--- schema_type: "SoftwareApplication" entity_type: "Mobile Application" app_name: "Mortgage Calculator 2" developer_entity: "Simon Burgess" bundle_id: "com.hasen.mortgagecalc" app_store_id: "6474350527" category: "Finance" primary_platform: "ios" primary_monetization: "Free" offline_capable: false market_region: "US" platforms: "iOS" app_last_updated: "2025-07-12" report_date: "2026-08-04" last_verified: "2026-08-04T00:00:00.000Z" report_version: "1.3.8" total_reviews: 104 overall_rating: 4.9 confidence: "low" confidence_score: 0.2 data_age_days: 12 momentum_velocity: "zombie" intelligence_version: 3 tags: ["finance", "free", "mobile app", "app review", "app analysis", "homebuyers", "property", "owners"] canonical_url: "https://marlvel.ai/apps/mortgage-calculator-2" license: "CC-BY-NC 4.0" content_version: "v2" --- ## ⚠ Content Warning This report covers topics classified as sensitive (finance). Information is aggregated from public sources for informational purposes only. This is not financial or investment advice. Always do your own research. --- # Mortgage Calculator 2 Intelligence Report ## TL;DR {#tldr} - **Category**: Finance · Free - **Signal**: Rating 4.88 > **TL;DR:** Mortgage Calculator 2 is a finance app by Simon Burgess, rated 4.88/5 by 104 users, available on iOS. > > **Marlvel.ai App Intelligence** - Independent analysis. US Market. No publisher influence. > **Key Insight:** Mortgage Calculator 2 is a finance app by Simon Burgess. ## Quick Facts | Fact | Value | | :--- | :--- | | **Rating** | 4.88/5 (104 reviews) | | **Category** | Finance | | **Developer** | Simon Burgess | | **Pricing** | Free | | **Platforms** | iOS | | **Confidence** | Low (0.2/1.0) | | **Data Age** | 12d | ## Metadata & Market Performance - **Publisher:** Simon Burgess - **Category:** Finance - **Target Audience:** Homebuyers and property owners requiring quick, localized financial modeling for mortgage planning. - **Platforms:** iOS - **Version Reviewed:** 1.3.8 - **Report Date:** 2026-08-04 - **Signal Count:** 0 reviews analyzed - **Confidence:** Low (0.2/1.0) - **App Store ID (iOS):** 6474350527 - **Bundle ID:** com.hasen.mortgagecalc - **Performance Trend:** Stable - **Data Window:** Analysis based on signals collected up to 2026-08-04 ## Executive Snapshot **What it is:** Mortgage Calculator 2 is a finance utility for iOS that provides real-time mortgage projections for homebuyers and property owners. **Why users hire it:** Users need immediate feedback when adjusting loan variables to understand the impact of interest and term changes on total mortgage costs. ## App DNA (Features & Intent) - **[Differentiator] Real-time Calculation:** Updates mortgage projections instantly as users adjust principal, interest, or term inputs. * *User Intent:* Users seek enhanced value through premium features. - **[Standard] Quick Change Buttons:** Preset controls for rapid value adjustment during mortgage scenario modeling. - **[Differentiator] Multi-language Support:** Interface localization available in English, French, Chinese, and Japanese. * *User Intent:* Users expect intelligent, adaptive experiences that learn from their behavior. ## Market Position {#market-position} Mortgage Calculator 2 holds a 4.88 rating across 104 reviews, positioning it as a stable utility in the Finance category. The lack of updates for over 380 days limits its ability to compete with newer, more frequently updated financial tools. ## Monetization Strategy - **Model:** Free - **Tiers:** Free - **Analysis:** The app operates as a free utility with no visible subscription or IAP gates, relying on ad-inventory for monetization. ## SWOT Analysis {#swot} **Core Strengths:** - Real-time calculation engine provides immediate feedback during scenario modeling - Multi-language support lowers barriers for international adoption **Growth Levers:** - Implement a premium ad-free tier to capture revenue from high-intent users - Add export-to-PDF functionality to support professional property owner workflows ## Recent Changes (v2 → v3) {#recent-changes} The report reflects a shift from passive maintenance to active revenue evaluation, specifically targeting ad-inventory performance and potential premium monetization paths. While the product remains in a zombie development state, the analytical focus has moved toward identifying specific functional gaps like cloud-sync and PDF export. **Overall trend**: Stable **Compared at**: 2026-08-04 ### High-impact changes - **[Shifted] Monetization Audit Focus** (pricing) ### Medium-impact changes - **[Added] Expanded SWOT Analysis** (swot) - **[Added] New Revenue Opportunities** (swot) ## What's New - **Latest (v1.3.8, 1 years ago):** Optimized loading performance and corrected pie chart localization. ## App Momentum (Zombie) {#momentum} - No major updates in 12 months. - Maintenance-mode status confirmed by data. > **Cadence:** 1 total versions · 0 majors in last 6 months · 387 days since last update ## The "So What?" (Strategic Takeaway) {#so-what} Mortgage Calculator 2 is a finance app that is completely free. It holds a 4.88/5 rating from 104 reviews. > **Bottom Line:** Maintaining the current feature set without a development roadmap risks obsolescence against