--- schema_type: "SoftwareApplication" entity_type: "Mobile Application" app_name: "My Expenses: Income-Expense" developer_entity: "Kirill Vintiurin" bundle_id: "ru.expenses.MyExpenses" app_store_id: "6747049204" category: "Finance" primary_platform: "ios" primary_monetization: "Free" offline_capable: false market_region: "US" platforms: "iOS" app_last_updated: "2025-07-02" report_date: "2026-09-08" last_verified: "2026-09-08T00:00:00.000Z" report_version: "1.1" total_reviews: 1 overall_rating: 5 confidence: "low" confidence_score: 0.05 data_age_days: 67 momentum_velocity: "zombie" intelligence_version: 3 tags: ["finance", "free", "mobile app", "app review", "app analysis", "individuals", "seeking", "simple,"] canonical_url: "https://marlvel.ai/apps/my-expenses-income-expense" license: "CC-BY-NC 4.0" content_version: "v2" --- ## ⚠ Content Warning This report covers topics classified as sensitive (finance). Information is aggregated from public sources for informational purposes only. This is not financial or investment advice. Always do your own research. --- # My Expenses: Income-Expense Intelligence Report ## TL;DR {#tldr} - **Category**: Finance · Free - **Signal**: Rating 5 > **TL;DR:** My Expenses: Income-Expense is a finance app by Kirill Vintiurin, rated 5/5 by 1 users, available on iOS. > > **Marlvel.ai App Intelligence** - Independent analysis. US Market. No publisher influence. > **Key Insight:** My Expenses: Income-Expense is a finance app by Kirill Vintiurin. ## Quick Facts | Fact | Value | | :--- | :--- | | **Rating** | 5/5 (1 review) | | **Category** | Finance | | **Developer** | Kirill Vintiurin | | **Pricing** | Free | | **Platforms** | iOS | | **Confidence** | Low (0.05/1.0) | | **Data Age** | 67d | ## Metadata & Market Performance - **Publisher:** Kirill Vintiurin - **Category:** Finance - **Target Audience:** Individuals seeking a simple, manual-entry tool for tracking daily personal finances without bank integration. - **Platforms:** iOS - **Version Reviewed:** 1.1 - **Report Date:** 2026-09-08 - **Signal Count:** 0 reviews analyzed - **Confidence:** Low (0.05/1.0) - **App Store ID (iOS):** 6747049204 - **Bundle ID:** ru.expenses.MyExpenses - **Performance Trend:** Improving - **Data Window:** Analysis based on signals collected up to 2026-09-08 ## Executive Snapshot **What it is:** My Expenses is a manual-entry personal finance tracker for iOS that enables users to categorize transactions and visualize spending via charts. **Why users hire it:** The app removes the privacy friction of connecting bank accounts by requiring manual entry, serving users who prefer total control over their financial data. ## App DNA (Features & Intent) - **[Differentiator] Transaction Personalization:** Attach location, notes, or photos to individual entries to increase user investment and switching costs. * *User Intent:* Users value self-expression and personalized experiences. - **[Standard] Income and Expense Chart:** Visual representation of financial balance using charts to encourage daily habit formation. * *User Intent:* Users are motivated by consistent progression and daily incentives. - **[Standard] Custom Categories:** Create and manage user-defined categories to tailor tracking to specific financial needs. * *User Intent:* Users value self-expression and personalized experiences. ## Market Position {#market-position} My Expenses occupies a niche position as a free, manual-entry utility with a single store rating. The lack of recent updates over the last 14 months suggests a maintenance-mode posture that limits its ability to compete with active, bank-syncing finance apps. ## Monetization Strategy - **Model:** Free - **Tiers:** Free app with no stated subscription or IAP - **Analysis:** The app is currently distributed as a free utility without visible monetization gates. ## SWOT Analysis {#swot} **Core Strengths:** - Transaction personalization (photos, location) creates high switching costs **Growth Levers:** - Export-to-CSV feature would attract power users seeking spreadsheet compatibility ## Recent Changes (v2 → v3) {#recent-changes} The product strategy shifted from a passive maintenance posture to an active development roadmap, specifically identifying data portability as a priority. The outlook trend moved from declining to stable as the analysis reframed the manual-entry model as a deliberate privacy-focused niche. **Overall trend**: Improving **Compared at**: 2026-09-08 ### High-impact changes - **[Added] Development Investment** (features) ### Medium-impact changes - **[Added] Formalized Feature Gaps** (swot) - **[Shifted] Outlook Trend** (positioning) ## What's New - **Latest (v1.1, 1 years ago):** General performance optimizations. ## App Momentum (Zombie) {#momentum} - Quiet 14 months, no major releases. - Last major update July 2025. > **Cadence:** 1 total versions · 0 majors in last 6 months · 432 days since last update ## The "So What?" (Strategic Takeaway) {#so-what} My Expenses: Income-Expense is a finance app that is completely free. It holds a 5/5 rating from 1 review. > **Bottom Line:** My Expenses provides a functional manual-entry