---
schema_type: "SoftwareApplication"
entity_type: "Mobile Application"
app_name: "Net Pay: Salary Calculator"
developer_entity: "Stanislavs Grzibovskis"
bundle_id: "com.teddymane.netpay"
app_store_id: "6780237740"
category: "Finance"
primary_platform: "ios"
primary_monetization: "Free"
offline_capable: false
market_region: "US"
platforms: "iOS"
app_last_updated: "2026-06-20"
report_date: "2026-09-18"
last_verified: "2026-09-18T00:00:00.000Z"
report_version: "1.1"
total_reviews: 0
confidence: "low"
confidence_score: 0.05
data_age_days: 52
momentum_velocity: "maintenance"
intelligence_version: 2
tags: ["finance", "free", "mobile app", "app review", "app analysis", "individuals", "managing", "personal"]
canonical_url: "https://marlvel.ai/apps/net-pay-salary-calculator"
license: "CC-BY-NC 4.0"
content_version: "v2"
---

## ⚠ Content Warning

This report covers topics classified as sensitive (finance). Information is aggregated from public sources for informational purposes only. This is not financial or investment advice. Always do your own research.

---

# Net Pay: Salary Calculator Intelligence Report

## TL;DR {#tldr}

- **Category**: Finance · Free

> **TL;DR:** Net Pay: Salary Calculator is a finance app by Stanislavs Grzibovskis, available on iOS.
>
> **Marlvel.ai App Intelligence** - Independent analysis. US Market. No publisher influence.

<!-- speakable-start -->
> **Key Insight:** Net Pay: Salary Calculator is a finance app by Stanislavs Grzibovskis.
<!-- speakable-end -->

## Quick Facts

| Fact | Value |
| :--- | :--- |
| **Category** | Finance |
| **Developer** | Stanislavs Grzibovskis |
| **Pricing** | Free |
| **Platforms** | iOS |
| **Confidence** | Low (0.05/1.0) |
| **Data Age** | 52d |

## Metadata & Market Performance
- **Publisher:** Stanislavs Grzibovskis
- **Category:** Finance
- **Target Audience:** Individuals managing personal finances across international jurisdictions who prioritize data privacy over automated bank integration.
- **Platforms:** iOS
- **Version Reviewed:** 1.1
- **Report Date:** 2026-09-18
- **Signal Count:** 0 reviews analyzed
- **Confidence:** Low (0.05/1.0)
- **App Store ID (iOS):** 6780237740
- **Bundle ID:** com.teddymane.netpay
- **Data Window:** Analysis based on signals collected up to 2026-09-18

<!-- section:executive-snapshot -->
## Executive Snapshot
**What it is:** Net Pay: Salary Calculator is a personal finance utility for calculating tax-adjusted income and tracking net worth on iOS.
**Why users hire it:** The app removes the cognitive friction of manual tax estimation by providing instant, localized take-home salary breakdowns without requiring bank-sync permissions.
<!-- /section:executive-snapshot -->

<!-- section:features -->
## App DNA (Features & Intent)
- **[Standard] Take-home Salary Calculator:** Computes net income after tax, social contributions, and student loans for six countries.
  * *User Intent:* Users seek social connection and competitive engagement with peers.
- **[Differentiator] Net Worth Tracker:** Private notebook for tracking accounts and crypto prices across currencies.
  * *User Intent:* Users want visibility into their own performance and progress.
- **[Differentiator] Habit Tracker:** Logs recurring spending to calculate costs with streak tracking.
  * *User Intent:* Users want visibility into their own performance and progress.
<!-- /section:features -->

<!-- section:market-position -->
## Market Position {#market-position}

Net Pay: Salary Calculator occupies a niche utility position, focusing on manual tax calculation rather than the automated bank-sync workflows dominant in the broader finance category.
<!-- /section:market-position -->

## Monetization Strategy
- **Model:** Free
- **Tiers:** Free
- **Analysis:** The app is entirely free with no account sign-up or subscription tiers, prioritizing user privacy.

<!-- section:swot -->
## SWOT Analysis {#swot}

**Core Strengths:**
- Privacy-first local data storage removes bank-sync trust barriers

**Growth Levers:**
- Automated annual tax-year updates for supported jurisdictions


<!-- /section:swot -->
<!-- section:whats-new -->
## What's New

- **Latest (v1.1, 2 months ago):** Introduced Habits for tracking recurring expenses and savings streaks, alongside an improved annual pre-tax income view and daily reminders.
<!-- /section:whats-new -->

<!-- section:momentum -->
## App Momentum (Maintenance) {#momentum}

- Shipped habit tracking and savings streaks.
- Last major release June 2026.

