--- schema_type: "SoftwareApplication" entity_type: "Mobile Application" app_name: "Simple Budget, for real" developer_entity: "François Goldgewicht" bundle_id: "com.goldgewichtfrancois.SimpleBudget" app_store_id: "6449887151" category: "Finance" primary_platform: "ios" primary_monetization: "Free" offline_capable: false market_region: "US" platforms: "iOS" app_last_updated: "2024-01-20" report_date: "2026-08-14" last_verified: "2026-08-14T00:00:00.000Z" report_version: "0.92" total_reviews: 0 confidence: "low" confidence_score: 0.2 data_age_days: 10 momentum_velocity: "zombie" intelligence_version: 3 tags: ["finance", "free", "mobile app", "app review", "app analysis", "individuals", "seeking", "manual,"] canonical_url: "https://marlvel.ai/apps/simple-budget-for-real" license: "CC-BY-NC 4.0" content_version: "v2" --- ## ⚠ Content Warning This report covers topics classified as sensitive (finance). Information is aggregated from public sources for informational purposes only. This is not financial or investment advice. Always do your own research. --- # Simple Budget, for real Intelligence Report ## TL;DR {#tldr} - **Category**: Finance · Free > **TL;DR:** Simple Budget, for real is a finance app by François Goldgewicht, available on iOS. > > **Marlvel.ai App Intelligence** - Independent analysis. US Market. No publisher influence. > **Key Insight:** Simple Budget, for real is a finance app by François Goldgewicht. ## Quick Facts | Fact | Value | | :--- | :--- | | **Category** | Finance | | **Developer** | François Goldgewicht | | **Pricing** | Free | | **Platforms** | iOS | | **Confidence** | Low (0.2/1.0) | | **Data Age** | 10d | ## Metadata & Market Performance - **Publisher:** François Goldgewicht - **Category:** Finance - **Target Audience:** Individuals seeking a manual, privacy-first, and minimalist tool for basic personal finance tracking without bank integration. - **Platforms:** iOS - **Version Reviewed:** 0.92 - **Report Date:** 2026-08-14 - **Signal Count:** 0 reviews analyzed - **Confidence:** Low (0.2/1.0) - **App Store ID (iOS):** 6449887151 - **Bundle ID:** com.goldgewichtfrancois.SimpleBudget - **Performance Trend:** Stable - **Data Window:** Analysis based on signals collected up to 2026-08-14 ## Executive Snapshot **What it is:** Simple Budget, for real is a minimalist, manual personal finance tracker for iOS that stores all transaction data locally on the device. **Why users hire it:** The app serves users who prefer manual control over their financial data and wish to avoid the privacy risks or complexity of automated bank-syncing tools. ## App DNA (Features & Intent) - **[Standard] Manual Transaction Entry:** Users manually input income and expense amounts with titles and expected dates. - **[Differentiator] Local-Only Data Storage:** All financial data resides on the device with no cloud sync or third-party data sharing. * *User Intent:* Users expect seamless access across multiple devices. - **[Differentiator] Upcoming Transaction Toggle:** Screen title interaction switches the view between all transactions and upcoming-only transactions. ## Market Position {#market-position} Simple Budget, for real occupies a niche, privacy-focused position in the Finance category, currently maintaining a 0-rating status across all platforms. ## Monetization Strategy - **Model:** Free - **Tiers:** Free, no ads, no sign-up required - **Analysis:** The app operates as a free utility with no monetization, subscription, or ad-based revenue model. ## SWOT Analysis {#swot} **Core Strengths:** - Local-only data storage ensures privacy, serving as a barrier against data-harvesting rivals. - Manual entry workflow provides granular control, appealing to users who find automated classification systems inaccurate. - Minimalist interface removes the cognitive load of complex reporting dashboards. **Growth Levers:** - Introduce a one-time export feature to allow users to move data to spreadsheets, addressing the limitation of manual-only tracking. - Implement a simple recurring transaction template to reduce the manual entry burden for fixed monthly expenses. ## Recent Changes (v2 → v3) {#recent-changes} The app remains in a state of development stagnation, with no functional updates or feature additions since January 2024. The primary shift involves a more detailed SWOT analysis and expanded FAQ content that clarifies the app's competitive position against automated finance tools. **Overall trend**: Stable **Compared at**: 2026-08-14 ### High-impact changes - **[Added] Expanded SWOT Analysis** (swot) ### Medium-impact changes - **[Shifted] Market Position Clarification** (positioning) - **[Added] FAQ Comparative Context** (features) ## App Momentum (Zombie) {#momentum} - No updates in 31 months. - Development appears to be in maintenance. > **Cadence:** 1 total versions · 0 majors in last 6 months · 936 days since last update ## The "So What?" (Strategic Takeaway) {#so-what} Simple Budget, for real is a finance app that is completely free. > **Bottom Line:** Simple Budget, for real provides a clean, privacy-focused utility for manual tracking, but the 31-month development