---
schema_type: "SoftwareApplication"
entity_type: "Mobile Application"
app_name: "NFC Reader & Card Wallet"
developer_entity: "Krishnaben Ghori"
bundle_id: "com.app.nfccardwallet"
app_store_id: "6749883221"
category: "Finance"
primary_platform: "ios"
primary_monetization: "Free"
offline_capable: false
market_region: "US"
platforms: "iOS"
app_last_updated: "2026-04-24"
report_date: "2026-08-30"
last_verified: "2026-08-30T00:00:00.000Z"
report_version: "1.2.0"
total_reviews: 6
overall_rating: 4.8
confidence: "low"
confidence_score: 0.2
data_age_days: 31
momentum_velocity: "maintenance"
intelligence_version: 3
tags: ["finance", "free", "mobile app", "app review", "app analysis", "enthusiasts,", "automation", "hobbyists,"]
canonical_url: "https://marlvel.ai/apps/nfc-reader-card-wallet"
license: "CC-BY-NC 4.0"
content_version: "v2"
---

## ⚠ Content Warning

This report covers topics classified as sensitive (finance). Information is aggregated from public sources for informational purposes only. This is not financial or investment advice. Always do your own research.

---

# NFC Reader & Card Wallet Intelligence Report

## TL;DR {#tldr}

- **Category**: Finance · Free
- **Signal**: Rating 4.83

> **TL;DR:** NFC Reader & Card Wallet is a finance app by Krishnaben Ghori, rated 4.83/5 by 6 users, available on iOS.
>
> **Marlvel.ai App Intelligence** - Independent analysis. US Market. No publisher influence.

<!-- speakable-start -->
> **Key Insight:** NFC Reader & Card Wallet is a finance app by Krishnaben Ghori.
<!-- speakable-end -->

## Quick Facts

| Fact | Value |
| :--- | :--- |
| **Rating** | 4.83/5 (6 reviews) |
| **Category** | Finance |
| **Developer** | Krishnaben Ghori |
| **Pricing** | Free |
| **Platforms** | iOS |
| **Confidence** | Low (0.2/1.0) |
| **Data Age** | 31d |

## Metadata & Market Performance
- **Publisher:** Krishnaben Ghori
- **Category:** Finance
- **Target Audience:** Tech enthusiasts, automation hobbyists, and professionals requiring NFC tag management and contactless card data viewing.
- **Platforms:** iOS
- **Version Reviewed:** 1.2.0
- **Report Date:** 2026-08-30
- **Signal Count:** 0 reviews analyzed
- **Confidence:** Low (0.2/1.0)
- **App Store ID (iOS):** 6749883221
- **Bundle ID:** com.app.nfccardwallet
- **Performance Trend:** Stable
- **Data Window:** Analysis based on signals collected up to 2026-08-30

<!-- section:executive-snapshot -->
## Executive Snapshot
**What it is:** NFC Reader & Card Wallet is a utility for iOS that enables reading, writing, and cloning of NFC tags and contactless bank cards.
**Why users hire it:** The app removes the friction of interacting with raw NFC payloads, allowing users to manage digital business cards and WiFi access points without specialized hardware.
<!-- /section:executive-snapshot -->

<!-- section:features -->
## App DNA (Features & Intent)
- **[Standard] NFC Tag Reading:** Scans standard NFC tags including NTAG, MIFARE, and DESFire to display UID, memory size, and NDEF data.
- **[Differentiator] Tag Writing and Cloning:** Writes URLs, vCards, WiFi credentials, and social media profiles to blank tags or duplicates existing tag data.
  * *User Intent:* Users seek social connection and competitive engagement with peers.
- **[Differentiator] EMV Bank Card Reader:** Extracts public chip data from contactless payment cards including card type and transaction history.
<!-- /section:features -->

<!-- section:market-position -->
## Market Position {#market-position}

NFC Reader & Card Wallet holds a niche position in the Finance category, currently ranking #89 Free in its category. The lack of updates for 128 days suggests a low-priority maintenance posture compared to active utility competitors.
<!-- /section:market-position -->

## Monetization Strategy
- **Model:** Free
- **Tiers:** Free
- **Analysis:** The app is currently offered as a free utility with no visible subscription or in-app purchase gates.

