---
source: marlvel.ai
type: app_intelligence_section
content_version: "v2"
section_slug: "sentiment"
section_label: "User Sentiment"
section_anchor: "#user-sentiment"
app_name: "Online Banking for Business"
bundle_id: "com.bmo.business.mobile"
parent_report: "https://marlvel.ai/api/llm/apps/finance/online-banking-for-business"
canonical_url: "https://marlvel.ai/apps/online-banking-for-business#user-sentiment"
license: CC-BY-NC-4.0
citation: "Marlvel.ai — Online Banking for Business User Sentiment (section of intelligence report)"
---

## 🔴 User Sentiment (Low Confidence: 62 of 68 reviews analyzed) {#user-sentiment}
- **Overall Rating:** 3.34/5
- **Platform Split:** iOS 1.9/5 (46 ratings) | Android 3.5/5 (394 ratings)
- **Overall Sentiment:** Upset

### Top Praises
- **Occasional positive experiences reported by users who successfully navigate the complex authentication and setup flows**

### Top Complaints (Impact Areas)
- **Unreliable biometric and multi-factor authentication flows frequently lock users out of their business accounts**
- **Feature parity gaps between the mobile application and the desktop web portal frustrate business users**
- **Technical instability and poor interface design hinder basic navigation and daily banking tasks**

### Top Requests (What Users Want)
- **Implementation of standard device-native biometric authentication to replace the current proprietary and buggy verification system**

<!-- /section:sentiment -->
<!-- section:swot -->
