---
title: "Simple Budget Envelopes — App Overview"
url: https://marlvel.ai/intel-report/finance/com-simplypalmers-simple-budget
category: Finance
developer: Joseph Palmer
platforms: ios, android
rating: 4.6 (115 ratings)
pricing: paid
report_level: overview
generated: 2026-04-19
last_verified: "2026-04-20T15:53:47.437Z"
---

<!-- SECTION: Key Insight -->
> **Key Insight:** The app succeeds by offering a simple, one-time purchase alternative to subscription-based finance apps, though it lacks automated tutorials and bulk-management features.

<!-- SECTION: Quick Facts -->
| Metric | Value |
|--------|-------|
| Category | Finance |
| Rating | 4.6 ★ (115) |
| Pricing | paid |
| Platforms | iOS, Android |
| Latest Version (iOS) | 2.1.5 |
| Latest Version (Android) | 1.42.458 |
| Developer | Joseph Palmer |

<!-- SECTION: Summary -->
## What is Simple Budget Envelopes?

Simple Budget Envelopes is a mobile finance tool that digitizes the traditional envelope budgeting method for manual expense tracking. It is designed for users who prefer a minimalist, non-subscription approach to managing personal finances without the complexity of automated banking integrations.

<!-- SECTION: Key Features -->
## Key Features

- **Digital Envelope Budgeting**: Allows users to allocate funds into specific virtual envelopes to track spending and savings goals.
- **Protected Envelope**: A dedicated account feature marketed to provide interest-earning potential for secure savings.
- **Manual Transaction Tracking**: Provides a simple interface for users to manually add or subtract expenses to maintain their budget ledger.

<!-- SECTION: Target Audience -->
## Who is it for?

Budget-conscious individuals seeking a manual, straightforward alternative to complex, feature-heavy financial management software.

<!-- SECTION: Links -->
## Links

- [App Store](https://apps.apple.com/us/app/simple-budget-envelopes/id1339993499?uo=2)
- [Google Play](https://play.google.com/store/apps/details?id=com.envelopemoney.prod&hl=en&gl=us)
- [Full Intelligence Report](https://marlvel.ai/intel-report/finance/com-simplypalmers-simple-budget)

---
*This is an overview report. Sentiment analysis, competitive landscape, and SWOT analysis are available in the [full intelligence report](https://marlvel.ai/intel-report/finance/com-simplypalmers-simple-budget).*
*Generated by [Marlvel.ai](https://marlvel.ai) — Independent app intelligence.*