---
schema_type: "SoftwareApplication"
entity_type: "Mobile Application"
app_name: "DG QRIS Bankaltimtara"
developer_entity: "Bank Pembangunan Daerah Kalimantan Timur"
bundle_id: "bankaltimtara.dgqris.mobile"
app_store_id: "1606678395"
category: "Finance"
primary_platform: "ios"
primary_monetization: "Free"
offline_capable: false
market_region: "US"
platforms: "iOS"
app_last_updated: "2022-03-15"
report_date: "2026-10-16"
last_verified: "2026-10-16T00:00:00.000Z"
report_version: "1.0.5"
total_reviews: 0
confidence: "low"
confidence_score: 0.05
data_age_days: 28
momentum_velocity: "zombie"
intelligence_version: 2
tags: ["finance", "free", "mobile app", "app review", "app analysis", "bankaltimtara", "customers", "merchants"]
canonical_url: "https://marlvel.ai/apps/dg-qris-bankaltimtara"
license: "CC-BY-NC 4.0"
content_version: "v2"
---

## ⚠ Content Warning

This report covers topics classified as sensitive (finance). Information is aggregated from public sources for informational purposes only. This is not financial or investment advice. Always do your own research.

---

# DG QRIS Bankaltimtara Intelligence Report

## TL;DR {#tldr}

- **Category**: Finance · Free

> **TL;DR:** DG QRIS Bankaltimtara is a finance app by Bank Pembangunan Daerah Kalimantan Timur, available on iOS.
>
> **Marlvel.ai App Intelligence** - Independent analysis. US Market. No publisher influence.

<!-- speakable-start -->
> **Key Insight:** DG QRIS Bankaltimtara is a finance app by Bank Pembangunan Daerah Kalimantan Timur.
<!-- speakable-end -->

## Quick Facts

| Fact | Value |
| :--- | :--- |
| **Category** | Finance |
| **Developer** | Bank Pembangunan Daerah Kalimantan Timur |
| **Pricing** | Free |
| **Platforms** | iOS |
| **Confidence** | Low (0.05/1.0) |
| **Data Age** | 28d |

## Metadata & Market Performance
- **Publisher:** Bank Pembangunan Daerah Kalimantan Timur
- **Category:** Finance
- **Target Audience:** Bankaltimtara customers and merchants requiring a digital interface for QRIS payment processing.
- **Platforms:** iOS
- **Version Reviewed:** 1.0.5
- **Report Date:** 2026-10-16
- **Signal Count:** 0 reviews analyzed
- **Confidence:** Low (0.05/1.0)
- **App Store ID (iOS):** 1606678395
- **Bundle ID:** bankaltimtara.dgqris.mobile
- **Data Window:** Analysis based on signals collected up to 2026-10-16

<!-- section:executive-snapshot -->
## Executive Snapshot
**What it is:** DG QRIS Bankaltimtara is a financial utility app for Bankaltimtara customers and merchants to process and track QRIS payments on iOS.
**Why users hire it:** The app removes the friction of physical payment processing for bank account holders by providing a dedicated digital interface for QRIS transactions.
<!-- /section:executive-snapshot -->

<!-- section:features -->
## App DNA (Features & Intent)
- **[Standard] QRIS Scan and Upload:** Processes QRIS payments via camera scan or image file upload for customer transactions.
  * *User Intent:* Users value self-expression and personalized experiences.
- **[Standard] Account Balance Inquiry:** Displays real-time balance information for customer and merchant accounts.
  * *User Intent:* Users value self-expression and personalized experiences.
- **[Standard] Merchant QRIS Generation:** Creates unique QRIS codes for merchants to receive payments directly into their bank accounts.
<!-- /section:features -->

<!-- section:market-position -->
## Market Position {#market-position}

DG QRIS Bankaltimtara occupies a niche utility role for Bankaltimtara account holders, with no active development since March 2022. The app's value is tied entirely to its integration with the bank's internal account system rather than competitive market performance.
<!-- /section:market-position -->

## Monetization Strategy
- **Model:** Free
- **Tiers:** Free for Bankaltimtara account holders
- **Analysis:** The app functions as a free utility for existing bank customers to manage digital payments.

<!-- section:swot -->
## SWOT Analysis {#swot}

**Core Strengths:**
- Direct integration with Bankaltimtara accounts

**Growth Levers:**
- Real-time transaction notifications for merchants


<!-- /section:swot -->
<!-- section:momentum -->
## App Momentum (Zombie) {#momentum}

- No updates for 1,676 days
- Maintenance-mode development status

> **Cadence:** 1 total versions · 0 majors in last 6 months · 1676 days since last update

<!-- /section:momentum -->

<!-- section:so-what -->
## The "So What?" (Strategic Takeaway) {#so-what}

DG QRIS Bankaltimtara is a finance app that is completely free.

<!-- speakable-start -->
> **Bottom Line:** DG QRIS Bankaltimtara provides essential utility for Bankaltimtara account holders, but the lack of development since 2022 limits its long-term viability. Maintaining core transaction stability is the only priority until the bank decides to modernize the platform.
<!-- speakable-end -->

**Best for:** Bankaltimtara customers and merchants requiring a digital interface for QRIS payment processing.

<!-- section:pm-actions -->
### PM Action Plan (Next Best Moves)

- [ ] [MAINTAIN] Audit current API stability because no updates have shipped in over 1,600 days → ensure core transaction reliability
<!-- /section:pm-actions -->

<!-- section:outlook -->
### Outlook: Stable

The market for digital payment utilities is consolidating around high-frequency, feature-rich wallets. DG QRIS Bankaltimtara remains a stable, internal tool for Bankaltimtara, but its lack of development leaves it vulnerable to displacement by broader financial apps.

