## ⚠ Content Warning

This report covers topics classified as sensitive (finance). Information is aggregated from public sources for informational purposes only. This is not financial or investment advice. Always do your own research.

---
last_verified: "2026-06-22T09:35:26.912Z"
---
schema_type: "SoftwareApplication"
entity_type: "Mobile Application"
app_name: "Fialda - Chứng khoán, Bảng giá"
developer_entity: "FIALDA TE.,JSC"
bundle_id: "com.fialda.fmobile"
app_store_id: "1550233820"
category: "Finance"
primary_platform: "ios"
primary_monetization: "Freemium"
offline_capable: false
market_region: "US"
platforms: "iOS & Android"
app_last_updated: "2026-03-29"
report_date: "2026-06-22"
last_verified: "2026-06-22"
report_version: "1.3.2"
total_reviews: 7
overall_rating: 5
confidence: "low"
confidence_score: 0.7
data_age_days: 0
momentum_velocity: "maintenance"
intelligence_version: 5
nemesis: "Fidelity Investments"
competitor_count: 15
tags: ["finance", "freemium", "mobile app", "app review", "app analysis", "active", "retail", "investors"]
canonical_url: "https://marlvel.ai/intel-report/finance/fialda-chung-khoan-bang-gia"
license: "CC-BY-NC 4.0"
content_version: "v2"
---

# Fialda - Chứng khoán, Bảng giá App Audit

## TL;DR {#tldr}

- **Category**: Finance · Freemium
- **Signal**: Rating 5

> **TL;DR:** Fialda - Chứng khoán, Bảng giá is a finance app by FIALDA TE.,JSC, rated 5/5 by 7 users, available on iOS & Android.
>
> **Marlvel.ai App Intelligence** — Independent analysis. US Market. No publisher influence.

<!-- speakable-start -->
> **Key Insight:** Fialda - Chứng khoán, Bảng giá is a finance app by FIALDA TE.,JSC.
<!-- speakable-end -->

## Quick Facts

| Fact | Value |
| :--- | :--- |
| **Rating** | 5/5 (7 reviews) |
| **Category** | Finance |
| **Developer** | FIALDA TE.,JSC |
| **Pricing** | Freemium |
| **Platforms** | iOS & Android |
| **Confidence** | Low (0.7/1.0) |
| **Data Age** | 0d |

## Metadata & Market Performance
- **Publisher:** FIALDA TE.,JSC
- **Category:** Finance
- **Target Audience:** Active retail investors and financial professionals in the Vietnamese market.
- **Platforms:** iOS & Android
- **Version Audited:** 1.3.2
- **Audit Date:** 2026-06-22
- **Signal Count:** 86 reviews analyzed
- **Confidence:** Low (0.7/1.0)
- **App Store ID (iOS):** 1550233820
- **Bundle ID:** com.fialda.fmobile
- **Google Play ID:** com.fialda.fmobile
- **Performance Trend:** Mixed
- **Data Window:** Analysis based on signals collected up to 2026-06-22

<!-- section:executive-snapshot -->
## Executive Snapshot
**What it is:** Fialda is a financial investment tool for Vietnamese retail traders, providing real-time market data, technical charting, and stock screening on iOS and Android.
**Why users hire it:** Investors hire Fialda to consolidate fragmented market information into a single interface, reducing the time required to identify and track potential stock opportunities.
<!-- /section:executive-snapshot -->

<!-- section:features -->
## App DNA (Features & Intent)
- **[Differentiator] Stock Screener:** Filtering tool with nearly 300 criteria
  * *User Intent:* Users want to quickly find relevant content or features.
- **[Standard] Real-time Alert Center:** Automated notifications for market movements
  * *User Intent:* Users want timely prompts to stay engaged without missing updates.
- **[Differentiator] Multi-Chart Technical Analysis:** Charting tool supporting 13 time-frames
<!-- /section:features -->

<!-- section:market-position -->
## Market Position {#market-position}

Fialda maintains a niche presence in the Vietnamese finance category, anchored by a 5.0-star rating on iOS. The lack of Android review volume suggests a significant opportunity to capture market share through parity in platform engagement.
<!-- /section:market-position -->

## Monetization Strategy
- **Model:** Freemium
- **Tiers:** Free tier, Premium membership
- **Analysis:** Advanced analytical tools are gated behind premium subscriptions to monetize active retail investors.

