---
title: "Luna Money — App Overview"
url: https://marlvel.ai/apps/com-lunamoney-app
category: Finance
developer: Luna Money LLC
platforms: ios, android
rating: 4.9 (277 ratings)
pricing: free
report_level: overview
generated: 2026-04-28
last_verified: "2026-04-28T13:20:46.350Z"
overall_rating: 4.9
total_reviews: 282
data_age_days: 68
---

<!-- SECTION: Key Insight -->
> **Key Insight:** The app differentiates itself by shifting the focus from historical expense tracking to a proactive, real-time calculation of daily spending power.

<!-- SECTION: Quick Facts -->
| Metric | Value |
|--------|-------|
| Category | Finance |
| Rating | 4.9 ★ (277) |
| Pricing | free |
| Platforms | iOS, Android |
| Latest Version (iOS) | 1.1 |
| Latest Version (Android) | 1.0.6 |
| Developer | Luna Money LLC |

<!-- SECTION: Summary -->
## What is Luna Money?

Luna Money is a personal finance application designed to provide users with a real-time 'Safe to Spend' metric. By integrating account data with automated categorization, the app helps users manage bills, budgets, and savings goals to clarify daily spending capacity.

<!-- SECTION: Key Features -->
## Key Features

- **Safe to Spend**: A dynamic algorithm that calculates available funds by accounting for upcoming bills, active budgets, and savings goals.
- **Automated Categorization**: A machine learning-based system that automatically classifies transactions and improves precision based on user spending patterns.
- **Account Integration**: Allows users to connect financial accounts to centralize income sources and spending data in one dashboard.

<!-- SECTION: Target Audience -->
## Who is it for?

Individuals seeking automated financial tracking and proactive guidance on daily discretionary spending.

<!-- SECTION: Links -->
## Links

- [App Store](https://apps.apple.com/us/app/luna-money/id6758221103?uo=2)
- [Google Play](https://play.google.com/store/apps/details?id=com.en.luna.app&hl=en&gl=us)
- [Full Intelligence Report](https://marlvel.ai/apps/com-lunamoney-app)

---
*This is an overview report. Sentiment analysis, competitive landscape, and SWOT analysis are available in the [full intelligence report](https://marlvel.ai/apps/com-lunamoney-app).*
*Generated by [Marlvel.ai](https://marlvel.ai) — Independent app intelligence.*