---
source: marlvel.ai
type: app_intelligence_section
content_version: "v2"
section_slug: "sentiment"
section_label: "User Sentiment"
section_anchor: "#user-sentiment"
app_name: "mBank PL - Twój bank i finanse"
bundle_id: "pl.mobiltek.mbank"
parent_report: "https://marlvel.ai/api/llm/apps/finance/mbank-pl-twoj-bank-i-finanse"
canonical_url: "https://marlvel.ai/apps/mbank-pl-twoj-bank-i-finanse#user-sentiment"
license: CC-BY-NC-4.0
citation: "Marlvel.ai — mBank PL - Twój bank i finanse User Sentiment (section of intelligence report)"
---

## 🔴 User Sentiment (High Confidence: 76 of 248 reviews analyzed) {#user-sentiment}
- **Overall Rating:** 4.58/5
- **Platform Split:** iOS 4.7/5 (2.3K ratings) | Android 4.6/5 (436.7K ratings)
- **Overall Sentiment:** Frustrated
- **Note:** The 4.58/5 store rating reflects cumulative history, while the Frustrated sentiment reflects recent user reviews analyzed by our AI pipeline.

### Top Praises
- **Core banking functionality remains reliable for daily transactions and standard financial management tasks**

### Top Complaints (Impact Areas)
- **Biometric authentication access is restricted for users running hardened or custom Android operating systems**
- **Aggressive marketing notifications and credit offers disrupt the user experience during critical banking tasks**

### Top Requests (What Users Want)
- **Implementation of a system-wide dark mode to improve visual comfort during late-night banking sessions**

<!-- /section:sentiment -->
<!-- section:swot -->
