## ⚠ Content Warning

This report covers topics classified as sensitive (finance). Information is aggregated from public sources for informational purposes only. This is not financial or investment advice. Always do your own research.

---
last_verified: "2026-05-10T02:00:06.815Z"
---
schema_type: "SoftwareApplication"
entity_type: "Mobile Application"
app_name: "UK Mortgage Calculator 2026/27"
developer_entity: "MATTHEW MARSH"
bundle_id: "Matt-Marsh.Mortgage-Calculator"
app_store_id: "6752325065"
google_play_id: "com.mortgagecalculator.amortizationcalculator.mortgagepaymentcalculator.loancalculator.homeloan"
category: "Finance"
primary_platform: "ios"
primary_monetization: "Free"
offline_capable: false
market_region: "US"
platforms: "iOS & Android"
app_last_updated: "2026-03-21"
report_date: "2026-05-08"
report_version: "3"
total_reviews: 0
confidence: "low"
confidence_score: 0.05
data_age_days: 1
intelligence_version: 2
tags: ["finance", "free", "mobile app", "app review", "app analysis", "prospective", "homebuyers,", "property"]
canonical_url: "https://marlvel.ai/apps/uk-mortgage-calculator-2026-27"
license: "CC-BY-NC 4.0"
content_version: "v2"
---

# UK Mortgage Calculator 2026/27 App Audit

## TL;DR {#tldr}

- **Category**: Finance · Free

> **TL;DR:** UK Mortgage Calculator 2026/27 is a finance app by MATTHEW MARSH, available on iOS & Android.
>
> **Marlvel.ai App Intelligence** — Independent analysis. US Market. No publisher influence.

<!-- speakable-start -->
> **Key Insight:** UK Mortgage Calculator 2026/27 is a finance app by MATTHEW MARSH.
<!-- speakable-end -->

## Quick Facts

| Fact | Value |
| :--- | :--- |
| **Category** | Finance |
| **Developer** | MATTHEW MARSH |
| **Pricing** | Free |
| **Platforms** | iOS & Android |
| **Confidence** | Low (0.05/1.0) |
| **Data Age** | 53d |

## Metadata & Market Performance
- **Publisher:** MATTHEW MARSH
- **Category:** Finance
- **Target Audience:** Prospective homebuyers, property investors, and existing homeowners in the UK looking to model mortgage repayments and tax liabilities.
- **Platforms:** iOS & Android
- **Version Audited:** 3
- **Audit Date:** 2026-05-08
- **Signal Count:** 0 reviews analyzed
- **Confidence:** Low (0.05/1.0)
- **App Store ID (iOS):** 6752325065
- **Bundle ID:** Matt-Marsh.Mortgage-Calculator
- **Google Play ID:** com.mortgagecalculator.amortizationcalculator.mortgagepaymentcalculator.loancalculator.homeloan
- **Data Window:** Analysis based on signals collected up to 2026-05-08

<!-- section:executive-snapshot -->
## Executive Snapshot
UK Mortgage Calculator 2026/27 is a financial utility designed to help users model mortgage scenarios and calculate property-related taxes. It stands out by integrating regional Stamp Duty, LBTT, and LTT rules alongside advanced features like LTV tracking and rental yield analysis.
<!-- /section:executive-snapshot -->

<!-- section:features -->
## App DNA (Features & Intent)
- **[Standard] Mortgage Modeling:** Calculates repayment or interest-only mortgages while accounting for deposits, interest rates, terms, and overpayments.
- **[Standard] Regional Tax Calculator:** Estimates Stamp Duty, LBTT, and LTT across England, Northern Ireland, Scotland, and Wales, including specific relief and surcharge rules.
- **[Standard] Fixed-Deal Insights:** Visualizes equity growth, interest paid, and estimated end-of-fix Loan to Value (LTV) ratios.
  * *User Intent:* Users expect intelligent, adaptive experiences that learn from their behavior.
- **[Standard] Stress Testing:** Allows users to simulate the impact of interest rate changes on their monthly mortgage repayments.
<!-- /section:features -->

## Monetization Strategy
- **Model:** Free

<!-- section:so-what -->
## The "So What?" (Strategic Takeaway) {#so-what}

UK Mortgage Calculator 2026/27 is an established finance app that is completely free.