<!-- section:swot -->
## SWOT Analysis {#swot}

**Core Strengths:**
- 300-criteria stock screener functions as a high-switching-cost barrier for retail traders
- Localized Vietnamese market data provides a competitive advantage over global institutional apps

**Critical Frictions:**
- Premium tier gating limits the top-of-funnel conversion for casual retail investors
- Zero Android rating count suggests weak platform-specific engagement and visibility

**Growth Levers:**
- Integrate AI-assisted reporting to match the UX standards set by new entrants like ClickBalance
- Expand B2B partnerships with local brokerages to increase distribution

**Market Threats:**
- Finbox's AI-driven signal UX reduces cognitive load, directly siphoning Fialda's active trader base
- Fidelity's global asset coverage threatens to drain power users requiring multi-asset diversification

<!-- /section:swot -->
## Recent Changes (v4 → v5) {#recent-changes}

The report reflects a strategic pivot from maintenance-heavy stability efforts to addressing Android platform gaps and competitive AI-assisted UX trends.

**Overall trend**: Mixed
**Compared at**: 2026-06-22

### High-impact changes
- **[Shifted] Outlook Trend** (positioning) — Outlook trend moved from declining to mixed, reflecting a shift in focus toward growth and competitive parity.
- **[Added] Android Engagement Weakness** (swot) — SWOT analysis now identifies the zero-rating Android volume as a core weakness, replacing the previous focus on technical crashes.
- **[Shifted] PM Action Item Priority** (positioning) — Action items shifted from rebuilding technical analysis screens to auditing Android onboarding and shipping AI-assisted reporting.

### Medium-impact changes
- **[Added] AI Reporting Opportunity** (swot) — Opportunities now include integrating AI-assisted reporting to match UX standards set by new entrants like ClickBalance.

<!-- section:rivals -->
## Rivals Landscape {#rivals}

> Competitive positioning identified by AI analysis of app features, category, and market signals.

### Fialda - Chứng khoán, Bảng giá vs Fidelity Investments — Head to Head
- **[Fidelity Investments](https://marlvel.ai/intel-report/finance/fidelity-investments)** by Fidelity Investments: Fidelity serves as the primary nemesis due to its massive scale and comprehensive multi-asset trading capabilities that directly compete for the attention of serious retail investors.
  - **Key differences:**
    - Offers deep fractional share trading capabilities which significantly lowers the barrier to entry for retail investors
    - Provides integrated crypto-asset trading features that are currently absent from the Fialda mobile ecosystem
    - Maintains a massive, established user base with decades of institutional trust and regulatory brand authority
  - **Where Fialda - Chứng khoán, Bảng giá wins:**
    - ✅ Fialda offers hyper-localized data specifically tailored to the nuances of the Vietnamese stock market
    - ✅ Provides a more focused community-driven investment experience compared to Fidelity's institutional-heavy interface
  - **Where Fidelity Investments wins:**
    - ❌ Superior global asset class coverage including international equities, crypto, and advanced multi-asset trading tools
    - ❌ Unmatched technical stability and security infrastructure backed by a massive global financial institution
  - **Verdict:** Fialda should double down on its local market expertise and community engagement to defend against Fidelity's superior breadth of global financial products.

