---
title: "SoFi: Bank, Invest & Crypto — App Overview"
url: https://marlvel.ai/intel-report/finance/com-sofi-mobile
category: Finance
developer: Social Finance, LLC
platforms: ios, android
rating: 4.7 (385.2K ratings)
pricing: freemium
report_level: overview
generated: 2026-04-16
---

<!-- SECTION: Key Insight -->
> **Key Insight:** SoFi functions as a unified financial hub that combines traditional banking services with modern investment and crypto-trading capabilities.

<!-- SECTION: Quick Facts -->
| Metric | Value |
|--------|-------|
| Category | Finance |
| Rating | 4.7 ★ (385.2K) |
| Pricing | freemium |
| Platforms | iOS, Android |
| Latest Version (iOS) | 3.91.0 |
| Latest Version (Android) | 3.90.0 |
| Developer | Social Finance, LLC |

<!-- SECTION: Summary -->
## What is SoFi: Bank, Invest & Crypto?

SoFi is a comprehensive financial platform that integrates banking, investing, and cryptocurrency trading into a single mobile application. The app differentiates itself by offering a national bank charter for crypto services and a premium membership tier that provides enhanced APY, investment matching, and access to financial planners.

<!-- SECTION: Key Features -->
## Key Features

- **SoFi Plus Membership**: A premium tier offering 4.50% APY on savings, 1% Invest Match, and unlimited access to financial planners.
- **Cryptocurrency Trading**: Allows users to buy, sell, and hold over 25 cryptocurrencies, including Bitcoin and Ethereum, within a regulated banking environment.
- **Online Banking**: Provides fee-free checking and savings accounts with features like early direct deposit and integrated bill pay.
- **Financial Management Tools**: Includes mobile tools for tracking budgets, transferring funds, and managing overall personal finances.

<!-- SECTION: Target Audience -->
## Who is it for?

Individuals seeking an all-in-one digital platform to manage banking, savings, investments, and cryptocurrency assets.

<!-- SECTION: Links -->
## Links

- [App Store](https://apps.apple.com/us/app/sofi-bank-invest-crypto/id1191985736?uo=2)
- [Google Play](https://play.google.com/store/apps/details?id=com.sofi.mobile&hl=en&gl=us)
- [Full Intelligence Report](https://marlvel.ai/intel-report/finance/com-sofi-mobile)

---
*This is an overview report. Sentiment analysis, competitive landscape, and SWOT analysis are available in the [full intelligence report](https://marlvel.ai/intel-report/finance/com-sofi-mobile).*
*Generated by [Marlvel.ai](https://marlvel.ai) — Independent app intelligence.*