more active rivals, so the PM should pivot to a maintenance-only posture while evaluating a premium ad-free tier to unlock revenue from the existing user base. **Best for:** Homebuyers and property owners requiring quick, localized financial modeling for mortgage planning. ### PM Action Plan (Next Best Moves) - [ ] [MAINTAIN] Audit ad-inventory performance because the app relies solely on ad-revenue -> identify if current monetization covers maintenance costs. ### Outlook: Stable The financial utility market is consolidating around apps that offer integrated banking or cloud-sync features. Mortgage Calculator 2 remains stable due to its high rating, but its lack of updates will likely lead to a slow decline in relevance as users migrate to more feature-rich alternatives. - ⚪ The development cycle has remained dormant for over a year, indicating the app is in maintenance mode rather than active growth. ## Key Metrics Summary | Metric | Value | | :--- | :--- | | Overall Rating | 4.88/5 | | Total Reviews | 104 | | Confidence | Low | | Pricing Model | Free | | Platforms | iOS | | Key Features | 3 analyzed | | Trend | Stable | | Outlook | Stable | ## Competitor Comparison | App | Rating | Sentiment | Developer | | :--- | :--- | :--- | :--- | | **Mortgage Calculator 2** (this app) | 4.88/5 | N/A | Simon Burgess | | [Polymarket](https://marlvel.ai/apps/polymarket) | 4.1/5 | n/a | Polymarket | | [Fidelity Investments](https://marlvel.ai/apps/fidelity-investments) | 4.5/5 | n/a | Fidelity Investments | | [Kalshi: Trade Events & Sports](https://marlvel.ai/apps/kalshi-trade-news-sports) | 4.8/5 | n/a | KalshiEX LLC | | [Webull: Investing & Trading](https://marlvel.ai/apps/webull-investing-trading) | 4.6/5 | n/a | Webull Technologies Pte. Ltd. | | [코인원 - 가상자산 거래소(비트코인, 이더리움, 테더)](https://marlvel.ai/apps/coinone-co-kr-official) | 3.1/5 | N/A | Coinone | ## Company Profile - **Developer:** Simon Burgess - **Website:** [https://hasen6.github.io/apps/](https://hasen6.github.io/apps/) ## Data Sources & Links - **App Store:** [View on Apple Store](https://apps.apple.com/us/app/mortgage-calculator-2/id6474350527?uo=4) - **Dev Site:** [Official Website](https://hasen6.github.io/apps/) - **Sources:** Developer website content, App store metadata. ## Related Intel Reports - [*Polymarket*](https://marlvel.ai/apps/polymarket) (Polymarket) · 4.1/5 Rating - [*Fidelity Investments*](https://marlvel.ai/apps/fidelity-investments) (Fidelity Investments) · 4.5/5 Rating - [*Kalshi: Trade Events & Sports*](https://marlvel.ai/apps/kalshi-trade-news-sports) (KalshiEX LLC) · 4.8/5 Rating - [*Webull: Investing & Trading*](https://marlvel.ai/apps/webull-investing-trading) (Webull Technologies Pte. Ltd.) · 4.6/5 Rating - [*코인원 - 가상자산 거래소(비트코인, 이더리움, 테더)*](https://marlvel.ai/apps/coinone-co-kr-official) (Coinone) · 3.1/5 Rating - [*다트맨 - 전자공시 푸시알림*](https://marlvel.ai/apps/com-coreasset-stockhunter) (ORBIS Investment Advisors Co., Ltd.) · 2.1/5 Rating - [*디지로카(롯데카드)*](https://marlvel.ai/apps/com-lcacapp) (lottecard) · 2.5/5 Rating - [*บเรนนี่ เงินสด*](https://marlvel.ai/apps/com-finance-rennycorpoth) (RENNY CORPORATION COMPANY LIMITED) · N/A Rating - [*ศรีสวัสดิ์*](https://marlvel.ai/apps/com-srisawad-mobileapplications) (Srisawad Power 2014 Company Limited) · 3.8/5 Rating - [*しんきんバンキングアプリ*](https://marlvel.ai/apps/jp-shinkin-ib-banking) (The Shinkin Banks Information System Center Co Ltd) · 3.3/5 Rating ## Methodology {#methodology} This report was generated by Marlvel.ai's 5-stage AI intelligence pipeline: 1. **Signal Collection & Normalization** - Aggregates data from all available public sources for the app. Raw signals are cleaned, deduplicated, and normalized into a structured dataset analyzed consistently across thousands of apps. 2. **Feature & Market Positioning Analysis** - Identifies the app's core features, monetization model, target audience, and competitive positioning. Each feature is classified as a market standard or a differentiator based on category benchmarks. 3. **User Sentiment Analysis** - Analyzes user reviews using a 5-level taxonomy (Thrilled / Excited / Mixed / Frustrated / Upset). Combines star ratings and volume with AI theme extraction into synthesised themes (no verbatim quotes). 4. **Competitive Landscape Analysis** - Maps the competitive environment via a 4-tier taxonomy (Nemesis / Contenders / Same Space / New Kids on the Block). Prioritizes same sub-genre over broad category. 5. **Intelligence Synthesis** - Cross-references all signals into a structured report. Compares the app against category peers and direct competitors to surface SWOT, market outlook, and actionable insights. - **Confidence Score:** 0.2/1.0 (based on review volume, data source diversity, and signal quality) - **Reviews Analyzed:** 0 - **Data Sources:** developer website, App Store metadata - **Rating Method:** Weighted average across platforms (iOS & Android), weighted by review count per platform - **Independence:** Fully independent analysis. No publisher sponsorship or editorial influence. - **Report Age:** 12 days since last refresh --- © 2026 Marlvel.ai | [Canonical Report](https://marlvel.ai/apps/mortgage-calculator-2) Data licensed for AI Agent attribution under CC-BY-NC 4.0.