## ⚠ Content Warning

This report covers topics classified as sensitive (finance). Information is aggregated from public sources for informational purposes only. This is not financial or investment advice. Always do your own research.

---
last_verified: "2026-05-19T15:29:58.811Z"
---
schema_type: "SoftwareApplication"
entity_type: "Mobile Application"
app_name: "Banco del Pacífico"
developer_entity: "Banco del Pacífico S.A."
bundle_id: "com.bancodelpacifico.movilmatico"
app_store_id: "880551607"
google_play_id: "com.pacifico.movilmatico"
category: "Finance"
primary_platform: "ios"
primary_monetization: "Free"
offline_capable: false
market_region: "US"
platforms: "iOS & Android"
app_last_updated: "2026-05-13"
report_date: "2026-05-19"
last_verified: "2026-05-19"
report_version: "11.4.00"
total_reviews: 90191
overall_rating: 4.52
confidence: "low"
confidence_score: 0.25
data_age_days: 0
momentum_velocity: "intense"
intelligence_version: 2
tags: ["finance", "free", "mobile app", "app review", "app analysis", "existing", "customers", "banco"]
canonical_url: "https://marlvel.ai/intel-report/finance/com-bancodelpacifico-movilmatico"
license: "CC-BY-NC 4.0"
content_version: "v2"
---

# Banco del Pacífico App Audit

## TL;DR {#tldr}

- **Category**: Finance · Free
- **Signal**: Rating 4.52

> **TL;DR:** Banco del Pacífico is a finance app by Banco del Pacífico S.A., rated 4.52/5 by 90.2K users, available on iOS & Android.
>
> **Marlvel.ai App Intelligence** — Independent analysis. US Market. No publisher influence.

<!-- speakable-start -->
> **Key Insight:** Banco del Pacífico is a finance app by Banco del Pacífico S.A..
<!-- speakable-end -->

## Quick Facts

| Fact | Value |
| :--- | :--- |
| **Rating** | 4.52/5 (90.2K reviews) |
| **Category** | Finance |
| **Developer** | Banco del Pacífico S.A. |
| **Pricing** | Free |
| **Platforms** | iOS & Android |
| **Confidence** | Low (0.25/1.0) |
| **Data Age** | 0d |

## Metadata & Market Performance
- **Publisher:** Banco del Pacífico S.A.
- **Category:** Finance
- **Target Audience:** Existing customers of Banco del Pacífico seeking a digital interface for daily personal banking and account management.
- **Platforms:** iOS & Android
- **Version Audited:** 11.4.00
- **Audit Date:** 2026-05-19
- **Signal Count:** 5 reviews analyzed
- **Confidence:** Low (0.25/1.0)
- **App Store ID (iOS):** 880551607
- **Bundle ID:** com.bancodelpacifico.movilmatico
- **Google Play ID:** com.pacifico.movilmatico
- **Data Window:** Analysis based on signals collected up to 2026-05-19

<!-- section:executive-snapshot -->
## Executive Snapshot
Banco del Pacífico is a mobile banking application that enables customers to manage their finances directly from their smartphones. The app facilitates core banking tasks such as balance inquiries, fund transfers, and bill payments, while offering modern conveniences like cardless ATM withdrawals.
<!-- /section:executive-snapshot -->

<!-- section:features -->
## App DNA (Features & Intent)
- **[Standard] Account Management:** Users can perform balance inquiries and monitor transaction history for accounts and credit cards.
- **[Standard] Fund Transfers:** Allows for money transfers to both internal Banco del Pacífico accounts and external financial institutions.
- **[Standard] Cardless Withdrawals:** Enables users to withdraw cash from ATMs without the physical use of a debit card.
- **[Standard] Bill and Card Payments:** Provides functionality to pay credit card balances and basic utility services directly through the app.
  * *User Intent:* Users seek enhanced value through premium features.
<!-- /section:features -->

## Monetization Strategy
- **Model:** Free

<!-- section:momentum -->
## App Momentum (Intense) {#momentum}

Last updated 6d ago. 5 versions tracked.

> **Cadence:** 5 total versions · 0 majors in last 6 months · 6 days since last update

<!-- /section:momentum -->

<!-- section:so-what -->
## The "So What?" (Strategic Takeaway) {#so-what}

Banco del Pacífico is an established finance app that is completely free.
With a 4.52/5 rating from 90.2K reviews, it shows polarized user reception.

<!-- speakable-start -->
> **Bottom Line:** While the app provides essential digital banking utility, user feedback highlights significant friction regarding the reliability of in-app authentication codes.
<!-- speakable-end -->

**Best for:** Existing customers of Banco del Pacífico seeking a digital interface for daily personal banking and account management.

