--- schema_type: "SoftwareApplication" entity_type: "Mobile Application" app_name: "Deposit Calculator - plan and calc your savings" developer_entity: "Vlad Polyanskiy" bundle_id: "net.moneyboxapp.Moneybox" app_store_id: "957326820" category: "Finance" primary_platform: "ios" primary_monetization: "Free" offline_capable: false market_region: "US" platforms: "iOS" app_last_updated: "2017-03-22" report_date: "2026-08-04" last_verified: "2026-08-04T00:00:00.000Z" report_version: "1.1" total_reviews: 0 confidence: "low" confidence_score: 0 data_age_days: 12 momentum_velocity: "zombie" intelligence_version: 3 tags: ["finance", "free", "mobile app", "app review", "app analysis", "individuals", "seeking", "manual,"] canonical_url: "https://marlvel.ai/apps/deposit-calculator-plan-and-calc-your-savings" license: "CC-BY-NC 4.0" content_version: "v2" --- ## ⚠ Content Warning This report covers topics classified as sensitive (finance). Information is aggregated from public sources for informational purposes only. This is not financial or investment advice. Always do your own research. --- # Deposit Calculator - plan and calc your savings Intelligence Report ## TL;DR {#tldr} - **Category**: Finance · Free > **TL;DR:** Deposit Calculator - plan and calc your savings is a finance app by Vlad Polyanskiy, available on iOS. > > **Marlvel.ai App Intelligence** - Independent analysis. US Market. No publisher influence. > **Key Insight:** Deposit Calculator - plan and calc your savings is a finance app by Vlad Polyanskiy. ## Quick Facts | Fact | Value | | :--- | :--- | | **Category** | Finance | | **Developer** | Vlad Polyanskiy | | **Pricing** | Free | | **Platforms** | iOS | | **Confidence** | Low (0/1.0) | | **Data Age** | 12d | ## Metadata & Market Performance - **Publisher:** Vlad Polyanskiy - **Category:** Finance - **Target Audience:** Individuals seeking a manual, offline tool to track personal savings goals and interest projections. - **Platforms:** iOS - **Version Reviewed:** 1.1 - **Report Date:** 2026-08-04 - **Signal Count:** 0 reviews analyzed - **Confidence:** Low (0/1.0) - **App Store ID (iOS):** 957326820 - **Bundle ID:** net.moneyboxapp.Moneybox - **Performance Trend:** Declining - **Data Window:** Analysis based on signals collected up to 2026-08-04 ## Executive Snapshot **What it is:** Moneybox is a manual, offline-first savings goal calculator for iOS that allows users to project interest and plan contribution schedules. **Why users hire it:** It serves users who require a static, private, and offline-only tool for interest projections, avoiding the data-harvesting risks associated with modern, cloud-connected financial apps. ## App DNA (Features & Intent) - **[Standard] Goal Planning:** Generates contribution schedules based on target savings amounts and timeframes. - **[Differentiator] Multicurrency Support:** Allows tracking of savings goals across different currency units. * *User Intent:* Users want visibility into their own performance and progress. ## Market Position {#market-position} Moneybox occupies a niche for manual, offline savings tracking, targeting users who avoid cloud-based financial services. The app is free with no in-app purchases, positioning it as a low-friction utility for simple interest projections. ## Monetization Strategy - **Model:** Free - **Tiers:** Free - **Analysis:** The app is listed as free with no visible in-app purchases or subscription tiers. ## SWOT Analysis {#swot} **Core Strengths:** - Offline-first architecture removes connectivity dependencies **Growth Levers:** - Niche demand for privacy-focused, offline-only financial calculators ## Recent Changes (v2 → v3) {#recent-changes} The app's competitive assessment shifted from a neutral observation of its legacy status to an active identification of security and compatibility risks. This pivot recontextualizes the nine-year development gap as a liability for the remaining user base. **Overall trend**: Declining **Compared at**: 2026-08-04 ### High-impact changes - **[Shifted] Security Risk Identification** (positioning) - **[Shifted] SWOT Reclassification** (swot) ### Medium-impact changes - **[Shifted] PM Action Reasoning** (positioning) ## What's New - **Latest (v1.1, 9 years ago):** Maintenance release focused on bug fixes and stability improvements. ## App Momentum (Zombie) {#momentum} - No updates since March 2017. - Development status remains dormant. > **Cadence:** 1 total versions · 0 majors in last 6 months · 3421 days since last update ## The "So What?" (Strategic Takeaway) {#so-what} Deposit Calculator - plan and calc your savings is a finance app that is completely free. > **Bottom Line:** The lack of updates since 2017 confirms the app is a legacy utility that cannot compete with modern, integrated financial tools. Sunset the project to avoid brand drag, as the current state offers no path to sustainable retention. **Best for:** Individuals seeking a manual, offline tool to track personal savings goals and interest