---
schema_type: "SoftwareApplication"
entity_type: "Mobile Application"
app_name: "Exchange rates - All countries"
developer_entity: "Viktor Yurchuk"
bundle_id: "VY.exchangeRate"
app_store_id: "957083912"
category: "Finance"
primary_platform: "ios"
primary_monetization: "Free"
offline_capable: false
market_region: "US"
platforms: "iOS"
app_last_updated: "2026-07-27"
report_date: "2026-08-10"
last_verified: "2026-08-10T00:00:00.000Z"
report_version: "3.58"
total_reviews: 245
overall_rating: 4.7
confidence: "low"
confidence_score: 0.3
data_age_days: 6
momentum_velocity: "maintenance"
intelligence_version: 3
tags: ["finance", "free", "mobile app", "app review", "app analysis", "users", "requiring", "real-time"]
canonical_url: "https://marlvel.ai/apps/exchange-rates-all-countries"
license: "CC-BY-NC 4.0"
content_version: "v2"
---

## ⚠ Content Warning

This report covers topics classified as sensitive (finance). Information is aggregated from public sources for informational purposes only. This is not financial or investment advice. Always do your own research.

---

# Exchange rates - All countries Intelligence Report

## TL;DR {#tldr}

- **Category**: Finance · Free
- **Signal**: Rating 4.69

> **TL;DR:** Exchange rates - All countries is a finance app by Viktor Yurchuk, rated 4.69/5 by 245 users, available on iOS.
>
> **Marlvel.ai App Intelligence** - Independent analysis. US Market. No publisher influence.

<!-- speakable-start -->
> **Key Insight:** Exchange rates - All countries is a finance app by Viktor Yurchuk.
<!-- speakable-end -->

## Quick Facts

| Fact | Value |
| :--- | :--- |
| **Rating** | 4.69/5 (245 reviews) |
| **Category** | Finance |
| **Developer** | Viktor Yurchuk |
| **Pricing** | Free |
| **Platforms** | iOS |
| **Confidence** | Low (0.3/1.0) |
| **Data Age** | 6d |

## Metadata & Market Performance
- **Publisher:** Viktor Yurchuk
- **Category:** Finance
- **Target Audience:** Users requiring real-time monitoring of global currency, commodity, and cryptocurrency markets for personal or professional finance tracking.
- **Platforms:** iOS
- **Version Reviewed:** 3.58
- **Report Date:** 2026-08-10
- **Signal Count:** 0 reviews analyzed
- **Confidence:** Low (0.3/1.0)
- **App Store ID (iOS):** 957083912
- **Bundle ID:** VY.exchangeRate
- **Performance Trend:** Stable
- **Data Window:** Analysis based on signals collected up to 2026-08-10

<!-- section:executive-snapshot -->
## Executive Snapshot
**What it is:** Exchange Rates - All Countries is a finance utility for tracking fiat, precious metals, and commodities on iOS.
**Why users hire it:** Users hire this app for quick, real-time access to global market rates, which simplifies personal and professional finance monitoring without the friction of complex trading platforms.
<!-- /section:executive-snapshot -->

<!-- section:features -->
## App DNA (Features & Intent)
- **[Standard] Multi-Asset Market Tracking:** Real-time tracking of fiat currencies, precious metals, and oil prices via online updates.
  * *User Intent:* Users want visibility into their own performance and progress.
- **[Standard] Currency Converter:** Tool for calculating exchange values based on current market rates.
- **[Differentiator] Exchange Office Rates:** Displays specific buying and selling rates for local exchange offices.
<!-- /section:features -->

<!-- section:market-position -->
## Market Position {#market-position}

The app currently holds the #85 Free position in the Finance category (CY), indicating a nascent discovery phase. Its maintenance-mode update cadence suggests a defensive posture rather than an aggressive growth strategy.
<!-- /section:market-position -->

## Monetization Strategy
- **Model:** Free
- **Tiers:** Free
- **Analysis:** The application operates as a free, ad-supported utility with no visible subscription or IAP gates.

