--- schema_type: "SoftwareApplication" entity_type: "Mobile Application" app_name: "Mortgage Calc." developer_entity: "Edison Largo" bundle_id: "com.abakosMaster.Mortgage2" app_store_id: "6452983440" category: "Finance" primary_platform: "ios" primary_monetization: "Free" offline_capable: false market_region: "US" platforms: "iOS" app_last_updated: "2024-08-06" report_date: "2026-10-08" last_verified: "2026-10-08T00:00:00.000Z" report_version: "2.2" total_reviews: 29 overall_rating: 5 sentiment: "Thrilled" sentiment_score: 90 confidence: "medium" confidence_score: 0.45 top_praise_theme: "The mortgage calculator provides a free and effective tool for new homeowners to estimate their future monthly spending" review_sample_size: 1 total_review_count: 1 analyzed_review_count: 1 data_age_days: 37 momentum_velocity: "zombie" intelligence_version: 2 tags: ["finance", "free", "thrilled sentiment", "mobile app", "app review", "app analysis", "homebuyers,", "homeowners,", "estate"] canonical_url: "https://marlvel.ai/apps/mortgage-calc" license: "CC-BY-NC 4.0" content_version: "v2" --- ## ⚠ Content Warning This report covers topics classified as sensitive (finance). Information is aggregated from public sources for informational purposes only. This is not financial or investment advice. Always do your own research. --- # Mortgage Calc. Intelligence Report ## TL;DR {#tldr} - **Category**: Finance · Free - **Signal**: Rating 4.97 · Sentiment Thrilled - **Recent focus**: The mortgage calculator provides a free and effective tool for new homeowners to estimate their future monthly spending (top praise) > **TL;DR:** Mortgage Calc. is a finance app by Edison Largo, rated 4.97/5 by 29 users, with Thrilled user sentiment (90/100), available on iOS. > > **Marlvel.ai App Intelligence** - Independent analysis. US Market. No publisher influence. > **Key Insight:** Mortgage Calc. maintains Thrilled user sentiment (4.97/5 from 29 reviews), with users consistently praising the mortgage calculator provides a free and effective tool for new homeowners to estimate their future monthly spending. ## Quick Facts | Fact | Value | | :--- | :--- | | **Rating** | 4.97/5 (29 reviews) | | **User Mood** | Thrilled | | **Category** | Finance | | **Developer** | Edison Largo | | **Pricing** | Free | | **Platforms** | iOS | | **Confidence** | Medium (0.45/1.0) | | **Data Age** | 37d | ## Metadata & Market Performance - **Publisher:** Edison Largo - **Category:** Finance - **Target Audience:** Homebuyers, homeowners, and real estate professionals seeking to estimate loan costs and repayment timelines. - **Platforms:** iOS - **Version Reviewed:** 2.2 - **Report Date:** 2026-10-08 - **Signal Count:** 1 review analyzed - **Confidence:** Medium (0.45/1.0) - **App Store ID (iOS):** 6452983440 - **Bundle ID:** com.abakosMaster.Mortgage2 - **Data Window:** Analysis based on signals collected up to 2026-10-08 ## Executive Snapshot **What it is:** Mortgage Calc. is a free loan estimation and amortization tool for homebuyers and homeowners on iOS. **Why users hire it:** The app removes the cost barrier for users needing quick, reliable mortgage payment simulations without the friction of subscription-based financial apps. ## App DNA (Features & Intent) - **[Standard] Home Loan Calculations:** Calculates monthly mortgage payments, interest rates, and loan terms based on user-inputted loan amount, down payment, and duration. - **[Standard] Amortization Schedules:** Visualizes loan repayment plans by breaking down principal and interest portions over the loan term. - **[Differentiator] Extra Payment Calculator:** Simulates the impact of additional payments on mortgage payoff timelines and total interest costs. ## Market Position {#market-position} Mortgage Calc. maintains a 4.97 rating across 29 ratings on iOS, positioning itself as a high-satisfaction but low-volume utility. The absence of updates for 793 days suggests a static market position that relies entirely on organic discovery rather than active chart competition. ## Monetization Strategy - **Model:** Free - **Tiers:** Free - **Analysis:** Mortgage Calc. is currently offered as a free tool with no visible subscription or in-app purchase gates. ## 🟢 User Sentiment (Medium Confidence: 1 of 1 review analyzed) {#user-sentiment} - **Overall Rating:** 4.97/5 - **Platform Split:** iOS 5.0/5 (29 ratings) - **Overall Sentiment:** Thrilled ### Top Praises - **The mortgage calculator provides a free and effective tool for new homeowners to estimate their future monthly spending** ## SWOT Analysis {#swot} **Core Strengths:** - Free-access model removes financial barriers for first-time homebuyers **Growth Levers:** - Integrating real-time interest rate data could differentiate the utility ## What's New - **Latest (v2.2, 2 years ago):** Maintenance update focused on bug fixes and performance improvements. ## App Momentum (Zombie) {#momentum} - No major updates for 793 days. - Maintains stable 4.97 rating. > **Cadence:** 1 total versions · 0 majors in last 6 months · 792 days since last update ## The "So What?" (Strategic Takeaway) {#so-what} Mortgage Calc. is a finance app that is completely free. It holds a 4.97/5 rating from 29 reviews. > **Bottom Line:** Mortgage Calc. provides a stable, free utility that satisfies core user needs, but the 793-day update gap risks technical obsolescence. Maintaining the