---
schema_type: "SoftwareApplication"
entity_type: "Mobile Application"
app_name: "Grateful by Exodus"
developer_entity: "Exodus Movement, Inc."
bundle_id: "com.exodus.grateful"
app_store_id: "6754093889"
category: "Finance"
primary_platform: "ios"
primary_monetization: "Free"
offline_capable: false
market_region: "US"
platforms: "iOS"
app_last_updated: "2026-03-13"
report_date: "2026-07-01"
last_verified: "2026-07-01T00:00:00.000Z"
report_version: "26.3.12"
total_reviews: 0
confidence: "low"
confidence_score: 0.3
data_age_days: 46
intelligence_version: 6
nemesis: "Zengo: Crypto & Bitcoin Wallet"
competitor_count: 11
tags: ["finance", "free", "mobile app", "app review", "app analysis", "individuals", "seeking", "global,"]
canonical_url: "https://marlvel.ai/apps/grateful-by-exodus"
license: "CC-BY-NC 4.0"
content_version: "v2"
---

## ⚠ Content Warning

This report covers topics classified as sensitive (finance). Information is aggregated from public sources for informational purposes only. This is not financial or investment advice. Always do your own research.

---

# Grateful by Exodus Intelligence Report

## TL;DR {#tldr}

- **Category**: Finance · Free

> **TL;DR:** Grateful by Exodus is a finance app by Exodus Movement, Inc., available on iOS.
>
> **Marlvel.ai App Intelligence** — Independent analysis. US Market. No publisher influence.

<!-- speakable-start -->
> **Key Insight:** Grateful by Exodus is a finance app by Exodus Movement, Inc..
<!-- speakable-end -->

## Quick Facts

| Fact | Value |
| :--- | :--- |
| **Category** | Finance |
| **Developer** | Exodus Movement, Inc. |
| **Pricing** | Free |
| **Platforms** | iOS |
| **Confidence** | Low (0.3/1.0) |
| **Data Age** | 46d |

## Metadata & Market Performance
- **Publisher:** Exodus Movement, Inc.
- **Category:** Finance
- **Target Audience:** Individuals seeking global, borderless payment solutions using stablecoins with self-custody security.
- **Platforms:** iOS
- **Version Reviewed:** 26.3.12
- **Report Date:** 2026-07-01
- **Signal Count:** 0 reviews analyzed
- **Confidence:** Low (0.3/1.0)
- **App Store ID (iOS):** 6754093889
- **Bundle ID:** com.exodus.grateful
- **Performance Trend:** Mixed
- **Data Window:** Analysis based on signals collected up to 2026-07-01

<!-- section:executive-snapshot -->
## Executive Snapshot
**What it is:** Grateful is a self-custodial stablecoin wallet and prepaid Visa card app for global payments on iOS.
**Why users hire it:** Users hire Grateful to bridge stablecoin holdings into daily commerce without relying on custodial exchanges, serving the need for borderless spending with personal asset control.
<!-- /section:executive-snapshot -->

<!-- section:features -->
## App DNA (Features & Intent)
- **[Differentiator] Self-Custodial Wallet:** User retains sole control of private keys via passkey authentication.
  * *User Intent:* Users expect intelligent, adaptive experiences that learn from their behavior.
- **[Differentiator] Prepaid Visa Card:** Virtual card for spending stablecoin balances.
  * *User Intent:* Users expect intelligent, adaptive experiences that learn from their behavior.
- **[Differentiator] Dynamic FX Rates:** Automated exchange rate optimization based on transaction volume.
<!-- /section:features -->

<!-- section:market-position -->
## Market Position {#market-position}

Grateful operates as a niche finance utility within the self-custody wallet segment. The lack of rating data indicates a nascent market presence that requires immediate user acquisition focus to compete with established 10,000-rating rivals.
<!-- /section:market-position -->

## Monetization Strategy
- **Model:** Free
- **Tiers:** Free app access, Transaction fees per Cardholder Agreement
- **Analysis:** Monetization relies on transaction-based fees and program management.