<!-- section:swot -->
## SWOT Analysis {#swot}

**Core Strengths:**
- Localized exchange office rate integration functions as a niche utility barrier.
- Ad-supported free model lowers the barrier to entry for casual users.

**Growth Levers:**
- Developing a personalized watchlist feature could increase daily active usage.
- Expanding into push notifications for rate alerts would create a retention loop.


<!-- /section:swot -->
## Recent Changes (v2 → v3) {#recent-changes}

The analysis shifted from a monetization-centric outlook to a retention-focused roadmap, prioritizing the development of personalized watchlists over previous plans to gate features.

**Overall trend**: Stable
**Compared at**: 2026-08-10

### High-impact changes
- **[Shifted] PM Action Plan Pivot** (positioning)

### Medium-impact changes
- **[Added] New SWOT items** (swot)

<!-- section:whats-new -->
## What's New

- **Latest (v3.58, 1 weeks ago):** General bug fixes and performance improvements.
<!-- /section:whats-new -->

<!-- section:momentum -->
## App Momentum (Maintenance) {#momentum}

- Ships bug fixes at 13-day cadence.
- Entered Finance charts at #85 Free.

> **Cadence:** 1 total versions · 0 majors in last 6 months · 13 days since last update

<!-- /section:momentum -->

<!-- section:so-what -->
## The "So What?" (Strategic Takeaway) {#so-what}

Exchange rates - All countries is a finance app that is completely free.
It holds a 4.69/5 rating from 245 reviews.

<!-- speakable-start -->
> **Bottom Line:** Exchange Rates - All Countries provides a functional utility for multi-asset tracking, but its maintenance-mode cadence limits long-term growth, so the PM should prioritize a personalized watchlist to build a retention loop against more active rivals.
<!-- speakable-end -->

**Best for:** Users requiring real-time monitoring of global currency, commodity, and cryptocurrency markets for personal or professional finance tracking.

<!-- section:pm-actions -->
### PM Action Plan (Next Best Moves)

- [ ] [INVEST] Ship personalized watchlist feature because it is the top missing retention mechanic → increase daily active usage
<!-- /section:pm-actions -->

<!-- section:outlook -->
### Outlook: Stable

The finance-utility market is consolidating around tools that offer personalized alerts and watchlists, leaving Exchange Rates - All Countries exposed to churn. Without a shift from maintenance to active feature development, the app will likely remain a secondary utility rather than a primary finance tool.

- ⚪ Recent updates focused on stability, no feature expansion, which keeps the app functional but prevents competitive differentiation.
- 🟢 The app's recent entry into the Finance charts at #85 Free suggests a stable baseline of organic discovery.
<!-- /section:outlook -->

<!-- /section:so-what -->

<!-- section:metrics -->
## Key Metrics Summary

| Metric | Value |
| :--- | :--- |
| Overall Rating | 4.69/5 |
| Total Reviews | 245 |
| Confidence | Low |
| Pricing Model | Free |
| Platforms | iOS |
| Key Features | 3 analyzed |
| Trend | Stable |
| Outlook | Stable |
<!-- /section:metrics -->

## Competitor Comparison

| App | Rating | Sentiment | Developer |
| :--- | :--- | :--- | :--- |
| **Exchange rates - All countries** (this app) | 4.69/5 | N/A | Viktor Yurchuk |
| [Polymarket](https://marlvel.ai/apps/polymarket) | 4.1/5 | n/a | Polymarket |
| [ATLAS:EARTH - Fun Cashback!](https://marlvel.ai/apps/atlas-earth-fun-cashback) | 4.4/5 | n/a | Atlas Reality, Inc. |
| [Fidelity Investments](https://marlvel.ai/apps/fidelity-investments) | 4.5/5 | n/a | Fidelity Investments |
| [Kalshi: Trade Events & Sports](https://marlvel.ai/apps/kalshi-trade-news-sports) | 4.8/5 | n/a | KalshiEX LLC |
| [Webull: Investing & Trading](https://marlvel.ai/apps/webull-investing-trading) | 4.6/5 | n/a | Webull Technologies Pte. Ltd. |

## Company Profile
- **Developer:** Viktor Yurchuk
- **Website:** [https://kursyvalut.info](https://kursyvalut.info)

## Data Sources & Links
- **App Store:** [View on Apple Store](https://apps.apple.com/us/app/exchange-rates-all-countries/id957083912?uo=4)
- **Dev Site:** [Official Website](https://kursyvalut.info)
- **Sources:** Developer website content, About us / company information, App store metadata.