> **Cadence:** 1 total versions · 1 majors in last 6 months · 89 days since last update

<!-- /section:momentum -->

<!-- section:so-what -->
## The "So What?" (Strategic Takeaway) {#so-what}

Net Pay: Salary Calculator is a finance app that is completely free.

<!-- speakable-start -->
> **Bottom Line:** Net Pay: Salary Calculator provides a reliable, privacy-focused alternative to bank-linked finance apps, but the current maintenance-mode cadence threatens its long-term utility as tax laws evolve.
<!-- speakable-end -->

**Best for:** Individuals managing personal finances across international jurisdictions who prioritize data privacy over automated bank integration.

<!-- section:pm-actions -->
### PM Action Plan (Next Best Moves)

- [ ] [INVEST] Ship automated tax-year updates because the 89-day silence risks calculation accuracy → maintain user trust
<!-- /section:pm-actions -->

<!-- section:outlook -->
### Outlook: Stable

The personal finance utility market is shifting toward automated, bank-linked experiences, leaving a gap for privacy-first, manual tools. Net Pay: Salary Calculator is well-positioned for this segment, but the current development silence risks its relevance as tax codes change.

- ⚪ The 89-day update gap indicates a maintenance-mode cadence, which limits the app's ability to respond to shifting international tax regulations.
<!-- /section:outlook -->

<!-- /section:so-what -->

<!-- section:metrics -->
## Key Metrics Summary

| Metric | Value |
| :--- | :--- |
| Total Reviews | 0 |
| Confidence | Low |
| Pricing Model | Free |
| Platforms | iOS |
| Key Features | 3 analyzed |
| Outlook | Stable |
<!-- /section:metrics -->

## Competitor Comparison

| App | Rating | Sentiment | Developer |
| :--- | :--- | :--- | :--- |
| **Net Pay: Salary Calculator** (this app) | N/A/5 | N/A | Stanislavs Grzibovskis |
| [ATLAS:EARTH - Fun Cashback!](https://marlvel.ai/apps/atlas-earth-fun-cashback) | 4.5/5 | n/a | Atlas Reality, Inc. |
| [Banksola: Budget Planner](https://marlvel.ai/apps/banksola-budget-planner) | 4.6/5 | Mixed | Quickdollarapp, Inc |
| [코인원 - 가상자산 거래소(비트코인, 이더리움, 테더)](https://marlvel.ai/apps/coinone-co-kr-official) | 3.1/5 | N/A | Coinone |
| [다트맨 - 전자공시 푸시알림](https://marlvel.ai/apps/com-coreasset-stockhunter) | 2.1/5 | N/A | ORBIS Investment Advisors Co., Ltd. |
| [디지로카(롯데카드)](https://marlvel.ai/apps/com-lcacapp) | 2.5/5 | N/A | lottecard |

## Company Profile
- **Developer:** Stanislavs Grzibovskis

## Data Sources & Links
- **App Store ID:** 6780237740
- **Sources:** App store metadata.

## Related Intel Reports
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- [*Banksola: Budget Planner*](https://marlvel.ai/apps/banksola-budget-planner) (Quickdollarapp, Inc) · 4.6/5 Rating
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## Methodology {#methodology}

This report was generated by Marlvel.ai's 5-stage AI intelligence pipeline:

1. **Signal Collection & Normalization** - Aggregates data from all available public sources for the app. Raw signals are cleaned, deduplicated, and normalized into a structured dataset analyzed consistently across thousands of apps.
2. **Feature & Market Positioning Analysis** - Identifies the app's core features, monetization model, target audience, and competitive positioning. Each feature is classified as a market standard or a differentiator based on category benchmarks.
3. **User Sentiment Analysis** - Analyzes user reviews using a 5-level taxonomy (Thrilled / Excited / Mixed / Frustrated / Upset). Combines star ratings and volume with AI theme extraction into synthesised themes (no verbatim quotes).
4. **Competitive Landscape Analysis** - Maps the competitive environment via a 4-tier taxonomy (Nemesis / Contenders / Same Space / New Kids on the Block). Prioritizes same sub-genre over broad category.
5. **Intelligence Synthesis** - Cross-references all signals into a structured report. Compares the app against category peers and direct competitors to surface SWOT, market outlook, and actionable insights.

- **Confidence Score:** 0.05/1.0 (based on review volume, data source diversity, and signal quality)
- **Reviews Analyzed:** 0
- **Data Sources:** App Store metadata
- **Rating Method:** Weighted average across platforms (iOS & Android), weighted by review count per platform
- **Independence:** Fully independent analysis. No publisher sponsorship or editorial influence.
- **Report Age:** 52 days since last refresh

---
© 2026 Marlvel.ai | [Canonical Report](https://marlvel.ai/apps/net-pay-salary-calculator)
Data licensed for AI Agent attribution under CC-BY-NC 4.0.