## ⚠ Content Warning

This report covers topics classified as sensitive (finance). Information is aggregated from public sources for informational purposes only. This is not financial or investment advice. Always do your own research.

---
last_verified: "2026-05-19T11:35:19.667Z"
---
schema_type: "SoftwareApplication"
entity_type: "Mobile Application"
app_name: "Accounting Book - MyAsset V2"
developer_entity: "Shaowen Lu"
bundle_id: "tw.idv.lusoft.MyAssetPlus"
app_store_id: "1308097969"
google_play_id: "com.optitrac.myasset"
category: "Finance"
primary_platform: "ios"
primary_monetization: "Paid"
offline_capable: false
market_region: "US"
platforms: "iOS & Android"
app_last_updated: "2026-05-19"
report_date: "2026-05-19"
last_verified: "2026-05-19"
report_version: "3.9.8"
total_reviews: 4
overall_rating: 4.75
confidence: "low"
confidence_score: 0.2
data_age_days: 0
momentum_velocity: "intense"
intelligence_version: 2
tags: ["finance", "paid", "mobile app", "app review", "app analysis", "individuals", "seeking", "comprehensive,"]
canonical_url: "https://marlvel.ai/intel-report/finance/tw-idv-lusoft-myassetplus"
license: "CC-BY-NC 4.0"
content_version: "v2"
---

# Accounting Book - MyAsset V2 App Audit

## TL;DR {#tldr}

- **Category**: Finance · Paid
- **Signal**: Rating 4.75

> **TL;DR:** Accounting Book - MyAsset V2 is a finance app by Shaowen Lu, rated 4.75/5 by 4 users, available on iOS & Android.
>
> **Marlvel.ai App Intelligence** — Independent analysis. US Market. No publisher influence.

<!-- speakable-start -->
> **Key Insight:** Accounting Book - MyAsset V2 is a finance app by Shaowen Lu.
<!-- speakable-end -->

## Quick Facts

| Fact | Value |
| :--- | :--- |
| **Rating** | 4.75/5 (4 reviews) |
| **Category** | Finance |
| **Developer** | Shaowen Lu |
| **Pricing** | Paid |
| **Platforms** | iOS & Android |
| **Confidence** | Low (0.2/1.0) |
| **Data Age** | 0d |

## Metadata & Market Performance
- **Publisher:** Shaowen Lu
- **Category:** Finance
- **Target Audience:** Individuals seeking a comprehensive, multi-account solution to track personal net worth and daily financial transactions.
- **Platforms:** iOS & Android
- **Version Audited:** 3.9.8
- **Audit Date:** 2026-05-19
- **Signal Count:** 1 reviews analyzed
- **Confidence:** Low (0.2/1.0)
- **App Store ID (iOS):** 1308097969
- **Bundle ID:** tw.idv.lusoft.MyAssetPlus
- **Google Play ID:** com.optitrac.myasset
- **Data Window:** Analysis based on signals collected up to 2026-05-19
- **Short Description:** All your assets at your fingertips. Anytime. Anywhere.

<!-- section:executive-snapshot -->
## Executive Snapshot
MyAsset V2 is a personal finance management tool designed to track income, expenses, assets, and liabilities. It provides a centralized dashboard for monitoring cash flow across multiple currencies, including support for stocks, funds, and virtual currencies.
<!-- /section:executive-snapshot -->

<!-- section:features -->
## App DNA (Features & Intent)
- **[Standard] Multi-Asset Management:** Supports tracking of diverse financial instruments including stocks, funds, foreign currencies, virtual currencies, and credit cards.
  * *User Intent:* Users want visibility into their own performance and progress.
- **[Standard] Hierarchical Account Structure:** Allows for the creation of account groups with multi-level sub-accounts for detailed financial organization.
  * *User Intent:* Users expect intelligent, adaptive experiences that learn from their behavior.
- **[Standard] Comprehensive Reporting:** Provides a single-screen summary of monthly payments, assets, liabilities, and net assets alongside advanced search and keyword filtering.
  * *User Intent:* Users want to quickly find relevant content or features.
- **[Standard] Multi-Currency Support:** Enables management of accounts across different currencies to provide a clear view of total cash flow.
  * *User Intent:* Users seek enhanced value through premium features.
<!-- /section:features -->

## Monetization Strategy
- **Model:** Paid
- **Price:** iOS: $9.99

<!-- section:momentum -->
## App Momentum (Intense) {#momentum}

Last updated 0d ago. 5 versions tracked.

> **Cadence:** 5 total versions · 0 majors in last 6 months · 0 days since last update

<!-- /section:momentum -->

<!-- section:so-what -->
## The "So What?" (Strategic Takeaway) {#so-what}

Accounting Book - MyAsset V2 is an established finance app that is a paid app.
With a 4.75/5 rating from 4 reviews, it shows polarized user reception.

<!-- speakable-start -->
> **Bottom Line:** MyAsset V2 functions as a granular ledger for users who require detailed tracking of complex personal assets and liabilities in a single interface.
<!-- speakable-end -->

**Best for:** Individuals seeking a comprehensive, multi-account solution to track personal net worth and daily financial transactions.

