---
title: "Debt 2 Income Calculator — App Overview"
url: https://marlvel.ai/apps/com-nitrio-debt2incomecalculator
category: Finance
developer: Heng Jia Liang
platforms: ios
rating: 4.2 (6 ratings)
pricing: paid
report_level: overview
generated: 2026-04-28
last_verified: "2026-04-28T11:58:37.256Z"
---

<!-- SECTION: Key Insight -->
> **Key Insight:** This app serves as a straightforward tool for calculating and simulating the impact of debt on a user's financial profile.

<!-- SECTION: Quick Facts -->
| Metric | Value |
|--------|-------|
| Category | Finance |
| Rating | 4.2 ★ (6) |
| Pricing | paid |
| Platforms | iOS |
| Latest Version (iOS) | 1.5 |
| Developer | Heng Jia Liang |

<!-- SECTION: Summary -->
## What is Debt 2 Income Calculator?

Debt 2 Income Calculator is a financial utility designed to help users calculate and monitor their Debt-to-Income (DTI) ratio. The app provides visual health indicators and simulation tools to help users assess the impact of potential new loans on their financial standing.

<!-- SECTION: Key Features -->
## Key Features

- **DTI Calculator**: Calculates the user's Debt-to-Income ratio based on provided monthly income and debt inputs.
- **Color-coded Gauge**: Provides a visual representation of financial health categorized by risk levels.
- **Loan Simulator**: Allows users to model how potential new debts or income changes affect their overall DTI ratio.
- **Financial Insights**: Delivers personalized, actionable suggestions based on the user's entered financial data.

<!-- SECTION: Target Audience -->
## Who is it for?

Individuals looking to monitor their personal debt levels and evaluate the impact of new credit obligations.

<!-- SECTION: Links -->
## Links

- [App Store](https://apps.apple.com/us/app/debt-2-income-calculator/id1634741065?uo=2)
- [Full Intelligence Report](https://marlvel.ai/apps/com-nitrio-debt2incomecalculator)

---
*This is an overview report. Sentiment analysis, competitive landscape, and SWOT analysis are available in the [full intelligence report](https://marlvel.ai/apps/com-nitrio-debt2incomecalculator).*
*Generated by [Marlvel.ai](https://marlvel.ai) — Independent app intelligence.*