freeze risks obsolescence as iOS updates evolve. **Best for:** Individuals seeking a manual, privacy-first, and minimalist tool for basic personal finance tracking without bank integration. ### PM Action Plan (Next Best Moves) - [ ] [MAINTAIN] Audit codebase for iOS compatibility because the app has not been updated in 31 months → prevent potential launch crashes ### Outlook: Declining The personal finance category is consolidating around automated, AI-driven insights, leaving manual-entry apps like Simple Budget, for real in a shrinking niche. Without a clear update cadence or community engagement, the app faces a high risk of being removed or breaking during future OS updates. - 🔴 The 31-month update gap suggests the project is in maintenance mode, which increases the risk of abandonment as iOS APIs evolve. ## Key Metrics Summary | Metric | Value | | :--- | :--- | | Total Reviews | 0 | | Confidence | Low | | Pricing Model | Free | | Platforms | iOS | | Key Features | 3 analyzed | | Trend | Stable | | Outlook | Declining | ## Competitor Comparison | App | Rating | Sentiment | Developer | | :--- | :--- | :--- | :--- | | **Simple Budget, for real** (this app) | N/A/5 | N/A | François Goldgewicht | | [Polymarket](https://marlvel.ai/apps/polymarket) | 4.1/5 | n/a | Polymarket | | [ATLAS:EARTH - Fun Cashback!](https://marlvel.ai/apps/atlas-earth-fun-cashback) | 4.4/5 | n/a | Atlas Reality, Inc. | | [Fidelity Investments](https://marlvel.ai/apps/fidelity-investments) | 4.5/5 | n/a | Fidelity Investments | | [Kalshi: Trade Events & Sports](https://marlvel.ai/apps/kalshi-trade-news-sports) | 4.8/5 | n/a | KalshiEX LLC | | [Webull: Investing & Trading](https://marlvel.ai/apps/webull-investing-trading) | 4.6/5 | n/a | Webull Technologies Pte. Ltd. | ## Company Profile - **Developer:** François Goldgewicht - **Website:** [https://www.listed.app/simplebudget/](https://www.listed.app/simplebudget/) ## Data Sources & Links - **App Store:** [View on Apple Store](https://apps.apple.com/us/app/simple-budget-for-real/id6449887151?uo=4) - **Dev Site:** [Official Website](https://www.listed.app/simplebudget/) - **Sources:** Developer website content, App store metadata. ## Related Intel Reports - [*Polymarket*](https://marlvel.ai/apps/polymarket) (Polymarket) · 4.1/5 Rating - [*ATLAS:EARTH - Fun Cashback!*](https://marlvel.ai/apps/atlas-earth-fun-cashback) (Atlas Reality, Inc.) · 4.4/5 Rating - [*Fidelity Investments*](https://marlvel.ai/apps/fidelity-investments) (Fidelity Investments) · 4.5/5 Rating - [*Kalshi: Trade Events & Sports*](https://marlvel.ai/apps/kalshi-trade-news-sports) (KalshiEX LLC) · 4.8/5 Rating - [*Webull: Investing & Trading*](https://marlvel.ai/apps/webull-investing-trading) (Webull Technologies Pte. Ltd.) · 4.6/5 Rating - [*코인원 - 가상자산 거래소(비트코인, 이더리움, 테더)*](https://marlvel.ai/apps/coinone-co-kr-official) (Coinone) · 3.1/5 Rating - [*다트맨 - 전자공시 푸시알림*](https://marlvel.ai/apps/com-coreasset-stockhunter) (ORBIS Investment Advisors Co., Ltd.) · 2.1/5 Rating - [*디지로카(롯데카드)*](https://marlvel.ai/apps/com-lcacapp) (lottecard) · 2.5/5 Rating - [*บเรนนี่ เงินสด*](https://marlvel.ai/apps/com-finance-rennycorpoth) (RENNY CORPORATION COMPANY LIMITED) · N/A Rating - [*ศรีสวัสดิ์*](https://marlvel.ai/apps/com-srisawad-mobileapplications) (Srisawad Power 2014 Company Limited) · 3.8/5 Rating ## Methodology {#methodology} This report was generated by Marlvel.ai's 5-stage AI intelligence pipeline: 1. **Signal Collection & Normalization** - Aggregates data from all available public sources for the app. Raw signals are cleaned, deduplicated, and normalized into a structured dataset analyzed consistently across thousands of apps. 2. **Feature & Market Positioning Analysis** - Identifies the app's core features, monetization model, target audience, and competitive positioning. Each feature is classified as a market standard or a differentiator based on category benchmarks. 3. **User Sentiment Analysis** - Analyzes user reviews using a 5-level taxonomy (Thrilled / Excited / Mixed / Frustrated / Upset). Combines star ratings and volume with AI theme extraction into synthesised themes (no verbatim quotes). 4. **Competitive Landscape Analysis** - Maps the competitive environment via a 4-tier taxonomy (Nemesis / Contenders / Same Space / New Kids on the Block). Prioritizes same sub-genre over broad category. 5. **Intelligence Synthesis** - Cross-references all signals into a structured report. Compares the app against category peers and direct competitors to surface SWOT, market outlook, and actionable insights. - **Confidence Score:** 0.2/1.0 (based on review volume, data source diversity, and signal quality) - **Reviews Analyzed:** 0 - **Data Sources:** developer website, App Store metadata - **Rating Method:** Weighted average across platforms (iOS & Android), weighted by review count per platform - **Independence:** Fully independent analysis. No publisher sponsorship or editorial influence. - **Report Age:** 10 days since last refresh --- © 2026 Marlvel.ai | [Canonical Report](https://marlvel.ai/apps/simple-budget-for-real) Data licensed for AI Agent attribution under CC-BY-NC 4.0.