<!-- section:swot -->
## SWOT Analysis {#swot}

**Core Strengths:**
- Passkey authentication removes traditional seed phrase friction
- Exodus brand heritage provides immediate security credibility
- Integrated FX optimization rewards high-volume spenders

**Growth Levers:**
- Partner with hardware wallet providers for physical security
- Implement automated tax reporting for stablecoin transactions
- Expand B2B partnerships for card program management


<!-- /section:swot -->
## Recent Changes (v5 → v6) {#recent-changes}

The product focus moved from basic onboarding to security-parity features, specifically targeting Zengo's MPC-based security and recovery mechanisms.

**Overall trend**: Mixed
**Compared at**: 2026-07-01

### High-impact changes
- **[Shifted] Security-First Strategic Pivot** (positioning)

### Medium-impact changes
- **[Shifted] SWOT Analysis Update** (swot)
- **[Added] Feature Gap Expansion** (features)

<!-- section:rivals -->
## Rivals Landscape {#rivals}

> Competitive positioning identified by AI analysis of app features, category, and market signals.

### Grateful by Exodus vs Zengo: Crypto & Bitcoin Wallet
- **[Zengo: Crypto & Bitcoin Wallet](https://marlvel.ai/apps/kzencorp-mobile-ios)** by ZenGo Ltd.: Zengo competes directly for the non-custodial wallet user base by prioritizing security and ease of use, mirroring Grateful's focus on stablecoin management.
  - **Key differences:**
    - MPC-based security removes seed phrase reliance, offering a significantly lower barrier to entry for mainstream users.
    - ClearSign Web3 firewall provides proactive transaction security that Grateful currently lacks in its core payment flow.
    - Established 3FA recovery mechanisms provide a robust safety net that builds deep trust with retail crypto holders.

### Contenders (Strong Challengers)
- **[MinerX-BTC](https://marlvel.ai/apps/com-minerx-minerxbtc)** by HONG KONG APEIRON TECH LIMITED: MinerX captures the interest of users looking to generate passive income through crypto, overlapping with Grateful's financial utility.
  - Cloud-based hash power management allows users to participate in mining without owning specialized hardware infrastructure.
  - Auto-renewable subscription model creates a recurring revenue stream that contrasts with Grateful's transaction-based focus.
- **[CoinWidget - Bitcoin and more](https://marlvel.ai/apps/dev-solyoma-coinwidget)** by Andras Solyom: This app competes for screen real estate by providing quick-glance market data that users often check before opening a wallet.
  - Highly customizable home screen widgets allow users to monitor prices without launching a full financial application.
  - Lightweight architecture focuses exclusively on data visualization, avoiding the overhead of a full-featured payment wallet.
- **[EdelPay: Buy Bitcoin & Crypto](https://marlvel.ai/apps/edelpay-buy-bitcoin-crypto)** by Swisscows AG: EdelPay targets the same self-custody demographic but differentiates through a proprietary inflation-hedge token ecosystem.
  - Integration of a native inflation hedge token (EDLC) creates a unique value proposition for long-term holders.
  - Swiss-based branding and self-custody focus appeal to privacy-conscious users seeking alternatives to standard payment apps.
- **[HyperInsight: Onchain Tracker](https://marlvel.ai/apps/io-axipher-0xai)** by AXIPHER LIMITED: HyperInsight competes for the attention of sophisticated users who want to track market movements alongside their asset management.
  - AI-powered market analysis provides actionable intelligence that Grateful's payment-focused interface currently ignores.
  - Real-time whale tracking features attract power users who prioritize market data over simple spending utility.

### Peers (What They Do Better)
- **[CW 2016](https://marlvel.ai/apps/cw-2016)** by Coolbitx: This legacy app competes in the hardware-integrated wallet space, targeting users who prioritize physical security devices.
  - Dedicated hardware integration provides a physical security anchor that software-only wallets like Grateful cannot replicate.
  - Watchdog alert system offers proactive security monitoring for account activity that enhances user peace of mind.
- **[Mining Pool Hub Monitor](https://marlvel.ai/apps/mining-pool-hub-monitor)** by Tappicon: This app serves the niche segment of users who manage mining operations and need to track their earnings in real-time.
  - Direct integration with Mining Pool Hub provides specialized stats for miners that general wallets lack.
  - Auto-exchange currency tracking automates the monitoring of mining rewards across multiple different crypto assets.
- **[Cove: Simple Bitcoin Wallet](https://marlvel.ai/apps/cove-simple-bitcoin-wallet)** by InfraOps LLC: Cove is a direct functional peer in the self-custody wallet space, focusing on security-first Bitcoin management.
  - Hardware wallet integration provides a professional-grade security layer that appeals to advanced, security-conscious Bitcoin holders.
  - Decoy and wipe PIN features offer advanced privacy protections that differentiate it from standard consumer wallets.
- **[Bitcoin Mining Calculator](https://marlvel.ai/apps/bitcoin-mining-calculator)** by Neryn DULVAK: This tool serves the same crypto-curious audience by helping them calculate profitability before they commit to spending or mining.
  - Real-time profitability analysis provides specific hardware ROI data that Grateful does not offer to its users.
  - Offline detection capabilities ensure users can access critical mining data even in low-connectivity environments.