<!-- /section:so-what -->

<!-- section:metrics -->
## Key Metrics Summary

| Metric | Value |
| :--- | :--- |
| Overall Rating | 4.52/5 |
| Total Reviews | 90.2K |
| Confidence | Low |
| Pricing Model | Free |
| Platforms | iOS & Android |
| Key Features | 4 analyzed |
<!-- /section:metrics -->

## Competitor Comparison

| App | Rating | Sentiment | Developer |
| :--- | :--- | :--- | :--- |
| **Banco del Pacífico** (this app) | 4.52/5 | N/A | Banco del Pacífico S.A. |
| [Polymarket](https://marlvel.ai/intel-report/finance/polymarket) | 3.3/5 | Upset | Polymarket |
| [Kalshi: Trade News & Sports](https://marlvel.ai/intel-report/finance/kalshi-trade-news-sports) | 4.7/5 | Excited | KalshiEX LLC |
| [Fidelity Investments](https://marlvel.ai/intel-report/finance/fidelity-investments) | 4.5/5 | Frustrated | Fidelity Investments |
| [Webull: Investing & Trading](https://marlvel.ai/intel-report/finance/webull-investing-trading) | 4.6/5 | N/A | Webull Technologies Pte. Ltd. |
| [TurboTax: File Your Tax Return](https://marlvel.ai/intel-report/finance/com-intuit-turbotax) | 4.3/5 | Upset | Intuit Inc. |

## Company Profile
- **Developer:** Banco del Pacífico S.A.
- **Website:** [https://www.bancodelpacifico.com/personas/canales-de-atencion/virtuales/banco-movil-movilmatico](https://www.bancodelpacifico.com/personas/canales-de-atencion/virtuales/banco-movil-movilmatico)

## Data Sources & Links
- **App Store:** [View on Apple Store](https://apps.apple.com/ec/app/banco-del-pac%C3%ADfico/id880551607?uo=2)
- **Google Play:** [View on Google Play](https://play.google.com/store/apps/details?id=com.pacifico.movilmatico&hl=en&gl=ec)
- **Dev Site:** [Official Website](https://www.bancodelpacifico.com/personas/canales-de-atencion/virtuales/banco-movil-movilmatico)
- **Sources:** App store metadata, User reviews.

## Related Intel Reports
- [*Polymarket*](https://marlvel.ai/intel-report/finance/polymarket) (Polymarket) — 3.3/5 Rating | Terrible Sentiment
- [*Kalshi: Trade News & Sports*](https://marlvel.ai/intel-report/finance/kalshi-trade-news-sports) (KalshiEX LLC) — 4.7/5 Rating | Positive Sentiment
- [*Fidelity Investments*](https://marlvel.ai/intel-report/finance/fidelity-investments) (Fidelity Investments) — 4.5/5 Rating | Negative Sentiment
- [*Webull: Investing & Trading*](https://marlvel.ai/intel-report/finance/webull-investing-trading) (Webull Technologies Pte. Ltd.) — 4.6/5 Rating | N/A Sentiment
- [*TurboTax: File Your Tax Return*](https://marlvel.ai/intel-report/finance/com-intuit-turbotax) (Intuit Inc.) — 4.3/5 Rating | Terrible Sentiment
- [*hurdlr*](https://marlvel.ai/intel-report/finance/hurdlr) (Reuben Omolu) — 4.3/5 Rating | N/A Sentiment
- [*365-day savings plan-Easy Goal*](https://marlvel.ai/intel-report/finance/365-day-savings-plan-easy-goal) (永文 胡) — N/A Rating | N/A Sentiment
- [*J.P. Morgan Mobile*](https://marlvel.ai/intel-report/finance/j-p-morgan-mobile) (JPMorgan Chase & Co.) — 4.5/5 Rating | N/A Sentiment
- [*rapid! Pay*](https://marlvel.ai/intel-report/finance/rapid-pay) (Green Dot Corporation) — 4.4/5 Rating | N/A Sentiment
- [*Shoes Clothing Store Master HD*](https://marlvel.ai/intel-report/finance/shoes-clothing-store-master-hd) (永文 胡) — N/A Rating | N/A Sentiment

## Methodology {#methodology}

This report was generated by Marlvel.ai's 5-stage AI intelligence pipeline:

1. **Signal Collection & Normalization** — Aggregates data from all available public sources for the app. Raw signals are cleaned, deduplicated, and normalized into a structured dataset analyzed consistently across thousands of apps.
2. **Feature & Market Positioning Analysis** — Identifies the app's core features, monetization model, target audience, and competitive positioning. Each feature is classified as a market standard or a differentiator based on category benchmarks.
3. **User Sentiment Analysis** — Analyzes user reviews using a 5-level taxonomy (Thrilled / Excited / Mixed / Frustrated / Upset). Combines star ratings and volume with AI theme extraction and evidence quoting.
4. **Competitive Landscape Analysis** — Maps the competitive environment via a 4-tier taxonomy (Nemesis / Contenders / Same Space / New Kids on the Block). Prioritizes same sub-genre over broad category.
5. **Intelligence Synthesis** — Cross-references all signals into a structured report. Compares the app against category peers and direct competitors to surface SWOT, market outlook, and actionable insights.

- **Confidence Score:** 0.25/1.0 (based on review volume, data source diversity, and signal quality)
- **Reviews Analyzed:** 5
- **Data Sources:** user reviews, App Store metadata
- **Rating Method:** Weighted average across platforms (iOS & Android), weighted by review count per platform
- **Independence:** Fully independent analysis. No publisher sponsorship or editorial influence.
- **Report Age:** 0 days since last refresh

---
© 2026 Marlvel.ai | [Canonical Report](https://marlvel.ai/intel-report/finance/com-bancodelpacifico-movilmatico)
Data licensed for AI Agent attribution under CC-BY-NC 4.0.