## ⚠ Content Warning

This report covers topics classified as sensitive (finance). Information is aggregated from public sources for informational purposes only. This is not financial or investment advice. Always do your own research.

---
last_verified: "2026-05-19T16:18:33.923Z"
---
schema_type: "SoftwareApplication"
entity_type: "Mobile Application"
app_name: "My Cash Book"
developer_entity: "MOHAN KUMAR M"
bundle_id: "com.kvcc.personalutility"
app_store_id: "1480154601"
google_play_id: "in.mycashbook"
category: "Finance"
primary_platform: "ios"
primary_monetization: "Paid"
offline_capable: true
market_region: "US"
platforms: "iOS & Android"
app_last_updated: "2024-11-29"
report_date: "2026-05-19"
last_verified: "2026-05-19"
report_version: "1.3"
total_reviews: 1
overall_rating: 1
confidence: "low"
confidence_score: 0.05
data_age_days: 0
momentum_velocity: "zombie"
intelligence_version: 2
tags: ["finance", "paid", "mobile app", "app review", "app analysis", "individuals", "seeking", "mobile-first"]
canonical_url: "https://marlvel.ai/apps/com-kvcc-personalutility"
license: "CC-BY-NC 4.0"
content_version: "v2"
---

# My Cash Book App Audit

## TL;DR {#tldr}

- **Category**: Finance · Paid
- **Signal**: Rating 1

> **TL;DR:** My Cash Book is a finance app by MOHAN KUMAR M, rated 1/5 by 1 users, available on iOS & Android.
>
> **Marlvel.ai App Intelligence** — Independent analysis. US Market. No publisher influence.

<!-- speakable-start -->
> **Key Insight:** My Cash Book is a finance app by MOHAN KUMAR M.
<!-- speakable-end -->

## Quick Facts

| Fact | Value |
| :--- | :--- |
| **Rating** | 1/5 (1 reviews) |
| **Category** | Finance |
| **Developer** | MOHAN KUMAR M |
| **Pricing** | Paid |
| **Platforms** | iOS & Android |
| **Confidence** | Low (0.05/1.0) |
| **Data Age** | 43d |

## Metadata & Market Performance
- **Publisher:** MOHAN KUMAR M
- **Category:** Finance
- **Target Audience:** Individuals seeking a mobile-first solution for personal or small-scale cash flow tracking and expense management.
- **Platforms:** iOS & Android
- **Version Audited:** 1.3
- **Audit Date:** 2026-05-19
- **Signal Count:** 0 reviews analyzed
- **Confidence:** Low (0.05/1.0)
- **App Store ID (iOS):** 1480154601
- **Bundle ID:** com.kvcc.personalutility
- **Google Play ID:** in.mycashbook
- **Data Window:** Analysis based on signals collected up to 2026-05-19

<!-- section:executive-snapshot -->
## Executive Snapshot
My Cash Book is a finance management tool that enables users to track income and expenses through cashbox and account-based transaction logging. The app supports offline functionality with manual or automatic data syncing and provides visual reporting through tabular summaries and charts.
<!-- /section:executive-snapshot -->

<!-- section:features -->
## App DNA (Features & Intent)
- **[Standard] Transaction Management:** Users can record income and expenses, with built-in capabilities to duplicate or reverse existing transactions.
- **[Standard] Data Visualization:** The app generates daily and date-range summaries in tabular format, alongside bar and line charts for account-wise analysis.
  * *User Intent:* Users are motivated by consistent progression and daily incentives.
- **[Standard] Offline-First Syncing:** The application functions in offline mode and allows users to sync data to a cloud backup once an internet connection is established.
  * *User Intent:* Users want uninterrupted access without internet dependency.
- **[Standard] Authentication and Security:** Access is secured via phone number-based OTP authentication.
  * *User Intent:* Users prioritize data protection and trust in the platform.
<!-- /section:features -->

## Monetization Strategy
- **Model:** Paid
- **Price:** iOS: $0.99

<!-- section:momentum -->
## App Momentum (Zombie) {#momentum}

Last updated 536d ago. 4 versions tracked.

> **Cadence:** 4 total versions · 0 majors in last 6 months · 536 days since last update

<!-- /section:momentum -->

<!-- section:so-what -->
## The "So What?" (Strategic Takeaway) {#so-what}

My Cash Book is an established finance app that is a paid app.
With a 1/5 rating from 1 reviews, it shows polarized user reception.

<!-- speakable-start -->
> **Bottom Line:** My Cash Book is a functional, offline-capable ledger app designed for users who require granular control over cashbox balances and transaction history.
<!-- speakable-end -->

**Best for:** Individuals seeking a mobile-first solution for personal or small-scale cash flow tracking and expense management.