ledger, but the 14-month development gap limits its growth potential. Adding data export would unlock value for the core privacy-focused audience without requiring a complex backend overhaul. **Best for:** Individuals seeking a simple, manual-entry tool for tracking daily personal finances without bank integration. ### PM Action Plan (Next Best Moves) - [ ] [INVEST] Ship CSV export because it is a low-cost, high-value utility for manual-entry users → increase retention ### Feature Gaps vs Competitors - Automated bank synchronization (available in market leaders but absent here) ### Outlook: Stable The personal finance market is consolidating around automated, bank-integrated solutions, leaving manual-entry tools like My Expenses in a niche position. Without a return to active development, the app will likely remain a static utility rather than a growth-oriented product. - ⚪ The 14-month development silence suggests a maintenance-only posture, which limits the ability to capture new users from active, feature-rich competitors. ## Key Metrics Summary | Metric | Value | | :--- | :--- | | Overall Rating | 5/5 | | Total Reviews | 1 | | Confidence | Low | | Pricing Model | Free | | Platforms | iOS | | Key Features | 3 analyzed | | Trend | Improving | | Outlook | Stable | ## Competitor Comparison | App | Rating | Sentiment | Developer | | :--- | :--- | :--- | :--- | | **My Expenses: Income-Expense** (this app) | 5/5 | N/A | Kirill Vintiurin | | [Polymarket: Trade Live Sports](https://marlvel.ai/apps/polymarket) | 4.3/5 | n/a | Polymarket | | [ATLAS:EARTH - Fun Cashback!](https://marlvel.ai/apps/atlas-earth-fun-cashback) | 4.5/5 | n/a | Atlas Reality, Inc. | | [Fidelity Investments](https://marlvel.ai/apps/fidelity-investments) | 4.4/5 | n/a | Fidelity Investments | | [Kalshi: Trade Events & Sports](https://marlvel.ai/apps/kalshi-trade-news-sports) | 4.7/5 | n/a | KalshiEX LLC | | [Webull: Investing & Trading](https://marlvel.ai/apps/webull-investing-trading) | 4.6/5 | n/a | Webull Technologies Pte. Ltd. | ## Company Profile - **Developer:** Kirill Vintiurin ## Data Sources & Links - **App Store ID:** 6747049204 - **Sources:** App store metadata. ## Related Intel Reports - [*Polymarket: Trade Live Sports*](https://marlvel.ai/apps/polymarket) (Polymarket) · 4.3/5 Rating - [*ATLAS:EARTH - Fun Cashback!*](https://marlvel.ai/apps/atlas-earth-fun-cashback) (Atlas Reality, Inc.) · 4.5/5 Rating - [*Fidelity Investments*](https://marlvel.ai/apps/fidelity-investments) (Fidelity Investments) · 4.4/5 Rating - [*Kalshi: Trade Events & Sports*](https://marlvel.ai/apps/kalshi-trade-news-sports) (KalshiEX LLC) · 4.7/5 Rating - [*Webull: Investing & Trading*](https://marlvel.ai/apps/webull-investing-trading) (Webull Technologies Pte. Ltd.) · 4.6/5 Rating - [*코인원 - 가상자산 거래소(비트코인, 이더리움, 테더)*](https://marlvel.ai/apps/coinone-co-kr-official) (Coinone) · 3.1/5 Rating - [*다트맨 - 전자공시 푸시알림*](https://marlvel.ai/apps/com-coreasset-stockhunter) (ORBIS Investment Advisors Co., Ltd.) · 2.1/5 Rating - [*디지로카(롯데카드)*](https://marlvel.ai/apps/com-lcacapp) (lottecard) · 2.5/5 Rating - [*บเรนนี่ เงินสด*](https://marlvel.ai/apps/com-finance-rennycorpoth) (RENNY CORPORATION COMPANY LIMITED) · N/A Rating - [*ศรีสวัสดิ์*](https://marlvel.ai/apps/com-srisawad-mobileapplications) (Srisawad Power 2014 Company Limited) · 3.8/5 Rating ## Methodology {#methodology} This report was generated by Marlvel.ai's 5-stage AI intelligence pipeline: 1. **Signal Collection & Normalization** - Aggregates data from all available public sources for the app. Raw signals are cleaned, deduplicated, and normalized into a structured dataset analyzed consistently across thousands of apps. 2. **Feature & Market Positioning Analysis** - Identifies the app's core features, monetization model, target audience, and competitive positioning. Each feature is classified as a market standard or a differentiator based on category benchmarks. 3. **User Sentiment Analysis** - Analyzes user reviews using a 5-level taxonomy (Thrilled / Excited / Mixed / Frustrated / Upset). Combines star ratings and volume with AI theme extraction into synthesised themes (no verbatim quotes). 4. **Competitive Landscape Analysis** - Maps the competitive environment via a 4-tier taxonomy (Nemesis / Contenders / Same Space / New Kids on the Block). Prioritizes same sub-genre over broad category. 5. **Intelligence Synthesis** - Cross-references all signals into a structured report. Compares the app against category peers and direct competitors to surface SWOT, market outlook, and actionable insights. - **Confidence Score:** 0.05/1.0 (based on review volume, data source diversity, and signal quality) - **Reviews Analyzed:** 0 - **Data Sources:** App Store metadata - **Rating Method:** Weighted average across platforms (iOS & Android), weighted by review count per platform - **Independence:** Fully independent analysis. No publisher sponsorship or editorial influence. - **Report Age:** 67 days since last refresh --- © 2026 Marlvel.ai | [Canonical Report](https://marlvel.ai/apps/my-expenses-income-expense) Data licensed for AI Agent attribution under CC-BY-NC 4.0.