<!-- /section:so-what -->

<!-- section:metrics -->
## Key Metrics Summary

| Metric | Value |
| :--- | :--- |
| Overall Rating | 4.75/5 |
| Total Reviews | 4 |
| Confidence | Low |
| Pricing Model | Paid |
| Platforms | iOS & Android |
| Key Features | 4 analyzed |
<!-- /section:metrics -->

## Competitor Comparison

| App | Rating | Sentiment | Developer |
| :--- | :--- | :--- | :--- |
| **Accounting Book - MyAsset V2** (this app) | 4.75/5 | N/A | Shaowen Lu |
| [Polymarket](https://marlvel.ai/intel-report/finance/polymarket) | 3.3/5 | Upset | Polymarket |
| [Kalshi: Trade News & Sports](https://marlvel.ai/intel-report/finance/kalshi-trade-news-sports) | 4.7/5 | Excited | KalshiEX LLC |
| [Fidelity Investments](https://marlvel.ai/intel-report/finance/fidelity-investments) | 4.5/5 | Frustrated | Fidelity Investments |
| [Webull: Investing & Trading](https://marlvel.ai/intel-report/finance/webull-investing-trading) | 4.6/5 | N/A | Webull Technologies Pte. Ltd. |
| [TurboTax: File Your Tax Return](https://marlvel.ai/intel-report/finance/com-intuit-turbotax) | 4.3/5 | Upset | Intuit Inc. |

## Company Profile
- **Developer:** Shaowen Lu
- **Website:** [https://www.lusoft.idv.tw](https://www.lusoft.idv.tw)

## Data Sources & Links
- **App Store:** [View on Apple Store](https://apps.apple.com/us/app/accounting-book-myasset-v2/id1308097969?uo=2)
- **Google Play:** [View on Google Play](https://play.google.com/store/apps/details?id=com.optitrac.myasset&hl=en&gl=us)
- **Dev Site:** [Official Website](https://www.lusoft.idv.tw)
- **Sources:** App store metadata, User reviews.

## Related Intel Reports
- [*Polymarket*](https://marlvel.ai/intel-report/finance/polymarket) (Polymarket) — 3.3/5 Rating | Terrible Sentiment
- [*Kalshi: Trade News & Sports*](https://marlvel.ai/intel-report/finance/kalshi-trade-news-sports) (KalshiEX LLC) — 4.7/5 Rating | Positive Sentiment
- [*Fidelity Investments*](https://marlvel.ai/intel-report/finance/fidelity-investments) (Fidelity Investments) — 4.5/5 Rating | Negative Sentiment
- [*Webull: Investing & Trading*](https://marlvel.ai/intel-report/finance/webull-investing-trading) (Webull Technologies Pte. Ltd.) — 4.6/5 Rating | N/A Sentiment
- [*TurboTax: File Your Tax Return*](https://marlvel.ai/intel-report/finance/com-intuit-turbotax) (Intuit Inc.) — 4.3/5 Rating | Terrible Sentiment
- [*hurdlr*](https://marlvel.ai/intel-report/finance/hurdlr) (Reuben Omolu) — 4.3/5 Rating | N/A Sentiment
- [*365-day savings plan-Easy Goal*](https://marlvel.ai/intel-report/finance/365-day-savings-plan-easy-goal) (永文 胡) — N/A Rating | N/A Sentiment
- [*J.P. Morgan Mobile*](https://marlvel.ai/intel-report/finance/j-p-morgan-mobile) (JPMorgan Chase & Co.) — 4.5/5 Rating | N/A Sentiment
- [*rapid! Pay*](https://marlvel.ai/intel-report/finance/rapid-pay) (Green Dot Corporation) — 4.4/5 Rating | N/A Sentiment
- [*Shoes Clothing Store Master HD*](https://marlvel.ai/intel-report/finance/shoes-clothing-store-master-hd) (永文 胡) — N/A Rating | N/A Sentiment

## Methodology {#methodology}

This report was generated by Marlvel.ai's 5-stage AI intelligence pipeline:

1. **Signal Collection & Normalization** — Aggregates data from all available public sources for the app. Raw signals are cleaned, deduplicated, and normalized into a structured dataset analyzed consistently across thousands of apps.
2. **Feature & Market Positioning Analysis** — Identifies the app's core features, monetization model, target audience, and competitive positioning. Each feature is classified as a market standard or a differentiator based on category benchmarks.
3. **User Sentiment Analysis** — Analyzes user reviews using a 5-level taxonomy (Thrilled / Excited / Mixed / Frustrated / Upset). Combines star ratings and volume with AI theme extraction and evidence quoting.
4. **Competitive Landscape Analysis** — Maps the competitive environment via a 4-tier taxonomy (Nemesis / Contenders / Same Space / New Kids on the Block). Prioritizes same sub-genre over broad category.
5. **Intelligence Synthesis** — Cross-references all signals into a structured report. Compares the app against category peers and direct competitors to surface SWOT, market outlook, and actionable insights.

- **Confidence Score:** 0.2/1.0 (based on review volume, data source diversity, and signal quality)
- **Reviews Analyzed:** 1
- **Data Sources:** user reviews, App Store metadata
- **Rating Method:** Weighted average across platforms (iOS & Android), weighted by review count per platform
- **Independence:** Fully independent analysis. No publisher sponsorship or editorial influence.
- **Report Age:** 0 days since last refresh

---
© 2026 Marlvel.ai | [Canonical Report](https://marlvel.ai/intel-report/finance/tw-idv-lusoft-myassetplus)
Data licensed for AI Agent attribution under CC-BY-NC 4.0.