### Contenders (Strong Challengers)
- **[Pocket $](https://marlvel.ai/intel-report/finance/pocket)** by Pocket Money: Pocket $ competes by offering AI-driven financial assistance and cross-border cash management that appeals to the same tech-savvy investor demographic.
  - Integrates an AI business agent to automate financial decision-making tasks for the end user
  - Provides seamless local cash-out options that simplify the liquidity process for regional investors
- **[Renmoney MFB Limited](https://marlvel.ai/intel-report/finance/renmoney-mfb-limited)** by renmoney.com: Renmoney competes for the same wallet share by offering instant credit and savings products that complement the investment lifecycle.
  - Features instant loan disbursement capabilities that provide immediate liquidity for users needing capital
  - Utilizes tiered repayment incentives to drive user retention and long-term platform loyalty
- **[Group Administrators 125](https://marlvel.ai/intel-report/finance/group-administrators-125)** by WealthCareMobile: This app competes by providing administrative oversight for financial accounts, targeting users who prioritize security and account management.
  - Focuses on specialized HSA funding and card administration features not present in Fialda
  - Prioritizes enterprise-grade security and account management workflows over market analysis tools
- **[Finbox - AI Chứng khoán](https://marlvel.ai/intel-report/finance/finbox-ai-chung-khoan)** by Minh Vuong Kieu: Finbox is a direct local competitor that leverages AI-driven market analysis to capture the same Vietnamese retail investor audience.
  - Specializes in large-scale data processing to deliver automated AI-driven stock market signals
  - Provides a streamlined, signal-focused UX that reduces the cognitive load for active traders
- **[Kushner Participant Portal](https://marlvel.ai/intel-report/health-fitness/kushner-participant-portal)** by WealthCareMobile: This app competes for the same mobile screen real estate by providing account management and security features for financial participants.
  - Prioritizes participant-specific account management and HSA funding, which lacks the market-wide data depth of Fialda.
  - UX is strictly utility-focused for account holders, whereas Fialda offers a broader, market-wide information ecosystem.
- **[Statrys](https://marlvel.ai/intel-report/finance/statrys)** by Statrys Limited: Statrys competes for the mobile-first financial user by offering transaction management and payment tracking, challenging Fialda's role as a primary financial dashboard.
  - Provides seamless multi-currency payment transfers which are essential for users managing international financial flows.
  - Features a dedicated mobile financial control interface that simplifies daily transaction tracking better than Fialda's market-focused UI.

### Peers (What They Do Better)
- **[Blackbaud MobilePay Terminal](https://marlvel.ai/intel-report/finance/blackbaud-mobilepay-terminal)** by Blackbaud, Inc.: Operates in the broader finance category by facilitating mobile payment processing and terminal integration.
  - Enables native Tap to Pay on iPhone functionality for immediate merchant-side transaction processing
  - Integrates directly with Bluetooth hardware terminals to bridge physical and digital payment flows
- **[Fubon GO](https://marlvel.ai/intel-report/finance/fubon-go)** by Fubon Bank (Hong Kong) Limited: Competes in the digital banking space by offering mobile-first account opening and e-banking services.
  - Streamlines the onboarding process through advanced mobile eKYC and digital account opening flows
  - Provides deep integration with traditional banking services like credit card applications and e-banking
- **[Raqamyah | رقمية](https://marlvel.ai/intel-report/finance/raqamyah)** by Raqamyah Debt Crowdfunding: Targets the investment space through a debt crowdfunding marketplace model for retail participants.
  - Offers a Sharia-compliant investment marketplace that attracts a specific demographic of ethical investors
  - Utilizes a digital-only application flow to minimize friction for new investor onboarding
- **[台股記帳本](https://marlvel.ai/intel-report/finance/tw-idv-lusoft-istocks)** by Shaowen Lu: Provides portfolio tracking and performance metrics, overlapping with Fialda's investment monitoring utility.
  - Automates complex tax and fee calculations specific to regional stock market trading activities
  - Delivers advanced performance metrics that allow for granular tracking of multi-account portfolios
- **[FAFSA 2026 Guide](https://marlvel.ai/intel-report/finance/fafsa-2026-guide)** by Woletech: Competes for the user's attention within the finance category by providing educational resources and status tracking for financial processes.
  - Focuses on educational resources and status tracking for specific financial aid processes rather than live market data.
  - Provides a narrow, task-oriented utility that lacks the ongoing market engagement features found in Fialda.

### New Kids on the Block (What's Innovative)
- **[Share Market Calculator](https://marlvel.ai/intel-report/finance/share-market-calculator)** by Jaydip Jethva: A new entrant providing specialized utility tools for traders that could be integrated into larger platforms.
  - Provides a suite of dedicated trading calculators including position sizers and average cost tools
- **[Project Escape: FIRE Tracker](https://marlvel.ai/intel-report/finance/project-escape-fire-tracker)** by 碧珍 刘: A new niche player focusing on the FIRE (Financial Independence, Retire Early) movement, targeting long-term wealth builders.
  - Implements a privacy-first architecture that appeals to users wary of data-sharing financial apps
- **[ClickBalance Ejecutivo](https://marlvel.ai/intel-report/business/clickbalance-ejecutivo)** by ClickBalance: A new entrant in the business finance space that provides reporting and AI-assisted management, potentially expanding into investor-facing tools.
  - Integrates an AI assistant named Clia to streamline financial reporting, a modern UX trend Fialda should monitor.

