--- schema_type: "SoftwareApplication" entity_type: "Mobile Application" app_name: "e-kartoteka" developer_entity: "MIESZCZANIN INFORMATYKA Sp. z o. o." bundle_id: "pl.e-kartoteka.app" app_store_id: "1440618758" category: "Finance" primary_platform: "ios" primary_monetization: "Free" offline_capable: false market_region: "US" platforms: "iOS" app_last_updated: "2026-07-09" report_date: "2026-09-03" last_verified: "2026-09-03T00:00:00.000Z" report_version: "5.0" total_reviews: 5 overall_rating: 2.6 sentiment: "Upset" sentiment_score: 10 confidence: "low" confidence_score: 0.3 top_complaint_theme: "Authentication failures prevent users from accessing the application because the system only recognizes technical accounts" review_sample_size: 2 total_review_count: 2 analyzed_review_count: 2 data_age_days: 40 momentum_velocity: "maintenance" intelligence_version: 3 tags: ["finance", "free", "upset sentiment", "mobile app", "app review", "app analysis", "residents", "housing", "cooperatives"] canonical_url: "https://marlvel.ai/apps/e-kartoteka" license: "CC-BY-NC 4.0" content_version: "v2" --- ## ⚠ Content Warning This report covers topics classified as sensitive (finance). Information is aggregated from public sources for informational purposes only. This is not financial or investment advice. Always do your own research. --- # e-kartoteka Intelligence Report ## TL;DR {#tldr} - **Category**: Finance · Free - **Signal**: Rating 2.6 · Sentiment Upset - **Recent focus**: Authentication failures prevent users from accessing the application because the system only recognizes technical accounts (top complaint) > **TL;DR:** e-kartoteka is a finance app by MIESZCZANIN INFORMATYKA Sp. z o. o., rated 2.6/5 by 5 users, with Upset user sentiment (10/100), available on iOS. > > **Marlvel.ai App Intelligence** - Independent analysis. US Market. No publisher influence. > **Key Insight:** e-kartoteka faces Upset user sentiment (2.6/5 from 5 reviews), with users reporting authentication failures prevent users from accessing the application because the system only recognizes technical accounts as the primary concern. ## Quick Facts | Fact | Value | | :--- | :--- | | **Rating** | 2.6/5 (5 reviews) | | **User Mood** | Upset | | **Category** | Finance | | **Developer** | MIESZCZANIN INFORMATYKA Sp. z o. o. | | **Pricing** | Free | | **Platforms** | iOS | | **Confidence** | Low (0.3/1.0) | | **Data Age** | 40d | ## Metadata & Market Performance - **Publisher:** MIESZCZANIN INFORMATYKA Sp. z o. o. - **Category:** Finance - **Target Audience:** Residents of housing cooperatives and apartment buildings managed by firms using the Mieszczanin portal. - **Platforms:** iOS - **Version Reviewed:** 5.0 - **Report Date:** 2026-09-03 - **Signal Count:** 2 reviews analyzed - **Confidence:** Low (0.3/1.0) - **App Store ID (iOS):** 1440618758 - **Bundle ID:** pl.e-kartoteka.app - **Performance Trend:** Declining - **Data Window:** Analysis based on signals collected up to 2026-09-03 ## Executive Snapshot **What it is:** e-kartoteka is a mobile portal for residents to manage housing settlements, utility bills, and community communication on iOS. **Why users hire it:** Residents use the app to avoid manual administrative tasks and gain transparency into property fees, displacing paper-based or email-heavy communication with property managers. ## App DNA (Features & Intent) - **[Standard] Financial Account Management:** Access to property settlements and utility billing records, securing the B2B contract with property managers. * *User Intent:* Users prioritize data protection and trust in the platform. - **[Differentiator] Resident Communication Hub:** Integrated forum and SMS archive for resident-to-resident and manager-to-resident messaging, increasing platform dependency. * *User Intent:* Users want real-time communication within the app experience. - **[Standard] Maintenance Ticketing:** Digital interface for reporting property defects, reducing administrative overhead for property managers. * *User Intent:* Users seek enhanced value through premium features. ## Market Position {#market-position} e-kartoteka holds the #51 Free position in its Polish category. The 2.6-star rating across a small sample suggests significant friction in the core user journey. ## Monetization Strategy - **Model:** Free - **Tiers:** Free to download for residents of properties using the Mieszczanin portal - **Analysis:** The app functions as a free utility for residents, with monetization occurring through B2B contracts with property management firms. ## 🔴 User Sentiment (Low Confidence: 2 of 2 reviews analyzed) {#user-sentiment} - **Overall Rating:** 2.6/5 - **Platform Split:** iOS 2.6/5 (5 ratings) - **Overall Sentiment:** Upset ### Top Complaints (Impact Areas) - **Authentication failures prevent users from accessing the application because the system only recognizes technical accounts** ## SWOT Analysis {#swot} **Core Strengths:** - B2B-gated distribution model ensures a captive user base within managed properties **Growth Levers:** - Standardizing the login flow could immediately restore utility for existing users ## Recent Changes (v2 → v3) {#recent-changes} The analysis has shifted from