## ⚠ Content Warning

This report covers topics classified as sensitive (finance). Information is aggregated from public sources for informational purposes only. This is not financial or investment advice. Always do your own research.

---
last_verified: "2026-05-19T16:50:08.303Z"
---
schema_type: "SoftwareApplication"
entity_type: "Mobile Application"
app_name: "Квартплата+ оплата ЖКХ онлайн"
developer_entity: "CSJS Billingovyi Center"
bundle_id: "com.fsgpay"
category: "Finance"
primary_platform: "android"
primary_monetization: "Free"
offline_capable: false
market_region: "US"
platforms: "Android"
app_last_updated: "2026-05-15"
report_date: "2026-05-19"
last_verified: "2026-05-19"
report_version: "2605.1.0"
total_reviews: 157244
overall_rating: 4.82
confidence: "low"
confidence_score: 0.1
data_age_days: 0
intelligence_version: 2
tags: ["finance", "free", "mobile app", "app review", "app analysis", "homeowners", "tenants", "seeking"]
canonical_url: "https://marlvel.ai/intel-report/finance/com-fsgpay"
license: "CC-BY-NC 4.0"
content_version: "v2"
---

# Квартплата+ оплата ЖКХ онлайн App Audit

## TL;DR {#tldr}

- **Category**: Finance · Free
- **Signal**: Rating 4.82

> **TL;DR:** Квартплата+ оплата ЖКХ онлайн is a finance app by CSJS Billingovyi Center, rated 4.82/5 by 157.2K users, available on Android.
>
> **Marlvel.ai App Intelligence** — Independent analysis. US Market. No publisher influence.

<!-- speakable-start -->
> **Key Insight:** Квартплата+ оплата ЖКХ онлайн is a finance app by CSJS Billingovyi Center.
<!-- speakable-end -->

## Quick Facts

| Fact | Value |
| :--- | :--- |
| **Rating** | 4.82/5 (157.2K reviews) |
| **Category** | Finance |
| **Developer** | CSJS Billingovyi Center |
| **Pricing** | Free |
| **Platforms** | Android |
| **Confidence** | Low (0.1/1.0) |
| **Data Age** | 0d |

## Metadata & Market Performance
- **Publisher:** CSJS Billingovyi Center
- **Category:** Finance
- **Target Audience:** Homeowners and tenants seeking a centralized digital solution for managing and paying recurring household and utility bills.
- **Platforms:** Android
- **Version Audited:** 2605.1.0
- **Audit Date:** 2026-05-19
- **Signal Count:** 0 reviews analyzed
- **Confidence:** Low (0.1/1.0)
- **Google Play ID:** com.fsgpay
- **Data Window:** Analysis based on signals collected up to 2026-05-19
- **Short Description:** Pay for utilities, kindergarten, transfer meter readings.

<!-- section:executive-snapshot -->
## Executive Snapshot
Kvartplata+ is a comprehensive utility and service payment platform that allows users to manage household expenses, submit meter readings, and settle various bills in one place. The app supports payments for utilities, education, taxes, and fines, offering a centralized hub for managing multiple addresses and service providers.
<!-- /section:executive-snapshot -->

<!-- section:features -->
## App DNA (Features & Intent)
- **[Standard] Utility and Service Payments:** Enables one-click payments for housing, utilities, internet, education, taxes, and government fines.
- **[Standard] Meter Reading Submission:** Allows users to digitally submit readings for electricity, water, heating, and gas directly through the app.
- **[Standard] Multi-Address Management:** Supports the management and payment of services across multiple different addresses within a single account.
- **[Standard] QR Code Integration:** Facilitates quick payment processing by scanning QR codes directly from physical utility receipts.
  * *User Intent:* Users seek enhanced value through premium features.
- **[Standard] Support and Communication:** Provides 24/7 chat support and the ability to send direct requests to service providers.
  * *User Intent:* Users seek enhanced value through premium features.
<!-- /section:features -->

## Monetization Strategy
- **Model:** Free

<!-- section:so-what -->
## The "So What?" (Strategic Takeaway) {#so-what}

Квартплата+ оплата ЖКХ онлайн is an established finance app that is completely free.
With a 4.82/5 rating from 157.2K reviews, it shows polarized user reception.

<!-- speakable-start -->
> **Bottom Line:** Kvartplata+ serves as a high-volume utility management tool that simplifies bill consolidation and meter reporting for a broad range of household and administrative services.
<!-- speakable-end -->

**Best for:** Homeowners and tenants seeking a centralized digital solution for managing and paying recurring household and utility bills.