- ⚪ The app has remained in maintenance mode for over four years, indicating it serves a static, internal utility role for the bank.
<!-- /section:outlook -->

<!-- /section:so-what -->

<!-- section:metrics -->
## Key Metrics Summary

| Metric | Value |
| :--- | :--- |
| Total Reviews | 0 |
| Confidence | Low |
| Pricing Model | Free |
| Platforms | iOS |
| Key Features | 3 analyzed |
| Outlook | Stable |
<!-- /section:metrics -->

## Competitor Comparison

| App | Rating | Sentiment | Developer |
| :--- | :--- | :--- | :--- |
| **DG QRIS Bankaltimtara** (this app) | N/A/5 | N/A | Bank Pembangunan Daerah Kalimantan Timur |
| [Banksola: Budget Planner](https://marlvel.ai/apps/banksola-budget-planner) | 4.6/5 | Mixed | Quickdollarapp, Inc |
| [DEGIRO: Investing & Trading](https://marlvel.ai/apps/degiro-investing-trading) | 4.1/5 | Mixed | DEGIRO - Online Trading App |
| [Digital Budget](https://marlvel.ai/apps/digital-budget) | 5.0/5 | Thrilled | Bryant Foster |
| [Hourly: Freelance Tracker](https://marlvel.ai/apps/hourly-freelance-tracker) | N/A/5 | N/A | Albert Lewinski |
| [SureShotFX - Pip Calculator](https://marlvel.ai/apps/sureshotfx-pip-calculator) | 4.0/5 | Excited | SureShotFX |

## Company Profile
- **Developer:** Bank Pembangunan Daerah Kalimantan Timur

## Data Sources & Links
- **App Store ID:** 1606678395
- **Sources:** App store metadata.

## Related Intel Reports
- [*Banksola: Budget Planner*](https://marlvel.ai/apps/banksola-budget-planner) (Quickdollarapp, Inc) · 4.6/5 Rating
- [*DEGIRO: Investing & Trading*](https://marlvel.ai/apps/degiro-investing-trading) (DEGIRO - Online Trading App) · 4.1/5 Rating
- [*Digital Budget*](https://marlvel.ai/apps/digital-budget) (Bryant Foster) · 5.0/5 Rating | Excellent Sentiment
- [*Hourly: Freelance Tracker*](https://marlvel.ai/apps/hourly-freelance-tracker) (Albert Lewinski) · N/A Rating
- [*SureShotFX - Pip Calculator*](https://marlvel.ai/apps/sureshotfx-pip-calculator) (SureShotFX) · 4.0/5 Rating | Positive Sentiment
- [*Tikker - Live Income Tracker*](https://marlvel.ai/apps/tikker-live-income-tracker) (Mis Asja OU) · 5.0/5 Rating
- [*TradeLog - Trading Journal*](https://marlvel.ai/apps/tradelog-trading-journal) (Rikuto Takeuchi) · N/A Rating
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- [*다트맨 - 전자공시 푸시알림*](https://marlvel.ai/apps/com-coreasset-stockhunter) (ORBIS Investment Advisors Co., Ltd.) · 2.1/5 Rating
- [*디지로카(롯데카드)*](https://marlvel.ai/apps/com-lcacapp) (lottecard) · 2.5/5 Rating

## Methodology {#methodology}

This report was generated by Marlvel.ai's 5-stage AI intelligence pipeline:

1. **Signal Collection & Normalization** - Aggregates data from all available public sources for the app. Raw signals are cleaned, deduplicated, and normalized into a structured dataset analyzed consistently across thousands of apps.
2. **Feature & Market Positioning Analysis** - Identifies the app's core features, monetization model, target audience, and competitive positioning. Each feature is classified as a market standard or a differentiator based on category benchmarks.
3. **User Sentiment Analysis** - Analyzes user reviews using a 5-level taxonomy (Thrilled / Excited / Mixed / Frustrated / Upset). Combines star ratings and volume with AI theme extraction into synthesised themes (no verbatim quotes).
4. **Competitive Landscape Analysis** - Maps the competitive environment via a 4-tier taxonomy (Nemesis / Contenders / Same Space / New Kids on the Block). Prioritizes same sub-genre over broad category.
5. **Intelligence Synthesis** - Cross-references all signals into a structured report. Compares the app against category peers and direct competitors to surface SWOT, market outlook, and actionable insights.

- **Confidence Score:** 0.05/1.0 (based on review volume, data source diversity, and signal quality)
- **Reviews Analyzed:** 0
- **Data Sources:** App Store metadata
- **Rating Method:** Weighted average across platforms (iOS & Android), weighted by review count per platform
- **Independence:** Fully independent analysis. No publisher sponsorship or editorial influence.
- **Report Age:** 28 days since last refresh

---
© 2026 Marlvel.ai | [Canonical Report](https://marlvel.ai/apps/dg-qris-bankaltimtara)
Data licensed for AI Agent attribution under CC-BY-NC 4.0.