---
title: "owed + — App Overview"
url: https://marlvel.ai/apps/com-gdovindesigns-owed-pro
category: Finance
developer: Josh Gdovin
platforms: ios
rating: 4.4 (7 ratings)
pricing: paid
report_level: overview
generated: 2026-04-23
last_verified: "2026-04-23T07:25:04.930Z"
---

<!-- SECTION: Key Insight -->
> **Key Insight:** Owed+ is a paid utility focused on simplifying the collection of personal debts through multi-device support and integrated third-party payment request links.

<!-- SECTION: Quick Facts -->
| Metric | Value |
|--------|-------|
| Category | Finance |
| Rating | 4.4 ★ (7) |
| Pricing | paid |
| Platforms | iOS |
| Latest Version (iOS) | 4.6 |
| Developer | Josh Gdovin |

<!-- SECTION: Summary -->
## What is owed +?

Owed+ is a finance application designed to help users track and settle personal debts through a modernized interface. The app facilitates debt management by enabling cross-platform synchronization and direct payment requests via text message.

<!-- SECTION: Key Features -->
## Key Features

- **Cross-Platform Synchronization**: Allows users to manage debt data seamlessly across iPhone, iPad, and Mac devices.
- **Integrated Payment Requests**: Enables users to send payment requests via text message for Apple Pay, PayPal, and Venmo.
- **Accessibility Enhancements**: Provides multiple color palettes with improved contrast for better visibility.
- **Customization Options**: Offers users the ability to personalize the app experience with selectable icon designs.

<!-- SECTION: Target Audience -->
## Who is it for?

Individuals seeking a streamlined, cross-platform tool to manage and collect personal IOUs.

<!-- SECTION: Links -->
## Links

- [App Store](https://apps.apple.com/us/app/owed/id6752716669?uo=2)
- [Full Intelligence Report](https://marlvel.ai/apps/com-gdovindesigns-owed-pro)

---
*This is an overview report. Sentiment analysis, competitive landscape, and SWOT analysis are available in the [full intelligence report](https://marlvel.ai/apps/com-gdovindesigns-owed-pro).*
*Generated by [Marlvel.ai](https://marlvel.ai) — Independent app intelligence.*