## ⚠ Content Warning

This report covers topics classified as sensitive (finance). Information is aggregated from public sources for informational purposes only. This is not financial or investment advice. Always do your own research.

---
last_verified: "2026-05-19T13:21:17.348Z"
---
schema_type: "SoftwareApplication"
entity_type: "Mobile Application"
app_name: "My Wallet - Best Wallet"
developer_entity: "Farzad Rashvand"
bundle_id: "com.cubicpearl.My-Wallet"
app_store_id: "1050308035"
category: "Finance"
primary_platform: "ios"
primary_monetization: "Freemium"
offline_capable: false
market_region: "US"
platforms: "iOS"
app_last_updated: "2023-04-09"
report_date: "2026-05-19"
last_verified: "2026-05-19"
report_version: "8.0"
total_reviews: 105
overall_rating: 4.73
confidence: "low"
confidence_score: 0.25
data_age_days: 0
momentum_velocity: "zombie"
intelligence_version: 2
tags: ["finance", "freemium", "mobile app", "app review", "app analysis", "individuals", "seeking", "simple,"]
canonical_url: "https://marlvel.ai/intel-report/finance/com-cubicpearl-my-wallet"
license: "CC-BY-NC 4.0"
content_version: "v2"
---

# My Wallet - Best Wallet App Audit

## TL;DR {#tldr}

- **Category**: Finance · Freemium
- **Signal**: Rating 4.73

> **TL;DR:** My Wallet - Best Wallet is a finance app by Farzad Rashvand, rated 4.73/5 by 105 users, available on iOS.
>
> **Marlvel.ai App Intelligence** — Independent analysis. US Market. No publisher influence.

<!-- speakable-start -->
> **Key Insight:** My Wallet - Best Wallet is a finance app by Farzad Rashvand.
<!-- speakable-end -->

## Quick Facts

| Fact | Value |
| :--- | :--- |
| **Rating** | 4.73/5 (105 reviews) |
| **Category** | Finance |
| **Developer** | Farzad Rashvand |
| **Pricing** | Freemium |
| **Platforms** | iOS |
| **Confidence** | Low (0.25/1.0) |
| **Data Age** | 0d |

## Metadata & Market Performance
- **Publisher:** Farzad Rashvand
- **Category:** Finance
- **Target Audience:** Individuals seeking a simple, localized tool to monitor personal cash flow and manage monthly budgets.
- **Platforms:** iOS
- **Version Audited:** 8.0
- **Audit Date:** 2026-05-19
- **Signal Count:** 5 reviews analyzed
- **Confidence:** Low (0.25/1.0)
- **App Store ID (iOS):** 1050308035
- **Bundle ID:** com.cubicpearl.My-Wallet
- **Data Window:** Analysis based on signals collected up to 2026-05-19

<!-- section:executive-snapshot -->
## Executive Snapshot
My Wallet is a personal finance tool designed to help users track daily income and expenses to gain better insight into their spending habits. The app distinguishes itself by offering support for 15 different calendar systems, including Gregorian, Persian, and Islamic. While marketed as free, user feedback indicates a freemium model where certain customization features are gated behind a paywall.
<!-- /section:executive-snapshot -->

<!-- section:features -->
## App DNA (Features & Intent)
- **[Standard] Expense and Income Tracking:** Allows users to log daily financial transactions to monitor their overall economic status.
  * *User Intent:* Users are motivated by consistent progression and daily incentives.
- **[Standard] Multi-Calendar Support:** Provides compatibility with 15 different calendar systems, including Gregorian, Persian, and Islamic.
  * *User Intent:* Users seek enhanced value through premium features.
- **[Standard] Budget Monitoring:** Enables users to track various types of expenses against fixed monthly budgets.
  * *User Intent:* Users expect intelligent, adaptive experiences that learn from their behavior.
<!-- /section:features -->

## Monetization Strategy
- **Model:** Freemium

<!-- section:momentum -->
## App Momentum (Zombie) {#momentum}

Last updated 1135d ago. 5 versions tracked.

> **Cadence:** 5 total versions · 0 majors in last 6 months · 1135 days since last update

<!-- /section:momentum -->

<!-- section:so-what -->
## The "So What?" (Strategic Takeaway) {#so-what}

My Wallet - Best Wallet is an established finance app that is free with in-app purchases.
With a 4.73/5 rating from 105 reviews, it shows polarized user reception.