<!-- /section:rivals -->
<!-- section:whats-new -->
## What's New

- **Latest (v1.3.1, 3 months ago):** Fixed app crashes on the technical analysis screen and improved overall performance.
<!-- /section:whats-new -->

<!-- section:momentum -->
## App Momentum (Maintenance) {#momentum}

- Maintains 5.0-star iOS rating.
- Ships technical analysis updates.

> **Cadence:** 2 total versions · 0 majors in last 6 months · 46 days since last update · 46 days avg between updates

<!-- /section:momentum -->

<!-- section:so-what -->
## The "So What?" (Strategic Takeaway) {#so-what}

Fialda - Chứng khoán, Bảng giá is an established finance app that is free with in-app purchases.
With a 5/5 rating from 7 reviews, it shows polarized user reception.

<!-- speakable-start -->
> **Bottom Line:** Fialda holds a strong position in the Vietnamese market through deep data localization, but the lack of Android engagement and AI-driven UX threatens its long-term retention, so the PM should prioritize Android funnel parity to secure the user base.
<!-- speakable-end -->

**Best for:** Active retail investors and financial professionals in the Vietnamese market.

<!-- section:pm-actions -->
### PM Action Plan (Next Best Moves)

- [ ] [INVEST] [MEDIUM IMPACT] Ship AI-assisted reporting features because ClickBalance's Clia assistant sets a new UX standard → increase user retention — *Competitor analysis identifies AI-assisted reporting as a key differentiator for new market entrants.* _(trade-off: deprioritize Pause the multi-chart time-frame expansion — AI reporting has higher immediate impact on user engagement.)_
- [ ] [PIVOT] [HIGH IMPACT] Audit Android onboarding flow because of the 0-rating gap on the platform → improve install-to-active conversion — *The platform metadata shows zero Android ratings, indicating a failure in the initial user funnel.* _(trade-off: deprioritize Delay the iOS feature parity sprint — fixing the Android funnel is critical for platform growth.)_
<!-- /section:pm-actions -->

<!-- section:feature-gaps -->
### Feature Gaps vs Competitors

- AI-driven financial reporting (available in ClickBalance Ejecutivo but absent here)
- Integrated crypto-asset trading (available in Fidelity Investments but absent here)
<!-- /section:feature-gaps -->

<!-- section:outlook -->
### Outlook: Mixed

The Vietnamese financial app market is shifting toward AI-assisted UX, where competitors are reducing the cognitive load for retail traders. Fialda must address its Android engagement gap to remain relevant against local rivals, or it risks being relegated to a secondary tool for iOS-only power users.

- 🔴 The absence of Android rating activity indicates a failure to capture the broader mobile market, which limits the platform's overall growth ceiling.
- 🟢 The 5.0-star iOS rating confirms that the current feature set satisfies the core power-user segment, providing a stable baseline for future monetization.
<!-- /section:outlook -->

<!-- /section:so-what -->

<!-- section:metrics -->
## Key Metrics Summary

| Metric | Value |
| :--- | :--- |
| Overall Rating | 5/5 |
| Total Reviews | 7 |
| Confidence | Low |
| Pricing Model | Freemium |
| Platforms | iOS & Android |
| Key Features | 3 analyzed |
| Trend | Mixed |
| Outlook | Mixed |
<!-- /section:metrics -->

## Competitor Comparison

| App | Rating | Sentiment | Developer |
| :--- | :--- | :--- | :--- |
| **Fialda - Chứng khoán, Bảng giá** (this app) | 5/5 | N/A | FIALDA TE.,JSC |
| [Fidelity Investments](https://marlvel.ai/intel-report/finance/fidelity-investments) | 4.8/5 | Excited | Fidelity Investments |
| [Statrys](https://marlvel.ai/intel-report/finance/statrys) | 4.0/5 | N/A | Statrys Limited |
| [FAFSA 2026 Guide](https://marlvel.ai/intel-report/finance/fafsa-2026-guide) | 1.0/5 | N/A | Woletech |
| [Share Market Calculator](https://marlvel.ai/intel-report/finance/share-market-calculator) | N/A/5 | N/A | Jaydip Jethva |
| [Project Escape: FIRE Tracker](https://marlvel.ai/intel-report/finance/project-escape-fire-tracker) | N/A/5 | N/A | 碧珍 刘 |