## Related Intel Reports
- [*Polymarket*](https://marlvel.ai/apps/polymarket) (Polymarket) · 4.1/5 Rating
- [*ATLAS:EARTH - Fun Cashback!*](https://marlvel.ai/apps/atlas-earth-fun-cashback) (Atlas Reality, Inc.) · 4.4/5 Rating
- [*Fidelity Investments*](https://marlvel.ai/apps/fidelity-investments) (Fidelity Investments) · 4.5/5 Rating
- [*Kalshi: Trade Events & Sports*](https://marlvel.ai/apps/kalshi-trade-news-sports) (KalshiEX LLC) · 4.8/5 Rating
- [*Webull: Investing & Trading*](https://marlvel.ai/apps/webull-investing-trading) (Webull Technologies Pte. Ltd.) · 4.6/5 Rating
- [*코인원 - 가상자산 거래소(비트코인, 이더리움, 테더)*](https://marlvel.ai/apps/coinone-co-kr-official) (Coinone) · 3.1/5 Rating
- [*다트맨 - 전자공시 푸시알림*](https://marlvel.ai/apps/com-coreasset-stockhunter) (ORBIS Investment Advisors Co., Ltd.) · 2.1/5 Rating
- [*디지로카(롯데카드)*](https://marlvel.ai/apps/com-lcacapp) (lottecard) · 2.5/5 Rating
- [*บเรนนี่ เงินสด*](https://marlvel.ai/apps/com-finance-rennycorpoth) (RENNY CORPORATION COMPANY LIMITED) · N/A Rating
- [*ศรีสวัสดิ์*](https://marlvel.ai/apps/com-srisawad-mobileapplications) (Srisawad Power 2014 Company Limited) · 3.8/5 Rating

## Methodology {#methodology}

This report was generated by Marlvel.ai's 5-stage AI intelligence pipeline:

1. **Signal Collection & Normalization** - Aggregates data from all available public sources for the app. Raw signals are cleaned, deduplicated, and normalized into a structured dataset analyzed consistently across thousands of apps.
2. **Feature & Market Positioning Analysis** - Identifies the app's core features, monetization model, target audience, and competitive positioning. Each feature is classified as a market standard or a differentiator based on category benchmarks.
3. **User Sentiment Analysis** - Analyzes user reviews using a 5-level taxonomy (Thrilled / Excited / Mixed / Frustrated / Upset). Combines star ratings and volume with AI theme extraction into synthesised themes (no verbatim quotes).
4. **Competitive Landscape Analysis** - Maps the competitive environment via a 4-tier taxonomy (Nemesis / Contenders / Same Space / New Kids on the Block). Prioritizes same sub-genre over broad category.
5. **Intelligence Synthesis** - Cross-references all signals into a structured report. Compares the app against category peers and direct competitors to surface SWOT, market outlook, and actionable insights.

- **Confidence Score:** 0.3/1.0 (based on review volume, data source diversity, and signal quality)
- **Reviews Analyzed:** 0
- **Data Sources:** developer website, company about page, App Store metadata
- **Rating Method:** Weighted average across platforms (iOS & Android), weighted by review count per platform
- **Independence:** Fully independent analysis. No publisher sponsorship or editorial influence.
- **Report Age:** 6 days since last refresh

---
© 2026 Marlvel.ai | [Canonical Report](https://marlvel.ai/apps/exchange-rates-all-countries)
Data licensed for AI Agent attribution under CC-BY-NC 4.0.