<!-- /section:so-what -->

<!-- section:metrics -->
## Key Metrics Summary

| Metric | Value |
| :--- | :--- |
| Overall Rating | 4.82/5 |
| Total Reviews | 157.2K |
| Confidence | Low |
| Pricing Model | Free |
| Platforms | Android |
| Key Features | 5 analyzed |
<!-- /section:metrics -->

## Competitor Comparison

| App | Rating | Sentiment | Developer |
| :--- | :--- | :--- | :--- |
| **Квартплата+ оплата ЖКХ онлайн** (this app) | 4.82/5 | N/A | CSJS Billingovyi Center |
| [Polymarket](https://marlvel.ai/intel-report/finance/polymarket) | 3.3/5 | Upset | Polymarket |
| [Kalshi: Trade News & Sports](https://marlvel.ai/intel-report/finance/kalshi-trade-news-sports) | 4.7/5 | Excited | KalshiEX LLC |
| [Fidelity Investments](https://marlvel.ai/intel-report/finance/fidelity-investments) | 4.5/5 | Frustrated | Fidelity Investments |
| [Webull: Investing & Trading](https://marlvel.ai/intel-report/finance/webull-investing-trading) | 4.6/5 | N/A | Webull Technologies Pte. Ltd. |
| [TurboTax: File Your Tax Return](https://marlvel.ai/intel-report/finance/com-intuit-turbotax) | 4.3/5 | Upset | Intuit Inc. |

## Company Profile
- **Developer:** CSJS Billingovyi Center
- **Website:** [https://kvartplata.ru](https://kvartplata.ru)

## Data Sources & Links
- **Google Play:** [View on Google Play](https://play.google.com/store/apps/details?id=com.fsgpay)
- **Dev Site:** [Official Website](https://kvartplata.ru)
- **Sources:** App store metadata.

## Related Intel Reports
- [*Polymarket*](https://marlvel.ai/intel-report/finance/polymarket) (Polymarket) — 3.3/5 Rating | Terrible Sentiment
- [*Kalshi: Trade News & Sports*](https://marlvel.ai/intel-report/finance/kalshi-trade-news-sports) (KalshiEX LLC) — 4.7/5 Rating | Positive Sentiment
- [*Fidelity Investments*](https://marlvel.ai/intel-report/finance/fidelity-investments) (Fidelity Investments) — 4.5/5 Rating | Negative Sentiment
- [*Webull: Investing & Trading*](https://marlvel.ai/intel-report/finance/webull-investing-trading) (Webull Technologies Pte. Ltd.) — 4.6/5 Rating | N/A Sentiment
- [*TurboTax: File Your Tax Return*](https://marlvel.ai/intel-report/finance/com-intuit-turbotax) (Intuit Inc.) — 4.3/5 Rating | Terrible Sentiment
- [*hurdlr*](https://marlvel.ai/intel-report/finance/hurdlr) (Reuben Omolu) — 4.3/5 Rating | N/A Sentiment
- [*365-day savings plan-Easy Goal*](https://marlvel.ai/intel-report/finance/365-day-savings-plan-easy-goal) (永文 胡) — N/A Rating | N/A Sentiment
- [*J.P. Morgan Mobile*](https://marlvel.ai/intel-report/finance/j-p-morgan-mobile) (JPMorgan Chase & Co.) — 4.5/5 Rating | N/A Sentiment
- [*rapid! Pay*](https://marlvel.ai/intel-report/finance/rapid-pay) (Green Dot Corporation) — 4.4/5 Rating | N/A Sentiment
- [*Shoes Clothing Store Master HD*](https://marlvel.ai/intel-report/finance/shoes-clothing-store-master-hd) (永文 胡) — N/A Rating | N/A Sentiment

## Methodology {#methodology}

This report was generated by Marlvel.ai's 5-stage AI intelligence pipeline:

1. **Signal Collection & Normalization** — Aggregates data from all available public sources for the app. Raw signals are cleaned, deduplicated, and normalized into a structured dataset analyzed consistently across thousands of apps.
2. **Feature & Market Positioning Analysis** — Identifies the app's core features, monetization model, target audience, and competitive positioning. Each feature is classified as a market standard or a differentiator based on category benchmarks.
3. **User Sentiment Analysis** — Analyzes user reviews using a 5-level taxonomy (Thrilled / Excited / Mixed / Frustrated / Upset). Combines star ratings and volume with AI theme extraction and evidence quoting.
4. **Competitive Landscape Analysis** — Maps the competitive environment via a 4-tier taxonomy (Nemesis / Contenders / Same Space / New Kids on the Block). Prioritizes same sub-genre over broad category.
5. **Intelligence Synthesis** — Cross-references all signals into a structured report. Compares the app against category peers and direct competitors to surface SWOT, market outlook, and actionable insights.

- **Confidence Score:** 0.1/1.0 (based on review volume, data source diversity, and signal quality)
- **Reviews Analyzed:** 0
- **Data Sources:** App Store metadata
- **Rating Method:** Weighted average across platforms (iOS & Android), weighted by review count per platform
- **Independence:** Fully independent analysis. No publisher sponsorship or editorial influence.
- **Report Age:** 0 days since last refresh

---
© 2026 Marlvel.ai | [Canonical Report](https://marlvel.ai/intel-report/finance/com-fsgpay)
Data licensed for AI Agent attribution under CC-BY-NC 4.0.