---
title: "SBI Secure OTP — App Overview"
url: https://marlvel.ai/intel-report/finance/sbi-secure-otp
category: Finance
developer: State Bank of India
platforms: ios, android
rating: 1.5 (18.1K ratings)
pricing: free
report_level: overview
generated: 2026-04-20
---

<!-- SECTION: Key Insight -->
> **Key Insight:** While the app aims to provide a reliable alternative to SMS-based OTPs, users frequently report significant technical challenges during the initial registration and authentication phases.

<!-- SECTION: Quick Facts -->
| Metric | Value |
|--------|-------|
| Category | Finance |
| Rating | 1.5 ★ (18.1K) |
| Pricing | free |
| Platforms | iOS, Android |
| Latest Version (iOS) | 3.2.0 |
| Latest Version (Android) | 3.2.0 |
| Developer | State Bank of India |

<!-- SECTION: Summary -->
## What is SBI Secure OTP?

SBI Secure OTP is a dedicated authentication tool developed by the State Bank of India for verifying online banking transactions. It allows users to generate one-time passwords for Internet Banking and the Yono Lite SBI App, functioning independently of standard SMS delivery services.

<!-- SECTION: Key Features -->
## Key Features

- **OTP Generation**: Enables the generation of one-time passwords for authenticating online banking transactions.
- **INB Credential Registration**: Requires a one-time registration process using the user's Internet Banking (INB) credentials.
- **Mobile Number Validation**: Uses an automated SMS process from the device to validate the user's registered mobile number during setup.

<!-- SECTION: Target Audience -->
## Who is it for?

Existing State Bank of India customers who use Internet Banking or the Yono Lite SBI App.

<!-- SECTION: Links -->
## Links

- [App Store](https://apps.apple.com/us/app/sbi-secure-otp/id1055960651?uo=4)
- [Google Play](https://play.google.com/store/apps/details?id=com.sbi.SBISecure&hl=en&gl=us)
- [Full Intelligence Report](https://marlvel.ai/intel-report/finance/sbi-secure-otp)

---
*This is an overview report. Sentiment analysis, competitive landscape, and SWOT analysis are available in the [full intelligence report](https://marlvel.ai/intel-report/finance/sbi-secure-otp).*
*Generated by [Marlvel.ai](https://marlvel.ai) — Independent app intelligence.*