--- schema_type: "SoftwareApplication" entity_type: "Mobile Application" app_name: "SharPay - Shared Expenses" developer_entity: "SooNet" bundle_id: "com.soonet.SharPay" app_store_id: "6448862939" category: "Finance" primary_platform: "ios" primary_monetization: "Free" offline_capable: false market_region: "US" platforms: "iOS" app_last_updated: "2025-01-07" report_date: "2026-08-13" last_verified: "2026-08-13T00:00:00.000Z" report_version: "2.22" total_reviews: 11 overall_rating: 4.4 confidence: "low" confidence_score: 0.05 data_age_days: 3 momentum_velocity: "zombie" intelligence_version: 3 tags: ["finance", "free", "mobile app", "app review", "app analysis", "individuals", "social", "groups"] canonical_url: "https://marlvel.ai/apps/sharpay-shared-expenses" license: "CC-BY-NC 4.0" content_version: "v2" --- ## ⚠ Content Warning This report covers topics classified as sensitive (finance). Information is aggregated from public sources for informational purposes only. This is not financial or investment advice. Always do your own research. --- # SharPay - Shared Expenses Intelligence Report ## TL;DR {#tldr} - **Category**: Finance · Free - **Signal**: Rating 4.36 > **TL;DR:** SharPay - Shared Expenses is a finance app by SooNet, rated 4.36/5 by 11 users, available on iOS. > > **Marlvel.ai App Intelligence** - Independent analysis. US Market. No publisher influence. > **Key Insight:** SharPay - Shared Expenses is a finance app by SooNet. ## Quick Facts | Fact | Value | | :--- | :--- | | **Rating** | 4.36/5 (11 reviews) | | **Category** | Finance | | **Developer** | SooNet | | **Pricing** | Free | | **Platforms** | iOS | | **Confidence** | Low (0.05/1.0) | | **Data Age** | 3d | ## Metadata & Market Performance - **Publisher:** SooNet - **Category:** Finance - **Target Audience:** Individuals and social groups who share expenses for trips, dining, or events. - **Platforms:** iOS - **Version Reviewed:** 2.22 - **Report Date:** 2026-08-13 - **Signal Count:** 0 reviews analyzed - **Confidence:** Low (0.05/1.0) - **App Store ID (iOS):** 6448862939 - **Bundle ID:** com.soonet.SharPay - **Performance Trend:** Stable - **Data Window:** Analysis based on signals collected up to 2026-08-13 ## Executive Snapshot **What it is:** SharPay is a finance app for iOS that enables users to split bills and track shared expenses within social groups. **Why users hire it:** Users hire SharPay to remove the social friction of manual accounting after group activities, seeking a transparent way to ensure fair payment distribution. ## App DNA (Features & Intent) - **[Standard] Bill Splitting:** Divides shared expenses among group members to calculate individual shares. * *User Intent:* Users seek social connection and competitive engagement with peers. - **[Differentiator] Automated Transaction Management:** Tracks and logs shared expenses to reduce manual accounting. * *User Intent:* Users seek social connection and competitive engagement with peers. - **[Standard] Finance Charts:** Visualizes spending habits through charts and itemized expense breakdowns. ## Market Position {#market-position} SharPay occupies a niche in the finance category with a 4.36-star rating based on 11 reviews. The lack of updates for over 580 days positions it as a legacy tool rather than a competitive player in the current market. ## Monetization Strategy - **Model:** Free - **Tiers:** Free version with no stated subscription or IAP gates - **Analysis:** The app is currently free to use with no explicit monetization gates or subscription tiers identified in the store data. ## SWOT Analysis {#swot} **Core Strengths:** - Automated transaction management reduces manual accounting overhead **Growth Levers:** - Social-sharing features could drive organic user acquisition ## Recent Changes (v2 → v3) {#recent-changes} The app remains in a zombie state with no feature or pricing changes, though the intelligence now includes a specific 4.36-star rating and a more focused SWOT analysis. **Overall trend**: Stable **Compared at**: 2026-08-13 ### Medium-impact changes - **[Added] Quantitative Rating Inclusion** (positioning) - **[Shifted] SWOT Analysis Refinement** (swot) - **[Shifted] PM Action Item Priority** (positioning) ## What's New - **Latest (v2.22, 1 years ago):** General bug fixes and performance enhancements. ## App Momentum (Zombie) {#momentum} - Ships no major updates since 2025. - Maintains 11 total ratings since release. > **Cadence:** 1 total versions · 0 majors in last 6 months · 582 days since last update ## The "So What?" (Strategic Takeaway) {#so-what} SharPay - Shared Expenses is a finance app that is completely free. It holds a 4.36/5 rating from 11 reviews. > **Bottom Line:** SharPay provides basic utility for expense tracking, but the lack of recent updates makes it a high-churn risk for users, so the PM should