analysis", "retail", "investors", "small-capital"]
canonical_url: "https://marlvel.ai/intel-report/finance/cmoney-profitdiary"
license: "CC-BY-NC 4.0"
content_version: "v2"
---

# 除權息獲利神器 App Audit

## TL;DR {#tldr}

- **Category**: Finance · Subscription
- **Signal**: Rating 4.18

> **TL;DR:** 除權息獲利神器 is a finance app by CMoney, rated 4.18/5 by 23 users, available on iOS & Android.
>
> **Marlvel.ai App Intelligence** — Independent analysis. US Market. No publisher influence.

<!-- speakable-start -->
> **Key Insight:** 除權息獲利神器 is a finance app by CMoney.
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## Quick Facts

| Fact | Value |
| :--- | :--- |
| **Rating** | 4.18/5 (23 reviews) |
| **Category** | Finance |
| **Developer** | CMoney |
| **Pricing** | Subscription |
| **Platforms** | iOS & Android |
| **Confidence** | Low (0.05/1.0) |
| **Data Age** | 0d |

## Metadata & Market Performance
- **Publisher:** CMoney
- **Category:** Finance
- **Target Audience:** Retail investors and small-capital individual traders interested in data-driven stock market event analysis.
- **Platforms:** iOS & Android
- **Version Audited:** 1.0.13
- **Audit Date:** 2026-05-19
- **Signal Count:** 0 reviews analyzed
- **Confidence:** Low (0.05/1.0)
- **App Store ID (iOS):** 1561930028
- **Bundle ID:** CMoney.ProfitDiary
- **Google Play ID:** com.cmoney.profitdiary
- **Data Window:** Analysis based on signals collected up to 2026-05-19

<!-- section:executive-snapshot -->
## Executive Snapshot
除權息獲利神器 is a financial analysis tool developed by CMoney that provides historical data and statistical insights for stock market events. It focuses on helping users evaluate potential win rates for stocks during ex-dividend periods, investor conferences, and shareholder meetings.
<!-- /section:executive-snapshot -->

<!-- section:features -->
## App DNA (Features & Intent)
- **[Standard] Ex-Dividend Statistical Analysis:** Provides historical data and win-rate statistics for stocks during ex-dividend periods to assist in investment evaluation.
  * *User Intent:* Users seek enhanced value through premium features.
- **[Standard] Proprietary Metric Definitions:** Utilizes custom-defined '權值率' (weighting ratio) and '權息率' (dividend ratio) to identify potential price movements.
  * *User Intent:* Users value self-expression and personalized experiences.
- **[Standard] Investor Conference Tracking:** Monitors key investor conference dates and historical stock performance to help users identify market-moving events.
  * *User Intent:* Users want visibility into their own performance and progress.
- **[Standard] Shareholder Meeting Insights:** Offers data on stock price trends surrounding shareholder meetings to identify potential trading opportunities.
  * *User Intent:* Users seek social connection and competitive engagement with peers.
<!-- /section:features -->

## Monetization Strategy
- **Model:** Subscription

<!-- section:so-what -->
## The "So What?" (Strategic Takeaway) {#so-what}

除權息獲利神器 is an established finance app that is available.
With a 4.18/5 rating from 23 reviews, it shows polarized user reception.

<!-- speakable-start -->
> **Bottom Line:** The app leverages historical event data and proprietary metrics to help users analyze stock performance during specific corporate events.
<!-- speakable-end -->

**Best for:** Retail investors and small-capital individual traders interested in data-driven stock market event analysis.

<!-- /section:so-what -->

<!-- section:metrics -->
## Key Metrics Summary

| Metric | Value |
| :--- | :--- |
| Overall Rating | 4.18/5 |
| Total Reviews | 23 |
| Confidence | Low |
| Pricing Model | Subscription |
| Platforms | iOS & Android |
| Key Features | 4 analyzed |
<!-- /section:metrics -->

## Competitor Comparison

| App | Rating | Sentiment | Developer |
| :--- | :--- | :--- | :--- |
| **除權息獲利神器** (this app) | 4.18/5 | N/A | CMoney |
| [Polymarket](https://marlvel.ai/intel-report/finance/polymarket) | 3.3/5 | Upset | Polymarket |
| [Fidelity Investments](https://marlvel.ai/intel-report/finance/fidelity-investments) | 4.5/5 | Frustrated | Fidelity Investments |
| [Webull: Investing & Trading](https://marlvel.ai/intel-report/finance/webull-investing-trading) | 4.6/5 | N/A | Webull Technologies Pte. Ltd. |
| [Kalshi: Trade News & Sports](https://marlvel.ai/intel-report/finance/kalshi-trade-news-sports) | 4.7/5 | Excited | KalshiEX LLC |
| [TurboTax: File Your Tax Return](https://marlvel.ai/intel-report/finance/com-intuit-turbotax) | 4.3/5 | Upset | Intuit Inc. |