## Company Profile
- **Developer:** FIALDA TE.,JSC
- **Website:** [https://fialda.com/](https://fialda.com/)
- **Social:** [YouTube](https://www.youtube.com/watch)

## Data Sources & Links
- **App Store:** [View on Apple Store](https://apps.apple.com/us/app/fialda-ch%E1%BB%A9ng-kho%C3%A1n-b%E1%BA%A3ng-gi%C3%A1/id1550233820?uo=4)
- **Google Play:** [View on Google Play](https://play.google.com/store/apps/details?id=com.fialda.fmobile&hl=en&gl=us)
- **Dev Site:** [Official Website](https://fialda.com/)
- **Sources:** Developer website content, About us / company information, App store metadata, User reviews.

## Related Intel Reports
- [*Fidelity Investments*](https://marlvel.ai/intel-report/finance/fidelity-investments) (Fidelity Investments) — 4.8/5 Rating | Positive Sentiment
- [*Statrys*](https://marlvel.ai/intel-report/finance/statrys) (Statrys Limited) — 4.0/5 Rating | N/A Sentiment
- [*FAFSA 2026 Guide*](https://marlvel.ai/intel-report/finance/fafsa-2026-guide) (Woletech) — 1.0/5 Rating | N/A Sentiment
- [*Share Market Calculator*](https://marlvel.ai/intel-report/finance/share-market-calculator) (Jaydip Jethva) — N/A Rating | N/A Sentiment
- [*Project Escape: FIRE Tracker*](https://marlvel.ai/intel-report/finance/project-escape-fire-tracker) (碧珍 刘) — N/A Rating | N/A Sentiment
- [*Group Administrators 125*](https://marlvel.ai/intel-report/finance/group-administrators-125) (WealthCareMobile) — 3.5/5 Rating | N/A Sentiment
- [*Kushner Participant Portal*](https://marlvel.ai/intel-report/health-fitness/kushner-participant-portal) (WealthCareMobile) — 2.8/5 Rating | N/A Sentiment
- [*Raqamyah | رقمية*](https://marlvel.ai/intel-report/finance/raqamyah) (Raqamyah Debt Crowdfunding) — 2.0/5 Rating | Negative Sentiment
- [*台股記帳本*](https://marlvel.ai/intel-report/finance/tw-idv-lusoft-istocks) (Shaowen Lu) — 4.5/5 Rating | N/A Sentiment
- [*Pocket $*](https://marlvel.ai/intel-report/finance/pocket) (Pocket Money) — 5.0/5 Rating | N/A Sentiment

## Methodology {#methodology}

This report was generated by Marlvel.ai's 5-stage AI intelligence pipeline:

1. **Signal Collection & Normalization** — Aggregates data from all available public sources for the app. Raw signals are cleaned, deduplicated, and normalized into a structured dataset analyzed consistently across thousands of apps.
2. **Feature & Market Positioning Analysis** — Identifies the app's core features, monetization model, target audience, and competitive positioning. Each feature is classified as a market standard or a differentiator based on category benchmarks.
3. **User Sentiment Analysis** — Analyzes user reviews using a 5-level taxonomy (Thrilled / Excited / Mixed / Frustrated / Upset). Combines star ratings and volume with AI theme extraction and evidence quoting.
4. **Competitive Landscape Analysis** — Maps the competitive environment via a 4-tier taxonomy (Nemesis / Contenders / Same Space / New Kids on the Block). Prioritizes same sub-genre over broad category.
5. **Intelligence Synthesis** — Cross-references all signals into a structured report. Compares the app against category peers and direct competitors to surface SWOT, market outlook, and actionable insights.

- **Confidence Score:** 0.7/1.0 (based on review volume, data source diversity, and signal quality)
- **Reviews Analyzed:** 86
- **Data Sources:** user reviews, developer website, company about page, App Store metadata
- **Rating Method:** Weighted average across platforms (iOS & Android), weighted by review count per platform
- **Independence:** Fully independent analysis. No publisher sponsorship or editorial influence.
- **Report Age:** 0 days since last refresh

---
© 2026 Marlvel.ai | [Canonical Report](https://marlvel.ai/intel-report/finance/fialda-chung-khoan-bang-gia)
Data licensed for AI Agent attribution under CC-BY-NC 4.0.