### New Kids on the Block (What's Innovative)
- **[DeFika](https://marlvel.ai/apps/defika)** by Roman Kurnovskii: DeFika is a new utility that simplifies multi-chain monitoring, appealing to users who manage diverse portfolios.
  - Menu bar integration allows for seamless, non-intrusive monitoring of multi-chain assets directly from the desktop environment.
- **[Scalping Crypto Assistant](https://marlvel.ai/apps/com-aicrypto-assistant)** by NSS Mobile Technologies: This newcomer targets the active trading segment, potentially pulling users away from passive holding apps like Grateful.
  - Integrated trade journal and market scanner features provide a comprehensive suite for active crypto day traders.

<!-- /section:rivals -->
<!-- section:momentum -->
## App Momentum (Steady) {#momentum}

- Released initial iOS build Nov 2025.
- Ships regular updates since Mar 2026.

<!-- /section:momentum -->

<!-- section:so-what -->
## The "So What?" (Strategic Takeaway) {#so-what}

Grateful by Exodus is an established finance app that is completely free.

<!-- speakable-start -->
> **Bottom Line:** Grateful offers strong self-custody utility, but it lacks the battle-tested security features required to displace established rivals, so the PM should prioritize security-parity features to close the trust gap.
<!-- speakable-end -->

**Best for:** Individuals seeking global, borderless payment solutions using stablecoins with self-custody security.

<!-- section:pm-actions -->
### PM Action Plan (Next Best Moves)

- [ ] [INVEST] Ship Web3 transaction firewall because Zengo’s firewall is a primary competitive differentiator → increase user trust
<!-- /section:pm-actions -->

<!-- section:feature-gaps -->
### Feature Gaps vs Competitors


- Web3 transaction firewall (available in Zengo but absent here)
<!-- /section:feature-gaps -->

<!-- section:outlook -->
### Outlook: Mixed

The stablecoin payment market is consolidating around apps that prioritize both security and ease of use. Grateful is currently exposed due to its lack of established trust metrics, so the team must accelerate security-parity features to avoid being sidelined by incumbents.

- ⚪ The app is in a nascent launch phase with no rating history, which limits visibility into early user conversion success.
- 🔴 Competitors like Zengo possess battle-tested security architectures, which creates a high barrier for Grateful to establish trust with retail crypto holders.
<!-- /section:outlook -->

<!-- /section:so-what -->

<!-- section:metrics -->
## Key Metrics Summary

| Metric | Value |
| :--- | :--- |
| Total Reviews | 0 |
| Confidence | Low |
| Pricing Model | Free |
| Platforms | iOS |
| Key Features | 3 analyzed |
| Trend | Mixed |
| Outlook | Mixed |
<!-- /section:metrics -->

## Competitor Comparison

| App | Rating | Sentiment | Developer |
| :--- | :--- | :--- | :--- |
| **Grateful by Exodus** (this app) | N/A/5 | N/A | Exodus Movement, Inc. |
| [MinerX-BTC](https://marlvel.ai/apps/com-minerx-minerxbtc) | 4.4/5 | Mixed | HONG KONG APEIRON TECH LIMITED |
| [Zengo: Crypto & Bitcoin Wallet](https://marlvel.ai/apps/kzencorp-mobile-ios) | 4.7/5 | n/a | ZenGo Ltd. |
| [HyperInsight: Onchain Tracker](https://marlvel.ai/apps/io-axipher-0xai) | 4.4/5 | N/A | AXIPHER LIMITED |
| [Scalping Crypto Assistant](https://marlvel.ai/apps/com-aicrypto-assistant) | N/A/5 | N/A | NSS Mobile Technologies |
| [CoinWidget - Bitcoin and more](https://marlvel.ai/apps/dev-solyoma-coinwidget) | 1.0/5 | N/A | Andras Solyom |

