--- title: "Dosh — App Overview" url: https://marlvel.ai/apps/dosh category: Finance developer: MCA Investments Limited platforms: ios, android rating: 4.6 (219 ratings) pricing: free report_level: overview generated: 2026-05-04 last_verified: "2026-05-04T12:30:33.438Z" overall_rating: 4.6 total_reviews: 222 data_age_days: 194 --- > **Key Insight:** Dosh functions as a non-bank financial tool that incentivizes banking activity by linking financial products to telecommunications rewards. | Metric | Value | |--------|-------| | Category | Finance | | Rating | 4.6 ★ (219) | | Pricing | free | | Platforms | iOS, Android | | Latest Version (iOS) | 1.5.4 | | Latest Version (Android) | 1.9.0 | | Developer | MCA Investments Limited | ## What is Dosh? Dosh is a New Zealand-based financial app that facilitates spending, saving, and borrowing through a digital-first interface. The platform distinguishes itself through a partnership with One NZ, offering a rewards program that converts everyday spending and home loan settlements into Phone Dollars. ## Key Features - **One NZ Dosh Card**: A payment card that allows users to earn 1% back in Phone Dollars on eligible everyday spending. - **Digital Home Loans**: A fully digital mortgage application process powered by Westpac NZ that includes a Phone Dollars bonus upon settlement. - **Phone Dollars Rewards**: A loyalty program that enables users to accumulate credit toward phone upgrades through card usage and home loan products. ## Who is it for? New Zealand residents seeking a streamlined, digital-first banking experience with integrated telecommunications rewards. ## Links - App Store (App Store ID 1551072628) - Google Play (Google Play ID nz.dosh.wallet) - [Full Intelligence Report](https://marlvel.ai/apps/dosh) --- *This is an overview report. Sentiment analysis, competitive landscape, and SWOT analysis are available in the [full intelligence report](https://marlvel.ai/apps/dosh).* *Generated by [Marlvel.ai](https://marlvel.ai) — Independent app intelligence.*