--- schema_type: "SoftwareApplication" entity_type: "Mobile Application" app_name: "My Dividends: Income Tracker" developer_entity: "David Dzeveckij" bundle_id: "com.mydividends.app" app_store_id: "6753071014" category: "Finance" primary_platform: "ios" primary_monetization: "Free" offline_capable: false market_region: "US" platforms: "iOS" app_last_updated: "2025-12-21" report_date: "2026-08-14" last_verified: "2026-08-14T00:00:00.000Z" report_version: "1.2.0" total_reviews: 9 overall_rating: 4 sentiment: "Upset" sentiment_score: 10 confidence: "low" confidence_score: 0.3 top_complaint_theme: "Portfolio calculation errors following the latest update provide inaccurate financial data to users" review_sample_size: 1 total_review_count: 1 analyzed_review_count: 1 data_age_days: 2 momentum_velocity: "zombie" intelligence_version: 3 tags: ["finance", "free", "upset sentiment", "mobile app", "app review", "app analysis", "long-term", "dividend", "investors"] canonical_url: "https://marlvel.ai/apps/my-dividends-income-tracker" license: "CC-BY-NC 4.0" content_version: "v2" --- ## ⚠ Content Warning This report covers topics classified as sensitive (finance). Information is aggregated from public sources for informational purposes only. This is not financial or investment advice. Always do your own research. --- # My Dividends: Income Tracker Intelligence Report ## TL;DR {#tldr} - **Category**: Finance · Free - **Signal**: Rating 4 · Sentiment Upset - **Recent focus**: Portfolio calculation errors following the latest update provide inaccurate financial data to users (top complaint) > **TL;DR:** My Dividends: Income Tracker is a finance app by David Dzeveckij, rated 4/5 by 9 users, with Upset user sentiment (10/100), available on iOS. > > **Marlvel.ai App Intelligence** - Independent analysis. US Market. No publisher influence. > **Key Insight:** My Dividends: Income Tracker faces Upset user sentiment (4/5 from 9 reviews), with users reporting portfolio calculation errors following the latest update provide inaccurate financial data to users as the primary concern. ## Quick Facts | Fact | Value | | :--- | :--- | | **Rating** | 4/5 (9 reviews) | | **User Mood** | Upset | | **Category** | Finance | | **Developer** | David Dzeveckij | | **Pricing** | Free | | **Platforms** | iOS | | **Confidence** | Low (0.3/1.0) | | **Data Age** | 2d | ## Metadata & Market Performance - **Publisher:** David Dzeveckij - **Category:** Finance - **Target Audience:** Long-term dividend investors and retirement planners managing multiple portfolios. - **Platforms:** iOS - **Version Reviewed:** 1.2.0 - **Report Date:** 2026-08-14 - **Signal Count:** 1 review analyzed - **Confidence:** Low (0.3/1.0) - **App Store ID (iOS):** 6753071014 - **Bundle ID:** com.mydividends.app - **Performance Trend:** Declining - **Data Window:** Analysis based on signals collected up to 2026-08-14 ## Executive Snapshot **What it is:** My Dividends: Income Tracker is a portfolio management tool for dividend investors to track payouts and forecast passive income on iOS. **Why users hire it:** Investors need a unified view of yield-on-cost and projected earnings to plan retirement, and this app removes the manual effort of spreadsheet tracking. ## App DNA (Features & Intent) - **[Differentiator] Yield on Cost (YOC) Calculation:** Calculates dividend yield based on original purchase price, establishing authority for long-term investors. - **[Differentiator] Integrated Market News:** Displays financial headlines for held stocks within the portfolio view to increase session duration. - **[Standard] CSV Data Import:** Allows bulk transaction history upload, lowering switching costs from spreadsheets. ## Market Position {#market-position} My Dividends: Income Tracker occupies a niche for free, manual-entry dividend tracking on iOS. The lack of monetization or recent updates suggests a developer-led project rather than a commercial-scale competitor. ## Monetization Strategy - **Model:** Free - **Tiers:** Free - **Analysis:** The app is currently free with no visible subscription or IAP gates, which is unusual for the category. ## 🔴 User Sentiment (Low Confidence: 1 of 1 review analyzed) {#user-sentiment} - **Overall Rating:** 4/5 - **Platform Split:** iOS 4.0/5 (9 ratings) - **Overall Sentiment:** Upset - **Note:** The 4/5 store rating reflects cumulative history, while the Upset sentiment reflects recent user reviews analyzed by our AI pipeline. ### Top Complaints (Impact Areas) - **Portfolio calculation errors following the latest update provide inaccurate financial data to users** ## SWOT Analysis {#swot} **Core Strengths:** - Yield on Cost (YOC) metric provides specialized utility for long-term dividend investors. **Growth Levers:** - Implementing a tiered subscription model could fund active development and stabilize the release cadence. ## Recent Changes (v2 → v3) {#recent-changes} The app's market positioning has shifted from a functional niche tool to a non-commercial developer project, with analysis now emphasizing that the lack of monetization prevents the