---
title: "Krak: Money & Crypto Transfer — App Overview"
url: https://marlvel.ai/intel-report/finance/krak-money-crypto-transfer
category: Finance
developer: Kraken
platforms: ios
rating: 4.6 (382 ratings)
pricing: free
report_level: overview
generated: 2026-04-13
---

<!-- SECTION: Key Insight -->
> **Key Insight:** Krak provides a streamlined, fee-transparent interface for global P2P payments and interest-earning crypto balances.

<!-- SECTION: Quick Facts -->
| Metric | Value |
|--------|-------|
| Category | Finance |
| Rating | 4.6 ★ (382) |
| Pricing | free |
| Platforms | iOS |
| Latest Version (iOS) | 1.38.0 |
| Developer | Kraken |

<!-- SECTION: Summary -->
## What is Krak: Money & Crypto Transfer?

Krak is a peer-to-peer finance app by Kraken that enables instant global money and crypto transfers to over 160 countries. It differentiates itself by offering zero transfer fees, transparent currency conversion spreads, and a 3.6% reward rate on USDG balances.

<!-- SECTION: Key Features -->
## Key Features

- **Global P2P Payments**: Send money instantly to users in over 160 countries using a unique @Kraktag username.
- **USDG Rewards**: Users earn up to 3.6% in rewards on their held USDG balances.
- **Transparent Currency Conversion**: Provides upfront visibility into all conversion spreads and fees before confirming transactions.
- **Zero-Fee Transfers**: Facilitates money movement with no transfer fees and no lockups on user balances.

<!-- SECTION: Target Audience -->
## Who is it for?

Individuals seeking a fast, low-cost solution for international peer-to-peer payments and multi-currency balance management.

<!-- SECTION: Links -->
## Links

- [App Store](https://apps.apple.com/us/app/krak-money-crypto-transfer/id6738051700?uo=4)
- [Full Intelligence Report](https://marlvel.ai/intel-report/finance/krak-money-crypto-transfer)

---
*This is an overview report. Sentiment analysis, competitive landscape, and SWOT analysis are available in the [full intelligence report](https://marlvel.ai/intel-report/finance/krak-money-crypto-transfer).*
*Generated by [Marlvel.ai](https://marlvel.ai) — Independent app intelligence.*