current codebase is essential to prevent performance degradation that would erode the app's high rating. **Best for:** Homebuyers, homeowners, and real estate professionals seeking to estimate loan costs and repayment timelines. ### PM Action Plan (Next Best Moves) - [ ] [MAINTAIN] Audit current codebase for compatibility with latest iOS versions because the app has been dormant for 793 days → prevent potential crashes ### Outlook: Stable The mortgage calculator market is shifting toward integrated financial planning, yet Mortgage Calc. remains a stable, simple alternative. The app's future depends on maintaining basic compatibility, as its current lack of updates leaves it vulnerable to any OS-level changes that could break its core functionality. - ⚪ The 793-day update gap suggests the app is in maintenance mode, which limits growth but avoids the churn risks of feature bloat. - 🟢 A 4.97 rating indicates that the core calculator utility remains highly effective for the current user base, ensuring stable retention. ## Key Metrics Summary | Metric | Value | | :--- | :--- | | Overall Rating | 4.97/5 | | Total Reviews | 29 | | Sentiment | Thrilled (90/100) | | Confidence | Medium | | Pricing Model | Free | | Platforms | iOS | | Key Features | 3 analyzed | | Outlook | Stable | ## Competitor Comparison | App | Rating | Sentiment | Developer | | :--- | :--- | :--- | :--- | | **Mortgage Calc.** (this app) | 4.97/5 | Thrilled | Edison Largo | | [Banksola: Budget Planner](https://marlvel.ai/apps/banksola-budget-planner) | 4.6/5 | Mixed | Quickdollarapp, Inc | | [DEGIRO: Investing & Trading](https://marlvel.ai/apps/degiro-investing-trading) | 4.1/5 | Mixed | DEGIRO - Online Trading App | | [Hourly: Freelance Tracker](https://marlvel.ai/apps/hourly-freelance-tracker) | N/A/5 | N/A | Albert Lewinski | | [SureShotFX - Pip Calculator](https://marlvel.ai/apps/sureshotfx-pip-calculator) | 4.0/5 | Excited | SureShotFX | | [Tikker - Live Income Tracker](https://marlvel.ai/apps/tikker-live-income-tracker) | 5.0/5 | N/A | Mis Asja OU | ## Company Profile - **Developer:** Edison Largo - **Website:** [https://vc6ca3056.app-ads-txt.com](https://vc6ca3056.app-ads-txt.com) ## Data Sources & Links - **App Store ID:** 6452983440 - **Dev Site:** [Official Website](https://vc6ca3056.app-ads-txt.com) - **Sources:** Developer website content, App store metadata, User reviews. ## Related Intel Reports - [*Banksola: Budget Planner*](https://marlvel.ai/apps/banksola-budget-planner) (Quickdollarapp, Inc) · 4.6/5 Rating - [*DEGIRO: Investing & Trading*](https://marlvel.ai/apps/degiro-investing-trading) (DEGIRO - Online Trading App) · 4.1/5 Rating - [*Hourly: Freelance Tracker*](https://marlvel.ai/apps/hourly-freelance-tracker) (Albert Lewinski) · N/A Rating - [*SureShotFX - Pip Calculator*](https://marlvel.ai/apps/sureshotfx-pip-calculator) (SureShotFX) · 4.0/5 Rating | Positive Sentiment - [*Tikker - Live Income Tracker*](https://marlvel.ai/apps/tikker-live-income-tracker) (Mis Asja OU) · 5.0/5 Rating - [*TradeLog - Trading Journal*](https://marlvel.ai/apps/tradelog-trading-journal) (Rikuto Takeuchi) · N/A Rating - [*코인원 - 가상자산 거래소(비트코인, 이더리움, 테더)*](https://marlvel.ai/apps/coinone-co-kr-official) (Coinone) · 3.1/5 Rating - [*다트맨 - 전자공시 푸시알림*](https://marlvel.ai/apps/com-coreasset-stockhunter) (ORBIS Investment Advisors Co., Ltd.) · 2.1/5 Rating - [*디지로카(롯데카드)*](https://marlvel.ai/apps/com-lcacapp) (lottecard) · 2.5/5 Rating - [*บเรนนี่ เงินสด*](https://marlvel.ai/apps/com-finance-rennycorpoth) (RENNY CORPORATION COMPANY LIMITED) · N/A Rating ## Methodology {#methodology} This report was generated by Marlvel.ai's 5-stage AI intelligence pipeline: 1. **Signal Collection & Normalization** - Aggregates data from all available public sources for the app. Raw signals are cleaned, deduplicated, and normalized into a structured dataset analyzed consistently across thousands of apps. 2. **Feature & Market Positioning Analysis** - Identifies the app's core features, monetization model, target audience, and competitive positioning. Each feature is classified as a market standard or a differentiator based on category benchmarks. 3. **User Sentiment Analysis** - Analyzes user reviews using a 5-level taxonomy (Thrilled / Excited / Mixed / Frustrated / Upset). Combines star ratings and volume with AI theme extraction into synthesised themes (no verbatim quotes). 4. **Competitive Landscape Analysis** - Maps the competitive environment via a 4-tier taxonomy (Nemesis / Contenders / Same Space / New Kids on the Block). Prioritizes same sub-genre over broad category. 5. **Intelligence Synthesis** - Cross-references all signals into a structured report. Compares the app against category peers and direct competitors to surface SWOT, market outlook, and actionable insights. - **Confidence Score:** 0.45/1.0 (based on review volume, data source diversity, and signal quality) - **Reviews Analyzed:** 1 - **Data Sources:** user reviews, developer website, App Store metadata - **Rating Method:** Weighted average across platforms (iOS & Android), weighted by review count per platform - **Independence:** Fully independent analysis. No publisher sponsorship or editorial influence. - **Report Age:** 37 days since last refresh --- © 2026 Marlvel.ai | [Canonical Report](https://marlvel.ai/apps/mortgage-calc) Data licensed for AI Agent attribution under CC-BY-NC 4.0.