<!-- section:swot -->
## SWOT Analysis {#swot}

**Core Strengths:**
- Broad NFC tag compatibility (NTAG, MIFARE, DESFire) enables diverse automation use cases
- Localized processing of NFC data ensures user privacy by keeping sensitive payloads on-device

**Growth Levers:**
- Integration of automated shortcuts for iOS could increase utility for the automation-pro segment


<!-- /section:swot -->
## Recent Changes (v2 → v3) {#recent-changes}

The app remains in a stagnant maintenance state with no feature or pricing changes, though the competitive outlook and SWOT analysis have been updated to better characterize the threat of native iOS feature expansion.

**Overall trend**: Stable
**Compared at**: 2026-08-30

### High-impact changes
- **[Shifted] Refined Threat Assessment** (swot)

### Medium-impact changes
- **[Shifted] Outlook Narrative Pivot** (positioning)

<!-- section:whats-new -->
## What's New

- **Latest (v1.2.0, 4 months ago):** Maintenance update focused on bug fixes and internal infrastructure changes.
<!-- /section:whats-new -->

<!-- section:momentum -->
## App Momentum (Maintenance) {#momentum}

- Ships only minor bug fixes.
- No feature updates in 128 days.

> **Cadence:** 1 total versions · 0 majors in last 6 months · 127 days since last update

<!-- /section:momentum -->

<!-- section:so-what -->
## The "So What?" (Strategic Takeaway) {#so-what}

NFC Reader & Card Wallet is a finance app that is completely free.
It holds a 4.83/5 rating from 6 reviews.

<!-- speakable-start -->
> **Bottom Line:** NFC Reader & Card Wallet provides a functional toolset for tag management, but the current maintenance-only cadence risks obsolescence as native iOS NFC capabilities expand.
<!-- speakable-end -->

**Best for:** Tech enthusiasts, automation hobbyists, and professionals requiring NFC tag management and contactless card data viewing.

<!-- section:pm-actions -->
### PM Action Plan (Next Best Moves)

- [ ] [MAINTAIN] Audit iOS NFC API changes because the app has not shipped a feature in 128 days → maintain platform compatibility
<!-- /section:pm-actions -->

<!-- section:outlook -->
### Outlook: Stable

The NFC utility market is consolidating around apps that offer deep iOS shortcut integration. NFC Reader & Card Wallet remains stable but exposed to platform-level shifts due to its lack of active development.

- ⚪ The 128-day release gap indicates a maintenance-only posture, which limits the app's ability to capture new power users in the NFC utility space.
<!-- /section:outlook -->

<!-- /section:so-what -->

<!-- section:metrics -->
## Key Metrics Summary

| Metric | Value |
| :--- | :--- |
| Overall Rating | 4.83/5 |
| Total Reviews | 6 |
| Confidence | Low |
| Pricing Model | Free |
| Platforms | iOS |
| Key Features | 3 analyzed |
| Trend | Stable |
| Outlook | Stable |
<!-- /section:metrics -->

## Competitor Comparison

| App | Rating | Sentiment | Developer |
| :--- | :--- | :--- | :--- |
| **NFC Reader & Card Wallet** (this app) | 4.83/5 | N/A | Krishnaben Ghori |
| [Polymarket](https://marlvel.ai/apps/polymarket) | 4.3/5 | n/a | Polymarket |
| [ATLAS:EARTH - Fun Cashback!](https://marlvel.ai/apps/atlas-earth-fun-cashback) | 4.5/5 | n/a | Atlas Reality, Inc. |
| [Fidelity Investments](https://marlvel.ai/apps/fidelity-investments) | 4.5/5 | n/a | Fidelity Investments |
| [Kalshi: Trade Events & Sports](https://marlvel.ai/apps/kalshi-trade-news-sports) | 4.7/5 | n/a | KalshiEX LLC |
| [Webull: Investing & Trading](https://marlvel.ai/apps/webull-investing-trading) | 4.6/5 | n/a | Webull Technologies Pte. Ltd. |