<!-- speakable-start -->
> **Bottom Line:** While the app provides functional expense tracking, users have reported dissatisfaction regarding the transparency of its freemium paywall for category management.
<!-- speakable-end -->

**Best for:** Individuals seeking a simple, localized tool to monitor personal cash flow and manage monthly budgets.

<!-- /section:so-what -->

<!-- section:metrics -->
## Key Metrics Summary

| Metric | Value |
| :--- | :--- |
| Overall Rating | 4.73/5 |
| Total Reviews | 105 |
| Confidence | Low |
| Pricing Model | Freemium |
| Platforms | iOS |
| Key Features | 3 analyzed |
<!-- /section:metrics -->

## Competitor Comparison

| App | Rating | Sentiment | Developer |
| :--- | :--- | :--- | :--- |
| **My Wallet - Best Wallet** (this app) | 4.73/5 | N/A | Farzad Rashvand |
| [Polymarket](https://marlvel.ai/intel-report/finance/polymarket) | 3.3/5 | Upset | Polymarket |
| [Kalshi: Trade News & Sports](https://marlvel.ai/intel-report/finance/kalshi-trade-news-sports) | 4.7/5 | Excited | KalshiEX LLC |
| [Fidelity Investments](https://marlvel.ai/intel-report/finance/fidelity-investments) | 4.5/5 | Frustrated | Fidelity Investments |
| [Webull: Investing & Trading](https://marlvel.ai/intel-report/finance/webull-investing-trading) | 4.6/5 | N/A | Webull Technologies Pte. Ltd. |
| [TurboTax: File Your Tax Return](https://marlvel.ai/intel-report/finance/com-intuit-turbotax) | 4.3/5 | Upset | Intuit Inc. |

## Company Profile
- **Developer:** Farzad Rashvand
- **Website:** [https://cubicruby.com](https://cubicruby.com)

## Data Sources & Links
- **App Store:** [View on Apple Store](https://apps.apple.com/eg/app/my-wallet-best-wallet/id1050308035?uo=2)
- **Dev Site:** [Official Website](https://cubicruby.com)
- **Sources:** App store metadata, User reviews.

## Related Intel Reports
- [*Polymarket*](https://marlvel.ai/intel-report/finance/polymarket) (Polymarket) — 3.3/5 Rating | Terrible Sentiment
- [*Kalshi: Trade News & Sports*](https://marlvel.ai/intel-report/finance/kalshi-trade-news-sports) (KalshiEX LLC) — 4.7/5 Rating | Positive Sentiment
- [*Fidelity Investments*](https://marlvel.ai/intel-report/finance/fidelity-investments) (Fidelity Investments) — 4.5/5 Rating | Negative Sentiment
- [*Webull: Investing & Trading*](https://marlvel.ai/intel-report/finance/webull-investing-trading) (Webull Technologies Pte. Ltd.) — 4.6/5 Rating | N/A Sentiment
- [*TurboTax: File Your Tax Return*](https://marlvel.ai/intel-report/finance/com-intuit-turbotax) (Intuit Inc.) — 4.3/5 Rating | Terrible Sentiment
- [*hurdlr*](https://marlvel.ai/intel-report/finance/hurdlr) (Reuben Omolu) — 4.3/5 Rating | N/A Sentiment
- [*365-day savings plan-Easy Goal*](https://marlvel.ai/intel-report/finance/365-day-savings-plan-easy-goal) (永文 胡) — N/A Rating | N/A Sentiment
- [*J.P. Morgan Mobile*](https://marlvel.ai/intel-report/finance/j-p-morgan-mobile) (JPMorgan Chase & Co.) — 4.5/5 Rating | N/A Sentiment
- [*rapid! Pay*](https://marlvel.ai/intel-report/finance/rapid-pay) (Green Dot Corporation) — 4.4/5 Rating | N/A Sentiment
- [*Shoes Clothing Store Master HD*](https://marlvel.ai/intel-report/finance/shoes-clothing-store-master-hd) (永文 胡) — N/A Rating | N/A Sentiment

## Methodology {#methodology}

This report was generated by Marlvel.ai's 5-stage AI intelligence pipeline:

1. **Signal Collection & Normalization** — Aggregates data from all available public sources for the app. Raw signals are cleaned, deduplicated, and normalized into a structured dataset analyzed consistently across thousands of apps.
2. **Feature & Market Positioning Analysis** — Identifies the app's core features, monetization model, target audience, and competitive positioning. Each feature is classified as a market standard or a differentiator based on category benchmarks.
3. **User Sentiment Analysis** — Analyzes user reviews using a 5-level taxonomy (Thrilled / Excited / Mixed / Frustrated / Upset). Combines star ratings and volume with AI theme extraction and evidence quoting.
4. **Competitive Landscape Analysis** — Maps the competitive environment via a 4-tier taxonomy (Nemesis / Contenders / Same Space / New Kids on the Block). Prioritizes same sub-genre over broad category.
5. **Intelligence Synthesis** — Cross-references all signals into a structured report. Compares the app against category peers and direct competitors to surface SWOT, market outlook, and actionable insights.

- **Confidence Score:** 0.25/1.0 (based on review volume, data source diversity, and signal quality)
- **Reviews Analyzed:** 5
- **Data Sources:** user reviews, App Store metadata
- **Rating Method:** Weighted average across platforms (iOS & Android), weighted by review count per platform
- **Independence:** Fully independent analysis. No publisher sponsorship or editorial influence.
- **Report Age:** 0 days since last refresh

---
© 2026 Marlvel.ai | [Canonical Report](https://marlvel.ai/intel-report/finance/com-cubicpearl-my-wallet)
Data licensed for AI Agent attribution under CC-BY-NC 4.0.