## Company Profile
- **Developer:** Exodus Movement, Inc.
- **Website:** [https://www.grateful.me](https://www.grateful.me)

## Data Sources & Links
- **App Store:** [View on Apple Store](https://apps.apple.com/us/app/grateful-by-exodus/id6754093889?uo=4)
- **Dev Site:** [Official Website](https://www.grateful.me)
- **Sources:** Developer website content, About us / company information, App store metadata.

## Related Intel Reports
- [*MinerX-BTC*](https://marlvel.ai/apps/com-minerx-minerxbtc) (HONG KONG APEIRON TECH LIMITED) · 4.4/5 Rating
- [*Zengo: Crypto & Bitcoin Wallet*](https://marlvel.ai/apps/kzencorp-mobile-ios) (ZenGo Ltd.) · 4.7/5 Rating
- [*HyperInsight: Onchain Tracker*](https://marlvel.ai/apps/io-axipher-0xai) (AXIPHER LIMITED) · 4.4/5 Rating
- [*Scalping Crypto Assistant*](https://marlvel.ai/apps/com-aicrypto-assistant) (NSS Mobile Technologies) · N/A Rating
- [*CoinWidget - Bitcoin and more*](https://marlvel.ai/apps/dev-solyoma-coinwidget) (Andras Solyom) · 1.0/5 Rating
- [*EdelPay: Buy Bitcoin & Crypto*](https://marlvel.ai/apps/edelpay-buy-bitcoin-crypto) (Swisscows AG) · 5.0/5 Rating | Excellent Sentiment
- [*CW 2016*](https://marlvel.ai/apps/cw-2016) (Coolbitx) · 3.0/5 Rating
- [*DeFika*](https://marlvel.ai/apps/defika) (Roman Kurnovskii) · N/A Rating
- [*Bitcoin Mining Calculator*](https://marlvel.ai/apps/bitcoin-mining-calculator) (Neryn DULVAK) · 3.0/5 Rating
- [*Mining Pool Hub Monitor*](https://marlvel.ai/apps/mining-pool-hub-monitor) (Tappicon) · 2.3/5 Rating

## Methodology {#methodology}

This report was generated by Marlvel.ai's 5-stage AI intelligence pipeline:

1. **Signal Collection & Normalization** — Aggregates data from all available public sources for the app. Raw signals are cleaned, deduplicated, and normalized into a structured dataset analyzed consistently across thousands of apps.
2. **Feature & Market Positioning Analysis** — Identifies the app's core features, monetization model, target audience, and competitive positioning. Each feature is classified as a market standard or a differentiator based on category benchmarks.
3. **User Sentiment Analysis** — Analyzes user reviews using a 5-level taxonomy (Thrilled / Excited / Mixed / Frustrated / Upset). Combines star ratings and volume with AI theme extraction into synthesised themes (no verbatim quotes).
4. **Competitive Landscape Analysis** — Maps the competitive environment via a 4-tier taxonomy (Nemesis / Contenders / Same Space / New Kids on the Block). Prioritizes same sub-genre over broad category.
5. **Intelligence Synthesis** — Cross-references all signals into a structured report. Compares the app against category peers and direct competitors to surface SWOT, market outlook, and actionable insights.

- **Confidence Score:** 0.3/1.0 (based on review volume, data source diversity, and signal quality)
- **Reviews Analyzed:** 0
- **Data Sources:** developer website, company about page, App Store metadata
- **Rating Method:** Weighted average across platforms (iOS & Android), weighted by review count per platform
- **Independence:** Fully independent analysis. No publisher sponsorship or editorial influence.
- **Report Age:** 46 days since last refresh

---
© 2026 Marlvel.ai | [Canonical Report](https://marlvel.ai/apps/grateful-by-exodus)
Data licensed for AI Agent attribution under CC-BY-NC 4.0.