<!-- /section:so-what -->

<!-- section:metrics -->
## Key Metrics Summary

| Metric | Value |
| :--- | :--- |
| Overall Rating | 1/5 |
| Total Reviews | 1 |
| Confidence | Low |
| Pricing Model | Paid |
| Platforms | iOS & Android |
| Key Features | 4 analyzed |
<!-- /section:metrics -->

## Competitor Comparison

| App | Rating | Sentiment | Developer |
| :--- | :--- | :--- | :--- |
| **My Cash Book** (this app) | 1/5 | N/A | MOHAN KUMAR M |
| [Polymarket](https://marlvel.ai/apps/polymarket) | 3.3/5 | Upset | Polymarket |
| [Kalshi: Trade News & Sports](https://marlvel.ai/apps/kalshi-trade-news-sports) | 4.7/5 | Excited | KalshiEX LLC |
| [Fidelity Investments](https://marlvel.ai/apps/fidelity-investments) | 4.5/5 | Frustrated | Fidelity Investments |
| [Webull: Investing & Trading](https://marlvel.ai/apps/webull-investing-trading) | 4.6/5 | N/A | Webull Technologies Pte. Ltd. |
| [TurboTax: File Your Tax Return](https://marlvel.ai/apps/com-intuit-turbotax) | 4.3/5 | Upset | Intuit Inc. |

## Company Profile
- **Developer:** MOHAN KUMAR M

## Data Sources & Links
- **App Store:** [View on Apple Store](https://apps.apple.com/om/app/my-cash-book/id1480154601?uo=2)
- **Google Play:** [View on Google Play](https://play.google.com/store/apps/details?id=in.mycashbook&hl=en&gl=om)
- **Sources:** App store metadata.

## Related Intel Reports
- [*Polymarket*](https://marlvel.ai/apps/polymarket) (Polymarket) — 3.3/5 Rating | Terrible Sentiment
- [*Kalshi: Trade News & Sports*](https://marlvel.ai/apps/kalshi-trade-news-sports) (KalshiEX LLC) — 4.7/5 Rating | Positive Sentiment
- [*Fidelity Investments*](https://marlvel.ai/apps/fidelity-investments) (Fidelity Investments) — 4.5/5 Rating | Negative Sentiment
- [*Webull: Investing & Trading*](https://marlvel.ai/apps/webull-investing-trading) (Webull Technologies Pte. Ltd.) — 4.6/5 Rating | N/A Sentiment
- [*TurboTax: File Your Tax Return*](https://marlvel.ai/apps/com-intuit-turbotax) (Intuit Inc.) — 4.3/5 Rating | Terrible Sentiment
- [*hurdlr*](https://marlvel.ai/apps/hurdlr) (Reuben Omolu) — 4.3/5 Rating | N/A Sentiment
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- [*J.P. Morgan Mobile*](https://marlvel.ai/apps/j-p-morgan-mobile) (JPMorgan Chase & Co.) — 4.5/5 Rating | N/A Sentiment
- [*rapid! Pay*](https://marlvel.ai/apps/rapid-pay) (Green Dot Corporation) — 4.4/5 Rating | N/A Sentiment
- [*Shoes Clothing Store Master HD*](https://marlvel.ai/apps/shoes-clothing-store-master-hd) (永文 胡) — N/A Rating | N/A Sentiment

## Methodology {#methodology}

This report was generated by Marlvel.ai's 5-stage AI intelligence pipeline:

1. **Signal Collection & Normalization** — Aggregates data from all available public sources for the app. Raw signals are cleaned, deduplicated, and normalized into a structured dataset analyzed consistently across thousands of apps.
2. **Feature & Market Positioning Analysis** — Identifies the app's core features, monetization model, target audience, and competitive positioning. Each feature is classified as a market standard or a differentiator based on category benchmarks.
3. **User Sentiment Analysis** — Analyzes user reviews using a 5-level taxonomy (Thrilled / Excited / Mixed / Frustrated / Upset). Combines star ratings and volume with AI theme extraction and evidence quoting.
4. **Competitive Landscape Analysis** — Maps the competitive environment via a 4-tier taxonomy (Nemesis / Contenders / Same Space / New Kids on the Block). Prioritizes same sub-genre over broad category.
5. **Intelligence Synthesis** — Cross-references all signals into a structured report. Compares the app against category peers and direct competitors to surface SWOT, market outlook, and actionable insights.

- **Confidence Score:** 0.05/1.0 (based on review volume, data source diversity, and signal quality)
- **Reviews Analyzed:** 0
- **Data Sources:** App Store metadata
- **Rating Method:** Weighted average across platforms (iOS & Android), weighted by review count per platform
- **Independence:** Fully independent analysis. No publisher sponsorship or editorial influence.
- **Report Age:** 43 days since last refresh

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© 2026 Marlvel.ai | [Canonical Report](https://marlvel.ai/apps/com-kvcc-personalutility)
Data licensed for AI Agent attribution under CC-BY-NC 4.0.