identifying general service instability to highlighting the specific risk of B2B contract churn caused by persistent authentication and navigation failures. **Overall trend**: Declining **Compared at**: 2026-09-03 ### High-impact changes - **[Added] Expanded Weakness and Threat Profile** (swot) - **[Shifted] B2B Contract Risk Focus** (positioning) ### Medium-impact changes - **[Added] B2B-Gated Distribution Strength** (swot) ### Low-impact changes - **[Removed] Feature Description Refinement** (features) ## What's New - **Latest (v5.0, 1 months ago):** Introduced a new application layout alongside general performance and stability optimizations. ## App Momentum (Maintenance) {#momentum} - Ships bug fixes at 8-week cadence. - Last major release July 2026. > **Cadence:** 1 total versions · 1 majors in last 6 months · 55 days since last update ## The "So What?" (Strategic Takeaway) {#so-what} e-kartoteka is a finance app that is completely free. It holds a 2.6/5 rating from 5 reviews. > **Bottom Line:** Restoring basic authentication and navigation would immediately resolve the primary barrier to usage, which currently renders the financial and communication features inaccessible to residents. **Best for:** Residents of housing cooperatives and apartment buildings managed by firms using the Mieszczanin portal. ### PM Action Plan (Next Best Moves) - [ ] [INVEST] Audit login flow because authentication failures are the #1 churn risk → restore baseline access ### Outlook: Declining The resident-portal market is shifting toward high-stability, mobile-first experiences that reduce administrative overhead for managers. e-kartoteka is currently exposed: its failure to resolve core authentication issues will likely lead property managers to seek more reliable alternatives, eroding the Mieszczanin B2B base. - 🔴 Persistent authentication failures in the latest release block user access, which compounds the rating drag already visible on the store. - 🔴 The 8-week maintenance cadence fails to address critical login bugs, leading to a stagnant user experience that risks B2B contract renewal. ## Key Metrics Summary | Metric | Value | | :--- | :--- | | Overall Rating | 2.6/5 | | Total Reviews | 5 | | Sentiment | Upset (10/100) | | Confidence | Low | | Pricing Model | Free | | Platforms | iOS | | Key Features | 3 analyzed | | Trend | Declining | | Outlook | Declining | ## Competitor Comparison | App | Rating | Sentiment | Developer | | :--- | :--- | :--- | :--- | | **e-kartoteka** (this app) | 2.6/5 | Upset | MIESZCZANIN INFORMATYKA Sp. z o. o. | | [Polymarket](https://marlvel.ai/apps/polymarket) | 4.3/5 | n/a | Polymarket | | [ATLAS:EARTH - Fun Cashback!](https://marlvel.ai/apps/atlas-earth-fun-cashback) | 4.5/5 | n/a | Atlas Reality, Inc. | | [Fidelity Investments](https://marlvel.ai/apps/fidelity-investments) | 4.4/5 | n/a | Fidelity Investments | | [Kalshi: Trade Events & Sports](https://marlvel.ai/apps/kalshi-trade-news-sports) | 4.7/5 | n/a | KalshiEX LLC | | [Webull: Investing & Trading](https://marlvel.ai/apps/webull-investing-trading) | 4.6/5 | n/a | Webull Technologies Pte. Ltd. | ## Company Profile - **Developer:** MIESZCZANIN INFORMATYKA Sp. z o. o. ## Data Sources & Links - **App Store ID:** 1440618758 - **Sources:** App store metadata, User reviews. ## Related Intel Reports - [*Polymarket*](https://marlvel.ai/apps/polymarket) (Polymarket) · 4.3/5 Rating - [*ATLAS:EARTH - Fun Cashback!*](https://marlvel.ai/apps/atlas-earth-fun-cashback) (Atlas Reality, Inc.) · 4.5/5 Rating - [*Fidelity Investments*](https://marlvel.ai/apps/fidelity-investments) (Fidelity Investments) · 4.4/5 Rating - [*Kalshi: Trade Events & Sports*](https://marlvel.ai/apps/kalshi-trade-news-sports) (KalshiEX LLC) · 4.7/5 Rating - [*Webull: Investing & Trading*](https://marlvel.ai/apps/webull-investing-trading) (Webull Technologies Pte. 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Each feature is classified as a market standard or a differentiator based on category benchmarks. 3. **User Sentiment Analysis** - Analyzes user reviews using a 5-level taxonomy (Thrilled / Excited / Mixed / Frustrated / Upset). Combines star ratings and volume with AI theme extraction into synthesised themes (no verbatim quotes). 4. **Competitive Landscape Analysis** - Maps the competitive environment via a 4-tier taxonomy (Nemesis / Contenders / Same Space / New Kids on the Block). Prioritizes same sub-genre over broad category. 5. **Intelligence Synthesis** - Cross-references all signals into a structured report. Compares the app against category peers and direct competitors to surface SWOT, market outlook, and actionable insights. - **Confidence Score:** 0.3/1.0 (based on review volume, data source diversity, and signal quality) - **Reviews Analyzed:** 2 - **Data Sources:** user reviews, App Store metadata - **Rating Method:** Weighted average across platforms (iOS & Android), weighted by review count per platform - **Independence:** Fully independent analysis. No publisher sponsorship or editorial influence. - **Report Age:** 40 days since last refresh --- © 2026 Marlvel.ai | [Canonical Report](https://marlvel.ai/apps/e-kartoteka) Data licensed for AI Agent attribution under CC-BY-NC 4.0.