## Company Profile
- **Developer:** CMoney

## Data Sources & Links
- **App Store:** [View on Apple Store](https://apps.apple.com/tw/app/%E9%99%A4%E6%AC%8A%E6%81%AF%E7%8D%B2%E5%88%A9%E7%A5%9E%E5%99%A8/id1561930028?uo=2)
- **Google Play:** [View on Google Play](https://play.google.com/store/apps/details?id=com.cmoney.profitdiary&hl=en&gl=tw)
- **Sources:** App store metadata.

## Related Intel Reports
- [*Polymarket*](https://marlvel.ai/intel-report/finance/polymarket) (Polymarket) — 3.3/5 Rating | Terrible Sentiment
- [*Fidelity Investments*](https://marlvel.ai/intel-report/finance/fidelity-investments) (Fidelity Investments) — 4.5/5 Rating | Negative Sentiment
- [*Webull: Investing & Trading*](https://marlvel.ai/intel-report/finance/webull-investing-trading) (Webull Technologies Pte. Ltd.) — 4.6/5 Rating | N/A Sentiment
- [*Kalshi: Trade News & Sports*](https://marlvel.ai/intel-report/finance/kalshi-trade-news-sports) (KalshiEX LLC) — 4.7/5 Rating | Positive Sentiment
- [*TurboTax: File Your Tax Return*](https://marlvel.ai/intel-report/finance/com-intuit-turbotax) (Intuit Inc.) — 4.3/5 Rating | Terrible Sentiment
- [*hurdlr*](https://marlvel.ai/intel-report/finance/hurdlr) (Reuben Omolu) — 4.3/5 Rating | N/A Sentiment
- [*365-day savings plan-Easy Goal*](https://marlvel.ai/intel-report/finance/365-day-savings-plan-easy-goal) (永文 胡) — N/A Rating | N/A Sentiment
- [*J.P. Morgan Mobile*](https://marlvel.ai/intel-report/finance/j-p-morgan-mobile) (JPMorgan Chase & Co.) — 4.5/5 Rating | N/A Sentiment
- [*rapid! Pay*](https://marlvel.ai/intel-report/finance/rapid-pay) (Green Dot Corporation) — 4.4/5 Rating | N/A Sentiment
- [*Shoes Clothing Store Master HD*](https://marlvel.ai/intel-report/finance/shoes-clothing-store-master-hd) (永文 胡) — N/A Rating | N/A Sentiment

## Methodology {#methodology}

This report was generated by Marlvel.ai's 5-stage AI intelligence pipeline:

1. **Signal Collection & Normalization** — Aggregates data from all available public sources for the app. Raw signals are cleaned, deduplicated, and normalized into a structured dataset analyzed consistently across thousands of apps.
2. **Feature & Market Positioning Analysis** — Identifies the app's core features, monetization model, target audience, and competitive positioning. Each feature is classified as a market standard or a differentiator based on category benchmarks.
3. **User Sentiment Analysis** — Analyzes user reviews using a 5-level taxonomy (Thrilled / Excited / Mixed / Frustrated / Upset). Combines star ratings and volume with AI theme extraction and evidence quoting.
4. **Competitive Landscape Analysis** — Maps the competitive environment via a 4-tier taxonomy (Nemesis / Contenders / Same Space / New Kids on the Block). Prioritizes same sub-genre over broad category.
5. **Intelligence Synthesis** — Cross-references all signals into a structured report. Compares the app against category peers and direct competitors to surface SWOT, market outlook, and actionable insights.

- **Confidence Score:** 0.05/1.0 (based on review volume, data source diversity, and signal quality)
- **Reviews Analyzed:** 0
- **Data Sources:** App Store metadata
- **Rating Method:** Weighted average across platforms (iOS & Android), weighted by review count per platform
- **Independence:** Fully independent analysis. No publisher sponsorship or editorial influence.
- **Report Age:** 0 days since last refresh

---
© 2026 Marlvel.ai | [Canonical Report](https://marlvel.ai/intel-report/finance/cmoney-profitdiary)
Data licensed for AI Agent attribution under CC-BY-NC 4.0.