necessary maintenance to fix critical calculation bugs. **Overall trend**: Declining **Compared at**: 2026-08-14 ### High-impact changes - **[Shifted] Commercial viability assessment** (positioning) ### Medium-impact changes - **[Added] Monetization as a development lever** (swot) - **[Added] Explicit manual-entry limitation** (features) ## What's New - **Latest (v1.2.0, 7 months ago):** Maintenance update addressing general bug fixes. ## App Momentum (Zombie) {#momentum} - Quiet 7 months, maintenance mode only. - Last major release December 2025. > **Cadence:** 1 total versions · 0 majors in last 6 months · 235 days since last update ## The "So What?" (Strategic Takeaway) {#so-what} My Dividends: Income Tracker is a finance app that is completely free. It holds a 4/5 rating from 9 reviews. > **Bottom Line:** Fixing the calculation logic is the immediate priority to restore the app's core utility, as inaccurate financial data renders the tracker unusable for its target audience. **Best for:** Long-term dividend investors and retirement planners managing multiple portfolios. ### PM Action Plan (Next Best Moves) - [ ] [PIVOT] Audit calculation logic because users report inaccurate portfolio data post-update → restore core utility ### Outlook: Declining The dividend tracking category is shifting toward automated broker integration, which leaves manual-entry tools like My Dividends: Income Tracker exposed. Without a clear path to monetization or a return to active development, the app will likely continue to lose relevance as users migrate to platforms that offer real-time data accuracy. - 🔴 The seven-month update gap indicates the app is in maintenance mode, which prevents it from addressing user-reported calculation bugs. - 🔴 Calculation errors in the latest version erode user trust, which compounds the churn risk already present due to the lack of active development. ## Key Metrics Summary | Metric | Value | | :--- | :--- | | Overall Rating | 4/5 | | Total Reviews | 9 | | Sentiment | Upset (10/100) | | Confidence | Low | | Pricing Model | Free | | Platforms | iOS | | Key Features | 3 analyzed | | Trend | Declining | | Outlook | Declining | ## Competitor Comparison | App | Rating | Sentiment | Developer | | :--- | :--- | :--- | :--- | | **My Dividends: Income Tracker** (this app) | 4/5 | Upset | David Dzeveckij | | [Polymarket](https://marlvel.ai/apps/polymarket) | 4.1/5 | n/a | Polymarket | | [ATLAS:EARTH - Fun Cashback!](https://marlvel.ai/apps/atlas-earth-fun-cashback) | 4.4/5 | n/a | Atlas Reality, Inc. | | [Fidelity Investments](https://marlvel.ai/apps/fidelity-investments) | 4.5/5 | n/a | Fidelity Investments | | [Kalshi: Trade Events & Sports](https://marlvel.ai/apps/kalshi-trade-news-sports) | 4.8/5 | n/a | KalshiEX LLC | | [Webull: Investing & Trading](https://marlvel.ai/apps/webull-investing-trading) | 4.6/5 | n/a | Webull Technologies Pte. Ltd. | ## Company Profile - **Developer:** David Dzeveckij ## Data Sources & Links - **App Store:** [View on Apple Store](https://apps.apple.com/us/app/my-dividends-income-tracker/id6753071014?uo=4) - **Sources:** App store metadata, User reviews. ## Related Intel Reports - [*Polymarket*](https://marlvel.ai/apps/polymarket) (Polymarket) · 4.1/5 Rating - [*ATLAS:EARTH - Fun Cashback!*](https://marlvel.ai/apps/atlas-earth-fun-cashback) (Atlas Reality, Inc.) · 4.4/5 Rating - [*Fidelity Investments*](https://marlvel.ai/apps/fidelity-investments) (Fidelity Investments) · 4.5/5 Rating - [*Kalshi: Trade Events & Sports*](https://marlvel.ai/apps/kalshi-trade-news-sports) (KalshiEX LLC) · 4.8/5 Rating - [*Webull: Investing & Trading*](https://marlvel.ai/apps/webull-investing-trading) (Webull Technologies Pte. 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Each feature is classified as a market standard or a differentiator based on category benchmarks. 3. **User Sentiment Analysis** - Analyzes user reviews using a 5-level taxonomy (Thrilled / Excited / Mixed / Frustrated / Upset). Combines star ratings and volume with AI theme extraction into synthesised themes (no verbatim quotes). 4. **Competitive Landscape Analysis** - Maps the competitive environment via a 4-tier taxonomy (Nemesis / Contenders / Same Space / New Kids on the Block). Prioritizes same sub-genre over broad category. 5. **Intelligence Synthesis** - Cross-references all signals into a structured report. Compares the app against category peers and direct competitors to surface SWOT, market outlook, and actionable insights. - **Confidence Score:** 0.3/1.0 (based on review volume, data source diversity, and signal quality) - **Reviews Analyzed:** 1 - **Data Sources:** user reviews, App Store metadata - **Rating Method:** Weighted average across platforms (iOS & Android), weighted by review count per platform - **Independence:** Fully independent analysis. No publisher sponsorship or editorial influence. - **Report Age:** 2 days since last refresh --- © 2026 Marlvel.ai | [Canonical Report](https://marlvel.ai/apps/my-dividends-income-tracker) Data licensed for AI Agent attribution under CC-BY-NC 4.0.