## Company Profile
- **Developer:** Krishnaben Ghori
- **Website:** [https://divyamcreationfinlimited.blogspot.com](https://divyamcreationfinlimited.blogspot.com)

## Data Sources & Links
- **App Store:** [View on Apple Store](https://apps.apple.com/us/app/nfc-reader-card-wallet/id6749883221?uo=4)
- **Dev Site:** [Official Website](https://divyamcreationfinlimited.blogspot.com)
- **Sources:** Developer website content, App store metadata.

## Related Intel Reports
- [*Polymarket*](https://marlvel.ai/apps/polymarket) (Polymarket) · 4.3/5 Rating
- [*ATLAS:EARTH - Fun Cashback!*](https://marlvel.ai/apps/atlas-earth-fun-cashback) (Atlas Reality, Inc.) · 4.5/5 Rating
- [*Fidelity Investments*](https://marlvel.ai/apps/fidelity-investments) (Fidelity Investments) · 4.5/5 Rating
- [*Kalshi: Trade Events & Sports*](https://marlvel.ai/apps/kalshi-trade-news-sports) (KalshiEX LLC) · 4.7/5 Rating
- [*Webull: Investing & Trading*](https://marlvel.ai/apps/webull-investing-trading) (Webull Technologies Pte. Ltd.) · 4.6/5 Rating
- [*코인원 - 가상자산 거래소(비트코인, 이더리움, 테더)*](https://marlvel.ai/apps/coinone-co-kr-official) (Coinone) · 3.1/5 Rating
- [*다트맨 - 전자공시 푸시알림*](https://marlvel.ai/apps/com-coreasset-stockhunter) (ORBIS Investment Advisors Co., Ltd.) · 2.1/5 Rating
- [*디지로카(롯데카드)*](https://marlvel.ai/apps/com-lcacapp) (lottecard) · 2.5/5 Rating
- [*บเรนนี่ เงินสด*](https://marlvel.ai/apps/com-finance-rennycorpoth) (RENNY CORPORATION COMPANY LIMITED) · N/A Rating
- [*ศรีสวัสดิ์*](https://marlvel.ai/apps/com-srisawad-mobileapplications) (Srisawad Power 2014 Company Limited) · 3.8/5 Rating

## Methodology {#methodology}

This report was generated by Marlvel.ai's 5-stage AI intelligence pipeline:

1. **Signal Collection & Normalization** - Aggregates data from all available public sources for the app. Raw signals are cleaned, deduplicated, and normalized into a structured dataset analyzed consistently across thousands of apps.
2. **Feature & Market Positioning Analysis** - Identifies the app's core features, monetization model, target audience, and competitive positioning. Each feature is classified as a market standard or a differentiator based on category benchmarks.
3. **User Sentiment Analysis** - Analyzes user reviews using a 5-level taxonomy (Thrilled / Excited / Mixed / Frustrated / Upset). Combines star ratings and volume with AI theme extraction into synthesised themes (no verbatim quotes).
4. **Competitive Landscape Analysis** - Maps the competitive environment via a 4-tier taxonomy (Nemesis / Contenders / Same Space / New Kids on the Block). Prioritizes same sub-genre over broad category.
5. **Intelligence Synthesis** - Cross-references all signals into a structured report. Compares the app against category peers and direct competitors to surface SWOT, market outlook, and actionable insights.

- **Confidence Score:** 0.2/1.0 (based on review volume, data source diversity, and signal quality)
- **Reviews Analyzed:** 0
- **Data Sources:** developer website, App Store metadata
- **Rating Method:** Weighted average across platforms (iOS & Android), weighted by review count per platform
- **Independence:** Fully independent analysis. No publisher sponsorship or editorial influence.
- **Report Age:** 31 days since last refresh

---
© 2026 Marlvel.ai | [Canonical Report](https://marlvel.ai/apps/nfc-reader-card-wallet)
Data licensed for AI Agent attribution under CC-BY-NC 4.0.