--- schema_type: "SoftwareApplication" entity_type: "Mobile Application" app_name: "Mortgage - Insurance & Quotes" developer_entity: "AMAMINE APPS" bundle_id: "com.getamamineapps.homemortgage" app_store_id: "1547085153" category: "Finance" primary_platform: "ios" primary_monetization: "Free" offline_capable: false market_region: "US" platforms: "iOS" app_last_updated: "2021-01-03" report_date: "2026-09-21" last_verified: "2026-09-21T00:00:00.000Z" report_version: "1.0.9" total_reviews: 5 overall_rating: 4 confidence: "low" confidence_score: 0.2 data_age_days: 9 momentum_velocity: "zombie" intelligence_version: 2 tags: ["finance", "free", "mobile app", "app review", "app analysis", "first-time", "homebuyers", "individuals"] canonical_url: "https://marlvel.ai/apps/mortgage-insurance-quotes" license: "CC-BY-NC 4.0" content_version: "v2" --- ## ⚠ Content Warning This report covers topics classified as sensitive (finance). Information is aggregated from public sources for informational purposes only. This is not financial or investment advice. Always do your own research. --- # Mortgage - Insurance & Quotes Intelligence Report ## TL;DR {#tldr} - **Category**: Finance · Free - **Signal**: Rating 4 > **TL;DR:** Mortgage - Insurance & Quotes is a finance app by AMAMINE APPS, rated 4/5 by 5 users, available on iOS. > > **Marlvel.ai App Intelligence** - Independent analysis. US Market. No publisher influence. > **Key Insight:** Mortgage - Insurance & Quotes is a finance app by AMAMINE APPS. ## Quick Facts | Fact | Value | | :--- | :--- | | **Rating** | 4/5 (5 reviews) | | **Category** | Finance | | **Developer** | AMAMINE APPS | | **Pricing** | Free | | **Platforms** | iOS | | **Confidence** | Low (0.2/1.0) | | **Data Age** | 9d | ## Metadata & Market Performance - **Publisher:** AMAMINE APPS - **Category:** Finance - **Target Audience:** First-time homebuyers and individuals evaluating home affordability or mortgage scenarios. - **Platforms:** iOS - **Version Reviewed:** 1.0.9 - **Report Date:** 2026-09-21 - **Signal Count:** 0 reviews analyzed - **Confidence:** Low (0.2/1.0) - **App Store ID (iOS):** 1547085153 - **Bundle ID:** com.getamamineapps.homemortgage - **Data Window:** Analysis based on signals collected up to 2026-09-21 ## Executive Snapshot **What it is:** Mortgage - Insurance & Quotes is a financial calculator for home affordability and loan amortization on iOS. **Why users hire it:** It removes the cognitive friction of manual amortization math for users who are in the early stages of home buying. ## App DNA (Features & Intent) - **[Standard] Mortgage Payment Calculator:** Estimates total and monthly principal and interest payments for fixed-rate loans using adjustable sliders. - **[Differentiator] Home Affordability Assessment:** Calculates debt-to-income ratio based on gross income and current debt to determine loan qualification. - **[Standard] Amortization Schedule:** Generates a detailed breakdown of loan payments over the life of the mortgage. * *User Intent:* Users expect intelligent, adaptive experiences that learn from their behavior. ## Market Position {#market-position} Mortgage - Insurance & Quotes holds a niche utility position in the Finance category, maintaining a 4-star rating across a small sample of 5 reviews. The lack of updates since 2021 indicates a static market position that does not compete with active, data-integrated financial platforms. ## Monetization Strategy - **Model:** Free - **Tiers:** Free - **Analysis:** The app is distributed as a free utility with no visible subscription or in-app purchase gates. ## SWOT Analysis {#swot} **Core Strengths:** - Slider-based interface provides instant visual feedback on loan variables **Growth Levers:** - Integrating live mortgage rate APIs would increase daily utility ## App Momentum (Zombie) {#momentum} - No updates in over 5 years. - Maintenance-only status since January 2021. > **Cadence:** 1 total versions · 0 majors in last 6 months · 2086 days since last update ## The "So What?" (Strategic Takeaway) {#so-what} Mortgage - Insurance & Quotes is a finance app that is completely free. It holds a 4/5 rating from 5 reviews. > **Bottom Line:** Mortgage - Insurance & Quotes serves as a static utility that requires no further investment, as its current feature set meets basic needs for first-time buyers without the overhead of live-data maintenance. **Best for:** First-time homebuyers and individuals evaluating home affordability or mortgage scenarios. ### PM Action Plan (Next Best Moves) - [ ] [MAINTAIN] Audit UI compatibility for current iOS versions because the app has not been updated since 2021 → maintain baseline functionality ### Outlook: Stable The market for mortgage calculators is shifting toward platforms that provide