## ⚠ Content Warning This report covers topics classified as sensitive (finance). Information is aggregated from public sources for informational purposes only. This is not financial or investment advice. Always do your own research. --- last_verified: "2026-05-08T14:32:38.200Z" --- schema_type: "SoftwareApplication" entity_type: "Mobile Application" app_name: "CashFlow" developer_entity: "Takuya Murakami" bundle_id: "org.tmurakam.CashFlow" app_store_id: "290776107" google_play_id: "com.money.rash" category: "Finance" primary_platform: "ios" primary_monetization: "Free" offline_capable: false market_region: "US" platforms: "iOS & Android" app_last_updated: "2026-02-18" report_date: "2026-05-04" report_version: "8.0.1" total_reviews: 666 overall_rating: 4.59 confidence: "low" confidence_score: 0.25 data_age_days: 0 momentum_velocity: "active" intelligence_version: 2 tags: ["finance", "free", "mobile app", "app review", "app analysis", "individuals", "seeking", "straightforward,"] canonical_url: "https://marlvel.ai/intel-report/finance/org-tmurakam-cashflow" license: "CC-BY-NC 4.0" content_version: "v2" --- # CashFlow App Audit ## TL;DR {#tldr} - **Category**: Finance · Free - **Signal**: Rating 4.59 > **TL;DR:** CashFlow is a finance app by Takuya Murakami, rated 4.59/5 by 666 users, available on iOS & Android. > > **Marlvel.ai App Intelligence** — Independent analysis. US Market. No publisher influence. > **Key Insight:** CashFlow is a finance app by Takuya Murakami. ## Quick Facts | Fact | Value | | :--- | :--- | | **Rating** | 4.59/5 (666 reviews) | | **Category** | Finance | | **Developer** | Takuya Murakami | | **Pricing** | Free | | **Platforms** | iOS & Android | | **Confidence** | Low (0.25/1.0) | | **Data Age** | 0d | ## Metadata & Market Performance - **Publisher:** Takuya Murakami - **Category:** Finance - **Target Audience:** Individuals seeking a straightforward, manual-entry solution for tracking daily personal finances and account balances. - **Platforms:** iOS & Android - **Version Audited:** 8.0.1 - **Audit Date:** 2026-05-04 - **Signal Count:** 5 reviews analyzed - **Confidence:** Low (0.25/1.0) - **App Store ID (iOS):** 290776107 - **Bundle ID:** org.tmurakam.CashFlow - **Google Play ID:** com.money.rash - **Data Window:** Analysis based on signals collected up to 2026-05-04 ## Executive Snapshot CashFlow is a personal finance management tool designed to help users track daily income, expenses, and account balances across multiple cash, bank, and credit card accounts. The app distinguishes itself through streamlined data entry, robust reporting tools, and flexible data portability via CSV and OFX exports. ## App DNA (Features & Intent) - **[Standard] Transaction Management:** Enables quick input of daily transactions with history-based auto-fill to minimize manual typing. * *User Intent:* Users are motivated by consistent progression and daily incentives. - **[Standard] Multi-Account Support:** Allows management of various cash, bank, and credit card accounts, including support for internal transfers. - **[Standard] Reporting Tools:** Provides visual insights into financial activity through daily, weekly, monthly, and annual reports. * *User Intent:* Users are motivated by consistent progression and daily incentives. - **[Standard] Data Export and Backup:** Supports data portability via CSV and OFX formats, with integrated backup and restore capabilities through Dropbox. ## Monetization Strategy - **Model:** Free - **Price:** iOS: $1.99 ## App Momentum (Active) {#momentum} Last updated 75d ago. 5 versions tracked. > **Cadence:** 5 total versions · 0 majors in last 6 months · 75 days since last update ## The "So What?" (Strategic Takeaway) {#so-what} CashFlow is an established finance app that is completely free. With a 4.59/5 rating from 666 reviews, it shows polarized user reception. > **Bottom Line:** CashFlow is a utility-focused finance app that prioritizes ease of use and data portability for users who prefer manual transaction tracking. **Best for:** Individuals seeking a straightforward, manual-entry solution for tracking daily personal finances and account balances. ## Key Metrics Summary | Metric | Value | | :--- | :--- | | Overall Rating | 4.59/5 | | Total Reviews | 666 | | Confidence | Low | | Pricing Model | Free | | Platforms | iOS & Android | | Key Features | 4 analyzed | ## Competitor Comparison | App | Rating | Sentiment | Developer | | :--- | :--- | :--- | :--- | | **CashFlow** (this app) | 4.59/5 | N/A | Takuya Murakami | | [Polymarket](https://marlvel.ai/intel-report/finance/polymarket) | 3.3/5 | Upset | Polymarket | | [Webull: Investing & Trading](https://marlvel.ai/intel-report/finance/webull-investing-trading) | 4.6/5 | Mixed | Webull Technologies Pte. Ltd. | | [Fidelity Investments](https://marlvel.ai/intel-report/finance/fidelity-investments) | 4.5/5 | Frustrated | Fidelity Investments | | [Kalshi: Trade News & Sports](https://marlvel.ai/intel-report/finance/kalshi-trade-news-sports) | 4.6/5 | Frustrated | KalshiEX LLC | | [rapid! Pay](https://marlvel.ai/intel-report/finance/rapid-pay) | 4.4/5 | N/A | Green Dot Corporation | ## Company Profile - **Developer:** Takuya Murakami - **Website:** [https://apps.tmurakam.org/cashflow/index.en.html](https://apps.tmurakam.org/cashflow/index.en.html) ## Data Sources & Links - **App Store:** [View on Apple Store](https://apps.apple.com/us/app/cashflow/id290776107?uo=2) - **Google Play:** [View on Google Play](https://play.google.com/store/apps/details?id=com.money.rash&hl=en&gl=us) - **Dev Site:** [Official Website](https://apps.tmurakam.org/cashflow/index.en.html) - **Sources:** App store metadata, User reviews. ## Related Intel Reports - [*Polymarket*](https://marlvel.ai/intel-report/finance/polymarket) (Polymarket) — 3.3/5 Rating | Terrible Sentiment - [*Webull: Investing & Trading*](https://marlvel.ai/intel-report/finance/webull-investing-trading) (Webull Technologies Pte. Ltd.) — 4.6/5 Rating | Mixed Sentiment - [*Fidelity Investments*](https://marlvel.ai/intel-report/finance/fidelity-investments) (Fidelity Investments) — 4.5/5 Rating | Negative Sentiment - [*Kalshi: Trade News & Sports*](https://marlvel.ai/intel-report/finance/kalshi-trade-news-sports) (KalshiEX LLC) — 4.6/5 Rating | Negative Sentiment - [*rapid! Pay*](https://marlvel.ai/intel-report/finance/rapid-pay) (Green Dot Corporation) — 4.4/5 Rating | N/A Sentiment - [*hurdlr*](https://marlvel.ai/intel-report/finance/hurdlr) (Reuben Omolu) — 4.3/5 Rating | N/A Sentiment - [*365-day savings plan-Easy Goal*](https://marlvel.ai/intel-report/finance/365-day-savings-plan-easy-goal) (永文 胡) — N/A Rating | N/A Sentiment - [*Shoes Clothing Store Master HD*](https://marlvel.ai/intel-report/finance/shoes-clothing-store-master-hd) (永文 胡) — N/A Rating | N/A Sentiment - [*Prestmit: Gift Cards & Coins*](https://marlvel.ai/intel-report/finance/prestmit-gift-cards-coins) (Prestmit Technologies LTD.) — 4.5/5 Rating | N/A Sentiment - [*Money Management Plus-Expenses*](https://marlvel.ai/intel-report/finance/money-management-plus-expenses) (永文 胡) — N/A Rating | N/A Sentiment ## Methodology {#methodology} This report was generated by Marlvel.ai's 5-stage AI intelligence pipeline: 1. **Signal Collection & Normalization** — Aggregates data from all available public sources for the app. Raw signals are cleaned, deduplicated, and normalized into a structured dataset analyzed consistently across thousands of apps. 2. **Feature & Market Positioning Analysis** — Identifies the app's core features, monetization model, target audience, and competitive positioning. Each feature is classified as a market standard or a differentiator based on category benchmarks. 3. **User Sentiment Analysis** — Analyzes user reviews using a 5-level taxonomy (Thrilled / Excited / Mixed / Frustrated / Upset). Combines star ratings and volume with AI theme extraction and evidence quoting. 4. **Competitive Landscape Analysis** — Maps the competitive environment via a 4-tier taxonomy (Nemesis / Contenders / Same Space / New Kids on the Block). Prioritizes same sub-genre over broad category. 5. **Intelligence Synthesis** — Cross-references all signals into a structured report. Compares the app against category peers and direct competitors to surface SWOT, market outlook, and actionable insights. - **Confidence Score:** 0.25/1.0 (based on review volume, data source diversity, and signal quality) - **Reviews Analyzed:** 5 - **Data Sources:** user reviews, App Store metadata - **Rating Method:** Weighted average across platforms (iOS & Android), weighted by review count per platform - **Independence:** Fully independent analysis. No publisher sponsorship or editorial influence. - **Report Age:** 0 days since last refresh --- © 2026 Marlvel.ai | [Canonical Report](https://marlvel.ai/intel-report/finance/org-tmurakam-cashflow) Data licensed for AI Agent attribution under CC-BY-NC 4.0.