--- schema_type: "SoftwareApplication" entity_type: "Mobile Application" app_name: "Steady: Daily Budget Planner" developer_entity: "ChangHyun Nam" bundle_id: "com.namslab.steady" app_store_id: "6805692382" category: "Finance" primary_platform: "ios" primary_monetization: "Freemium" offline_capable: false market_region: "US" platforms: "iOS" app_last_updated: "2026-10-24" report_date: "2026-10-29" last_verified: "2026-10-29T00:00:00.000Z" report_version: "1.1.3" total_reviews: 0 confidence: "low" confidence_score: 0.3 data_age_days: 17 momentum_velocity: "steady" intelligence_version: 2 tags: ["finance", "freemium", "mobile app", "app review", "app analysis", "individuals", "seeking", "simplified,"] canonical_url: "https://marlvel.ai/apps/steady-daily-budget-planner" license: "CC-BY-NC 4.0" content_version: "v2" --- ## ⚠ Content Warning This report covers topics classified as sensitive (finance). Information is aggregated from public sources for informational purposes only. This is not financial or investment advice. Always do your own research. --- # Steady: Daily Budget Planner Intelligence Report ## TL;DR {#tldr} - **Category**: Finance · Freemium > **TL;DR:** Steady: Daily Budget Planner is a finance app by ChangHyun Nam, available on iOS. > > **Marlvel.ai App Intelligence** - Independent analysis. US Market. No publisher influence. > **Key Insight:** Steady: Daily Budget Planner is a finance app by ChangHyun Nam. ## Quick Facts | Fact | Value | | :--- | :--- | | **Category** | Finance | | **Developer** | ChangHyun Nam | | **Pricing** | Freemium | | **Platforms** | iOS | | **Confidence** | Low (0.3/1.0) | | **Data Age** | 17d | ## Metadata & Market Performance - **Publisher:** ChangHyun Nam - **Category:** Finance - **Target Audience:** Individuals seeking a simplified, daily-focused budgeting tool that prioritizes pay-cycle planning over calendar-month tracking. - **Platforms:** iOS - **Version Reviewed:** 1.1.3 - **Report Date:** 2026-10-29 - **Signal Count:** 0 reviews analyzed - **Confidence:** Low (0.3/1.0) - **App Store ID (iOS):** 6805692382 - **Bundle ID:** com.namslab.steady - **Data Window:** Analysis based on signals collected up to 2026-10-29 ## Executive Snapshot **What it is:** Steady: Daily Budget Planner is a personal finance app for iOS that calculates daily safe-to-spend amounts based on user-defined pay cycles. **Why users hire it:** The app removes the cognitive load of manual monthly budget reconciliation by providing a single, actionable number for daily spending. ## App DNA (Features & Intent) - **[Differentiator] Daily Spendable Calculation:** Calculates remaining safe-to-spend amount based on income, fixed costs, and savings, updated daily. * *User Intent:* Users are motivated by consistent progression and daily incentives. - **[Standard] Receipt Scanning:** Uses OCR to parse receipt details and auto-fill expense entries. * *User Intent:* Users expect intelligent, adaptive experiences that learn from their behavior. - **[Standard] Advanced Financial Insights:** Provides period comparisons, budget forecasts, and spending-pace analysis. * *User Intent:* Users seek enhanced value through premium features. ## Market Position {#market-position} Steady: Daily Budget Planner occupies a niche in the Finance category by focusing on daily spendable limits. The recent release of advanced reporting to free users signals an intent to drive user acquisition through utility before gating deeper insights. ## Monetization Strategy - **Model:** Freemium - **Tiers:** Free tier with banner and full-screen ads, Steady Pro subscription - **Analysis:** Freemium model uses ad-supported access to core features and gates advanced analytical tools behind a subscription. ## SWOT Analysis {#swot} **Core Strengths:** - Daily spendable calculation creates high-frequency habit loop - iCloud sync increases switching costs **Growth Levers:** - Localized pay-cycle logic for non-standard income markets ## What's New - **Latest (v1.1.3, 5 days ago):** Introduced a 30-second onboarding flow, morning spending notifications, Lock Screen widgets, and a daily logging reminder. Unlocked advanced reporting and analytics for free users with ad-supported access. ## App Momentum (Steady) {#momentum} - Shipped 30-second onboarding flow. - Unlocked advanced reporting for free users. - Integrated Lock Screen widgets. > **Cadence:** 2 total versions · 1 majors in last 6 months · 5 days since last update · 1 days avg between updates ## The "So What?" (Strategic Takeaway) {#so-what} Steady: Daily Budget Planner is a finance app that is free with in-app purchases. > **Bottom Line:** Steady: Daily Budget Planner's focus on daily spendable amounts creates a distinct habit loop that standard budgeting tools lack. Refining the receipt-scanning accuracy would reduce manual entry friction, which is the primary barrier to maintaining long-term user engagement. **Best for:** Individuals seeking a simplified, daily-focused budgeting tool that prioritizes pay-cycle planning over calendar-month tracking. ### PM Action Plan (Next Best Moves) - [ ] [INVEST] Refine OCR receipt scanning accuracy because manual entry is the primary friction point → increase daily session frequency ### Outlook: Improving The personal finance market is shifting toward automated, bank-integrated tracking, leaving manual-entry apps like Steady: Daily Budget Planner to compete on user experience and simplicity. Steady: Daily Budget Planner's recent decision to unlock advanced reporting for free users suggests a pivot toward building a larger user base to fuel future subscription conversion. - 🟢 The recent release of advanced reporting to free users lowers the barrier to entry, which should accelerate user acquisition and data density. - ⚪ The high-velocity release cadence (two updates in five days) indicates active development, though the impact on long-term retention remains to be measured. ## Key Metrics Summary | Metric | Value | | :--- | :--- | | Total Reviews | 0 | | Confidence | Low | | Pricing Model | Freemium | | Platforms | iOS | | Key Features | 3 analyzed | | Outlook | Improving | ## Competitor Comparison | App | Rating | Sentiment | Developer | | :--- | :--- | :--- | :--- | | **Steady: Daily Budget Planner** (this app) | N/A/5 | N/A | ChangHyun Nam | | [Banksola: Budget Planner](https://marlvel.ai/apps/banksola-budget-planner) | 4.6/5 | Mixed | Quickdollarapp, Inc | | [DEGIRO: Investing & Trading](https://marlvel.ai/apps/degiro-investing-trading) | 4.1/5 | Mixed | DEGIRO - Online Trading App | | [Digital Budget](https://marlvel.ai/apps/digital-budget) | 5.0/5 | Thrilled | Bryant Foster | | [Equito App](https://marlvel.ai/apps/equito-app) | 2.5/5 | n/a | Equito APP SL | | [Hourly: Freelance Tracker](https://marlvel.ai/apps/hourly-freelance-tracker) | N/A/5 | N/A | Albert Lewinski | ## Company Profile - **Developer:** ChangHyun Nam - **Website:** [https://motionfit.fit/](https://motionfit.fit/) ## Data Sources & Links - **App Store ID:** 6805692382 - **Dev Site:** [Official Website](https://motionfit.fit/) - **Sources:** Developer website content, About us / company information, App store metadata. ## Related Intel Reports - [*Banksola: Budget Planner*](https://marlvel.ai/apps/banksola-budget-planner) (Quickdollarapp, Inc) · 4.6/5 Rating - [*DEGIRO: Investing & Trading*](https://marlvel.ai/apps/degiro-investing-trading) (DEGIRO - Online Trading App) · 4.1/5 Rating - [*Digital Budget*](https://marlvel.ai/apps/digital-budget) (Bryant Foster) · 5.0/5 Rating | Excellent Sentiment - [*Equito App*](https://marlvel.ai/apps/equito-app) (Equito APP SL) · 2.5/5 Rating - [*Hourly: Freelance Tracker*](https://marlvel.ai/apps/hourly-freelance-tracker) (Albert Lewinski) · N/A Rating - [*SureShotFX - Pip Calculator*](https://marlvel.ai/apps/sureshotfx-pip-calculator) (SureShotFX) · 4.0/5 Rating | Positive Sentiment - [*Tikker - Live Income Tracker*](https://marlvel.ai/apps/tikker-live-income-tracker) (Mis Asja OU) · 5.0/5 Rating - [*TradeLog - Trading Journal*](https://marlvel.ai/apps/tradelog-trading-journal) (Rikuto Takeuchi) · N/A Rating - [*코인원 - 가상자산 거래소(비트코인, 이더리움, 테더)*](https://marlvel.ai/apps/coinone-co-kr-official) (Coinone) · 3.1/5 Rating - [*다트맨 - 전자공시 푸시알림*](https://marlvel.ai/apps/com-coreasset-stockhunter) (ORBIS Investment Advisors Co., Ltd.) · 2.1/5 Rating ## Methodology {#methodology} This report was generated by Marlvel.ai's 5-stage AI intelligence pipeline: 1. **Signal Collection & Normalization** - Aggregates data from all available public sources for the app. Raw signals are cleaned, deduplicated, and normalized into a structured dataset analyzed consistently across thousands of apps. 2. **Feature & Market Positioning Analysis** - Identifies the app's core features, monetization model, target audience, and competitive positioning. Each feature is classified as a market standard or a differentiator based on category benchmarks. 3. **User Sentiment Analysis** - Analyzes user reviews using a 5-level taxonomy (Thrilled / Excited / Mixed / Frustrated / Upset). Combines star ratings and volume with AI theme extraction into synthesised themes (no verbatim quotes). 4. **Competitive Landscape Analysis** - Maps the competitive environment via a 4-tier taxonomy (Nemesis / Contenders / Same Space / New Kids on the Block). Prioritizes same sub-genre over broad category. 5. **Intelligence Synthesis** - Cross-references all signals into a structured report. Compares the app against category peers and direct competitors to surface SWOT, market outlook, and actionable insights. - **Confidence Score:** 0.3/1.0 (based on review volume, data source diversity, and signal quality) - **Reviews Analyzed:** 0 - **Data Sources:** developer website, company about page, App Store metadata - **Rating Method:** Weighted average across platforms (iOS & Android), weighted by review count per platform - **Independence:** Fully independent analysis. No publisher sponsorship or editorial influence. - **Report Age:** 17 days since last refresh --- © 2026 Marlvel.ai | [Canonical Report](https://marlvel.ai/apps/steady-daily-budget-planner) Data licensed for AI Agent attribution under CC-BY-NC 4.0.