prioritize a roadmap refresh or sunset the project. **Best for:** Individuals and social groups who share expenses for trips, dining, or events. ### PM Action Plan (Next Best Moves) - [ ] [SUNSET] Audit user retention metrics because the app has been in maintenance mode for 19 months → determine if sunsetting is necessary ### Outlook: Declining The finance category is consolidating around apps with frequent feature updates and robust monetization, leaving SharPay increasingly isolated. Without a clear path to development or revenue, the app is likely to see continued stagnation in its user base. - 🔴 The 583-day update gap indicates the app is in maintenance mode, which erodes user trust and long-term retention potential. ## Key Metrics Summary | Metric | Value | | :--- | :--- | | Overall Rating | 4.36/5 | | Total Reviews | 11 | | Confidence | Low | | Pricing Model | Free | | Platforms | iOS | | Key Features | 3 analyzed | | Trend | Stable | | Outlook | Declining | ## Competitor Comparison | App | Rating | Sentiment | Developer | | :--- | :--- | :--- | :--- | | **SharPay - Shared Expenses** (this app) | 4.36/5 | N/A | SooNet | | [Polymarket](https://marlvel.ai/apps/polymarket) | 4.1/5 | n/a | Polymarket | | [ATLAS:EARTH - Fun Cashback!](https://marlvel.ai/apps/atlas-earth-fun-cashback) | 4.4/5 | n/a | Atlas Reality, Inc. | | [Fidelity Investments](https://marlvel.ai/apps/fidelity-investments) | 4.5/5 | n/a | Fidelity Investments | | [Kalshi: Trade Events & Sports](https://marlvel.ai/apps/kalshi-trade-news-sports) | 4.8/5 | n/a | KalshiEX LLC | | [Webull: Investing & Trading](https://marlvel.ai/apps/webull-investing-trading) | 4.6/5 | n/a | Webull Technologies Pte. Ltd. | ## Company Profile - **Developer:** SooNet ## Data Sources & Links - **App Store:** [View on Apple Store](https://apps.apple.com/us/app/sharpay-shared-expenses/id6448862939?uo=4) - **Sources:** App store metadata. ## Related Intel Reports - [*Polymarket*](https://marlvel.ai/apps/polymarket) (Polymarket) · 4.1/5 Rating - [*ATLAS:EARTH - Fun Cashback!*](https://marlvel.ai/apps/atlas-earth-fun-cashback) (Atlas Reality, Inc.) · 4.4/5 Rating - [*Fidelity Investments*](https://marlvel.ai/apps/fidelity-investments) (Fidelity Investments) · 4.5/5 Rating - [*Kalshi: Trade Events & Sports*](https://marlvel.ai/apps/kalshi-trade-news-sports) (KalshiEX LLC) · 4.8/5 Rating - [*Webull: Investing & Trading*](https://marlvel.ai/apps/webull-investing-trading) (Webull Technologies Pte. Ltd.) · 4.6/5 Rating - [*코인원 - 가상자산 거래소(비트코인, 이더리움, 테더)*](https://marlvel.ai/apps/coinone-co-kr-official) (Coinone) · 3.1/5 Rating - [*다트맨 - 전자공시 푸시알림*](https://marlvel.ai/apps/com-coreasset-stockhunter) (ORBIS Investment Advisors Co., Ltd.) · 2.1/5 Rating - [*디지로카(롯데카드)*](https://marlvel.ai/apps/com-lcacapp) (lottecard) · 2.5/5 Rating - [*บเรนนี่ เงินสด*](https://marlvel.ai/apps/com-finance-rennycorpoth) (RENNY CORPORATION COMPANY LIMITED) · N/A Rating - [*ศรีสวัสดิ์*](https://marlvel.ai/apps/com-srisawad-mobileapplications) (Srisawad Power 2014 Company Limited) · 3.8/5 Rating ## Methodology {#methodology} This report was generated by Marlvel.ai's 5-stage AI intelligence pipeline: 1. **Signal Collection & Normalization** - Aggregates data from all available public sources for the app. Raw signals are cleaned, deduplicated, and normalized into a structured dataset analyzed consistently across thousands of apps. 2. **Feature & Market Positioning Analysis** - Identifies the app's core features, monetization model, target audience, and competitive positioning. Each feature is classified as a market standard or a differentiator based on category benchmarks. 3. **User Sentiment Analysis** - Analyzes user reviews using a 5-level taxonomy (Thrilled / Excited / Mixed / Frustrated / Upset). Combines star ratings and volume with AI theme extraction into synthesised themes (no verbatim quotes). 4. **Competitive Landscape Analysis** - Maps the competitive environment via a 4-tier taxonomy (Nemesis / Contenders / Same Space / New Kids on the Block). Prioritizes same sub-genre over broad category. 5. **Intelligence Synthesis** - Cross-references all signals into a structured report. Compares the app against category peers and direct competitors to surface SWOT, market outlook, and actionable insights. - **Confidence Score:** 0.05/1.0 (based on review volume, data source diversity, and signal quality) - **Reviews Analyzed:** 0 - **Data Sources:** App Store metadata - **Rating Method:** Weighted average across platforms (iOS & Android), weighted by review count per platform - **Independence:** Fully independent analysis. No publisher sponsorship or editorial influence. - **Report Age:** 3 days since last refresh --- © 2026 Marlvel.ai | [Canonical Report](https://marlvel.ai/apps/sharpay-shared-expenses) Data licensed for AI Agent attribution under CC-BY-NC 4.0.