---
title: "Finance Folio — App Overview"
url: https://marlvel.ai/intel-report/finance/mx-creedex-financefolio
category: Finance
developer: Jose Pablo Montero Cantu
platforms: ios, android
rating: N/A (0 ratings)
pricing: paid
report_level: overview
generated: 2026-04-23
---

<!-- SECTION: Key Insight -->
> **Key Insight:** Finance Folio is a paid utility designed to simplify personal budgeting by enforcing the 50/30/20 rule through automated tracking and visual insights.

<!-- SECTION: Quick Facts -->
| Metric | Value |
|--------|-------|
| Category | Finance |
| Rating | N/A ★ (0) |
| Pricing | paid |
| Platforms | iOS, Android |
| Latest Version (iOS) | 1.1.0 |
| Latest Version (Android) | 1.0.3 |
| Developer | Jose Pablo Montero Cantu |

<!-- SECTION: Summary -->
## What is Finance Folio?

Finance Folio is a personal finance management tool that helps users track income and expenses based on the 50/30/20 budgeting method. The app provides automated monthly normalization of recurring transactions and visual progress tracking to assist users in monitoring their financial health.

<!-- SECTION: Key Features -->
## Key Features

- **50/30/20 Budgeting Framework**: Categorizes financial activity into fixed expenses, personal spending, and savings/investments based on a proven budgeting model.
- **Smart Expense Tracking**: Records transactions with specific frequencies and converts them into monthly equivalents for a standardized financial overview.
- **Personalized Insights**: Analyzes spending patterns to provide alerts regarding category overages and progress toward investment goals.
- **Visual Progress Reporting**: Uses charts to compare current spending distribution against the ideal 50/30/20 model.

<!-- SECTION: Target Audience -->
## Who is it for?

Individuals seeking to organize their personal finances and adhere to a structured budgeting framework.

<!-- SECTION: Links -->
## Links

- [App Store](https://apps.apple.com/us/app/finance-folio/id6762566024?uo=2)
- [Google Play](https://play.google.com/store/apps/details?id=com.slashdavtechnology.folio&hl=en&gl=us)
- [Full Intelligence Report](https://marlvel.ai/intel-report/finance/mx-creedex-financefolio)

---
*This is an overview report. Sentiment analysis, competitive landscape, and SWOT analysis are available in the [full intelligence report](https://marlvel.ai/intel-report/finance/mx-creedex-financefolio).*
*Generated by [Marlvel.ai](https://marlvel.ai) — Independent app intelligence.*