projections. ### PM Action Plan (Next Best Moves) - [ ] [SUNSET] Sunset the application because the 9-year development gap makes it a security risk for financial data → eliminate brand drag ### Outlook: Declining The market for personal finance tools is consolidating around automated, bank-integrated platforms that provide real-time visibility. Moneybox remains a static, manual utility that fails to meet modern user expectations for data synchronization, which will lead to continued attrition of its remaining user base. - 🔴 The 9-year development hiatus confirms the app is in permanent maintenance mode, limiting its ability to compete with modern, integrated financial tools. - 🔴 The lack of cloud-sync or bank-link features creates a high friction barrier for users expecting automated savings tracking, which will accelerate churn. ## Key Metrics Summary | Metric | Value | | :--- | :--- | | Total Reviews | 0 | | Confidence | Low | | Pricing Model | Free | | Platforms | iOS | | Key Features | 2 analyzed | | Trend | Declining | | Outlook | Declining | ## Competitor Comparison | App | Rating | Sentiment | Developer | | :--- | :--- | :--- | :--- | | **Deposit Calculator - plan and calc your savings** (this app) | N/A/5 | N/A | Vlad Polyanskiy | | [Polymarket](https://marlvel.ai/apps/polymarket) | 4.1/5 | n/a | Polymarket | | [Fidelity Investments](https://marlvel.ai/apps/fidelity-investments) | 4.5/5 | n/a | Fidelity Investments | | [Kalshi: Trade Events & Sports](https://marlvel.ai/apps/kalshi-trade-news-sports) | 4.8/5 | n/a | KalshiEX LLC | | [Webull: Investing & Trading](https://marlvel.ai/apps/webull-investing-trading) | 4.6/5 | n/a | Webull Technologies Pte. Ltd. | | [코인원 - 가상자산 거래소(비트코인, 이더리움, 테더)](https://marlvel.ai/apps/coinone-co-kr-official) | 3.1/5 | N/A | Coinone | ## Company Profile - **Developer:** Vlad Polyanskiy ## Data Sources & Links - **App Store:** [View on Apple Store](https://apps.apple.com/us/app/deposit-calculator-plan-and-calc-your-savings/id957326820?uo=4) - **Sources:** App store metadata. ## Related Intel Reports - [*Polymarket*](https://marlvel.ai/apps/polymarket) (Polymarket) · 4.1/5 Rating - [*Fidelity Investments*](https://marlvel.ai/apps/fidelity-investments) (Fidelity Investments) · 4.5/5 Rating - [*Kalshi: Trade Events & Sports*](https://marlvel.ai/apps/kalshi-trade-news-sports) (KalshiEX LLC) · 4.8/5 Rating - [*Webull: Investing & Trading*](https://marlvel.ai/apps/webull-investing-trading) (Webull Technologies Pte. Ltd.) · 4.6/5 Rating - [*코인원 - 가상자산 거래소(비트코인, 이더리움, 테더)*](https://marlvel.ai/apps/coinone-co-kr-official) (Coinone) · 3.1/5 Rating - [*다트맨 - 전자공시 푸시알림*](https://marlvel.ai/apps/com-coreasset-stockhunter) (ORBIS Investment Advisors Co., Ltd.) · 2.1/5 Rating - [*디지로카(롯데카드)*](https://marlvel.ai/apps/com-lcacapp) (lottecard) · 2.5/5 Rating - [*บเรนนี่ เงินสด*](https://marlvel.ai/apps/com-finance-rennycorpoth) (RENNY CORPORATION COMPANY LIMITED) · N/A Rating - [*ศรีสวัสดิ์*](https://marlvel.ai/apps/com-srisawad-mobileapplications) (Srisawad Power 2014 Company Limited) · 3.8/5 Rating - [*しんきんバンキングアプリ*](https://marlvel.ai/apps/jp-shinkin-ib-banking) (The Shinkin Banks Information System Center Co Ltd) · 3.3/5 Rating ## Methodology {#methodology} This report was generated by Marlvel.ai's 5-stage AI intelligence pipeline: 1. **Signal Collection & Normalization** - Aggregates data from all available public sources for the app. Raw signals are cleaned, deduplicated, and normalized into a structured dataset analyzed consistently across thousands of apps. 2. **Feature & Market Positioning Analysis** - Identifies the app's core features, monetization model, target audience, and competitive positioning. Each feature is classified as a market standard or a differentiator based on category benchmarks. 3. **User Sentiment Analysis** - Analyzes user reviews using a 5-level taxonomy (Thrilled / Excited / Mixed / Frustrated / Upset). Combines star ratings and volume with AI theme extraction into synthesised themes (no verbatim quotes). 4. **Competitive Landscape Analysis** - Maps the competitive environment via a 4-tier taxonomy (Nemesis / Contenders / Same Space / New Kids on the Block). Prioritizes same sub-genre over broad category. 5. **Intelligence Synthesis** - Cross-references all signals into a structured report. Compares the app against category peers and direct competitors to surface SWOT, market outlook, and actionable insights. - **Confidence Score:** 0/1.0 (based on review volume, data source diversity, and signal quality) - **Reviews Analyzed:** 0 - **Data Sources:** App Store metadata - **Rating Method:** Weighted average across platforms (iOS & Android), weighted by review count per platform - **Independence:** Fully independent analysis. No publisher sponsorship or editorial influence. - **Report Age:** 12 days since last refresh --- © 2026 Marlvel.ai | [Canonical Report](https://marlvel.ai/apps/deposit-calculator-plan-and-calc-your-savings) Data licensed for AI Agent attribution under CC-BY-NC 4.0.