real-time rate integration and bank-level security. Mortgage - Insurance & Quotes remains stable as a simple, offline utility, but its lack of development limits its ability to capture users who need accurate, market-linked financial planning. - ⚪ The app has remained in a maintenance-only state since 2021, indicating no intent to compete with live-data financial platforms. - ⚪ The static nature of the tool provides a consistent experience for users who only require basic amortization modeling. ## Key Metrics Summary | Metric | Value | | :--- | :--- | | Overall Rating | 4/5 | | Total Reviews | 5 | | Confidence | Low | | Pricing Model | Free | | Platforms | iOS | | Key Features | 3 analyzed | | Outlook | Stable | ## Competitor Comparison | App | Rating | Sentiment | Developer | | :--- | :--- | :--- | :--- | | **Mortgage - Insurance & Quotes** (this app) | 4/5 | N/A | AMAMINE APPS | | [ATLAS:EARTH - Fun Cashback!](https://marlvel.ai/apps/atlas-earth-fun-cashback) | 4.5/5 | n/a | Atlas Reality, Inc. | | [Banksola: Budget Planner](https://marlvel.ai/apps/banksola-budget-planner) | 4.6/5 | Mixed | Quickdollarapp, Inc | | [코인원 - 가상자산 거래소(비트코인, 이더리움, 테더)](https://marlvel.ai/apps/coinone-co-kr-official) | 3.1/5 | N/A | Coinone | | [다트맨 - 전자공시 푸시알림](https://marlvel.ai/apps/com-coreasset-stockhunter) | 2.1/5 | N/A | ORBIS Investment Advisors Co., Ltd. | | [디지로카(롯데카드)](https://marlvel.ai/apps/com-lcacapp) | 2.5/5 | N/A | lottecard | ## Company Profile - **Developer:** AMAMINE APPS - **Website:** [https://getamamineapps.com](https://getamamineapps.com) ## Data Sources & Links - **App Store:** [View on Apple Store](https://apps.apple.com/us/app/mortgage-insurance-quotes/id1547085153?uo=4) - **Dev Site:** [Official Website](https://getamamineapps.com) - **Sources:** Developer website content, App store metadata. ## Related Intel Reports - [*ATLAS:EARTH - Fun Cashback!*](https://marlvel.ai/apps/atlas-earth-fun-cashback) (Atlas Reality, Inc.) · 4.5/5 Rating - [*Banksola: Budget Planner*](https://marlvel.ai/apps/banksola-budget-planner) (Quickdollarapp, Inc) · 4.6/5 Rating - [*코인원 - 가상자산 거래소(비트코인, 이더리움, 테더)*](https://marlvel.ai/apps/coinone-co-kr-official) (Coinone) · 3.1/5 Rating - [*다트맨 - 전자공시 푸시알림*](https://marlvel.ai/apps/com-coreasset-stockhunter) (ORBIS Investment Advisors Co., Ltd.) · 2.1/5 Rating - [*디지로카(롯데카드)*](https://marlvel.ai/apps/com-lcacapp) (lottecard) · 2.5/5 Rating - [*บเรนนี่ เงินสด*](https://marlvel.ai/apps/com-finance-rennycorpoth) (RENNY CORPORATION COMPANY LIMITED) · N/A Rating - [*ศรีสวัสดิ์*](https://marlvel.ai/apps/com-srisawad-mobileapplications) (Srisawad Power 2014 Company Limited) · 3.8/5 Rating - [*しんきんバンキングアプリ*](https://marlvel.ai/apps/jp-shinkin-ib-banking) (The Shinkin Banks Information System Center Co Ltd) · 3.3/5 Rating - [*1099 Tax Calculator*](https://marlvel.ai/apps/1099-tax-calculator) (NESHOP NEPAL) · 1.0/5 Rating - [*10bII+*](https://marlvel.ai/apps/10bii) (Anishu, Inc.) · 2.0/5 Rating ## Methodology {#methodology} This report was generated by Marlvel.ai's 5-stage AI intelligence pipeline: 1. **Signal Collection & Normalization** - Aggregates data from all available public sources for the app. Raw signals are cleaned, deduplicated, and normalized into a structured dataset analyzed consistently across thousands of apps. 2. **Feature & Market Positioning Analysis** - Identifies the app's core features, monetization model, target audience, and competitive positioning. Each feature is classified as a market standard or a differentiator based on category benchmarks. 3. **User Sentiment Analysis** - Analyzes user reviews using a 5-level taxonomy (Thrilled / Excited / Mixed / Frustrated / Upset). Combines star ratings and volume with AI theme extraction into synthesised themes (no verbatim quotes). 4. **Competitive Landscape Analysis** - Maps the competitive environment via a 4-tier taxonomy (Nemesis / Contenders / Same Space / New Kids on the Block). Prioritizes same sub-genre over broad category. 5. **Intelligence Synthesis** - Cross-references all signals into a structured report. Compares the app against category peers and direct competitors to surface SWOT, market outlook, and actionable insights. - **Confidence Score:** 0.2/1.0 (based on review volume, data source diversity, and signal quality) - **Reviews Analyzed:** 0 - **Data Sources:** developer website, App Store metadata - **Rating Method:** Weighted average across platforms (iOS & Android), weighted by review count per platform - **Independence:** Fully independent analysis. No publisher sponsorship or editorial influence. - **Report Age:** 9 days since last refresh --- © 2026 Marlvel.ai | [Canonical Report](https://marlvel.ai/apps/mortgage-insurance-quotes) Data licensed for AI Agent attribution under CC-BY-NC 4.0.