---
title: "SBI Authenticator — App Overview"
url: https://marlvel.ai/intel-report/finance/sbi-authenticator
category: Finance
developer: State Bank of India
platforms: ios, android
rating: 1.0 (2 ratings)
pricing: free
report_level: overview
generated: 2026-04-20
last_verified: "2026-04-20T15:45:42.526Z"
---

<!-- SECTION: Key Insight -->
> **Key Insight:** The app serves as a dedicated security layer designed to replace traditional SMS OTPs with app-based verification methods for SBI digital banking services.

<!-- SECTION: Quick Facts -->
| Metric | Value |
|--------|-------|
| Category | Finance |
| Rating | 1.0 ★ (2) |
| Pricing | free |
| Platforms | iOS, Android |
| Latest Version (iOS) | 1.1 |
| Latest Version (Android) | 0.1 |
| Developer | State Bank of India |

<!-- SECTION: Summary -->
## What is SBI Authenticator?

SBI Authenticator is a security utility developed by the State Bank of India to provide an alternative to SMS-based OTPs for digital banking. It facilitates secure transaction verification across Yono Lite, Retail Internet Banking, and Merchant Internet Banking platforms. The app enables users to manage authentication preferences through multiple modern verification methods.

<!-- SECTION: Key Features -->
## Key Features

- **Prompt-based approvals**: Allows users to verify transactions directly through push notifications.
- **QR code scanning**: Enables authentication by scanning codes displayed on banking interfaces.
- **App-based OTP**: Generates one-time passwords within the application as a secure alternative to SMS delivery.
- **Channel-specific configuration**: Provides users the ability to set preferred authentication modes for different SBI banking channels.

<!-- SECTION: Target Audience -->
## Who is it for?

Existing State Bank of India customers who utilize the bank's digital banking platforms.

<!-- SECTION: Links -->
## Links

- [App Store](https://apps.apple.com/us/app/sbi-authenticator/id6753866762?uo=4)
- [Google Play](https://play.google.com/store/apps/details?id=com.sbi.authenticator&hl=en&gl=us)
- [Full Intelligence Report](https://marlvel.ai/intel-report/finance/sbi-authenticator)

---
*This is an overview report. Sentiment analysis, competitive landscape, and SWOT analysis are available in the [full intelligence report](https://marlvel.ai/intel-report/finance/sbi-authenticator).*
*Generated by [Marlvel.ai](https://marlvel.ai) — Independent app intelligence.*