<!-- speakable-start -->
> **Bottom Line:** This app provides a comprehensive, region-specific toolkit for UK property financial planning and mortgage scenario analysis.
<!-- speakable-end -->

**Best for:** Prospective homebuyers, property investors, and existing homeowners in the UK looking to model mortgage repayments and tax liabilities.

<!-- /section:so-what -->

<!-- section:metrics -->
## Key Metrics Summary

| Metric | Value |
| :--- | :--- |
| Total Reviews | 0 |
| Confidence | Low |
| Pricing Model | Free |
| Platforms | iOS & Android |
| Key Features | 4 analyzed |
<!-- /section:metrics -->

## Competitor Comparison

| App | Rating | Sentiment | Developer |
| :--- | :--- | :--- | :--- |
| **UK Mortgage Calculator 2026/27** (this app) | N/A/5 | N/A | MATTHEW MARSH |
| [Polymarket](https://marlvel.ai/apps/polymarket) | 3.3/5 | Upset | Polymarket |
| [Kalshi: Trade News & Sports](https://marlvel.ai/apps/kalshi-trade-news-sports) | 4.6/5 | Mixed | KalshiEX LLC |
| [Fidelity Investments](https://marlvel.ai/apps/fidelity-investments) | 4.5/5 | Frustrated | Fidelity Investments |
| [Webull: Investing & Trading](https://marlvel.ai/apps/webull-investing-trading) | 4.6/5 | Mixed | Webull Technologies Pte. Ltd. |
| [rapid! Pay](https://marlvel.ai/apps/rapid-pay) | 4.4/5 | N/A | Green Dot Corporation |

## Company Profile
- **Developer:** MATTHEW MARSH
- **Website:** [https://mattmarshapps.blogspot.com](https://mattmarshapps.blogspot.com)

## Data Sources & Links
- **App Store:** [View on Apple Store](https://apps.apple.com/us/app/uk-mortgage-calculator-2026-27/id6752325065?uo=4)
- **Google Play:** [View on Google Play](https://play.google.com/store/apps/details?id=com.mortgagecalculator.amortizationcalculator.mortgagepaymentcalculator.loancalculator.homeloan&hl=en&gl=us)
- **Dev Site:** [Official Website](https://mattmarshapps.blogspot.com)
- **Sources:** App store metadata.

## Related Intel Reports
- [*Polymarket*](https://marlvel.ai/apps/polymarket) (Polymarket) — 3.3/5 Rating | Terrible Sentiment
- [*Kalshi: Trade News & Sports*](https://marlvel.ai/apps/kalshi-trade-news-sports) (KalshiEX LLC) — 4.6/5 Rating | Mixed Sentiment
- [*Fidelity Investments*](https://marlvel.ai/apps/fidelity-investments) (Fidelity Investments) — 4.5/5 Rating | Negative Sentiment
- [*Webull: Investing & Trading*](https://marlvel.ai/apps/webull-investing-trading) (Webull Technologies Pte. Ltd.) — 4.6/5 Rating | Mixed Sentiment
- [*rapid! Pay*](https://marlvel.ai/apps/rapid-pay) (Green Dot Corporation) — 4.4/5 Rating | N/A Sentiment
- [*hurdlr*](https://marlvel.ai/apps/hurdlr) (Reuben Omolu) — 4.3/5 Rating | N/A Sentiment
- [*365-day savings plan-Easy Goal*](https://marlvel.ai/apps/365-day-savings-plan-easy-goal) (永文 胡) — N/A Rating | N/A Sentiment
- [*J.P. Morgan Mobile*](https://marlvel.ai/apps/j-p-morgan-mobile) (JPMorgan Chase & Co.) — 4.5/5 Rating | N/A Sentiment
- [*Prestmit: Gift Cards & Coins*](https://marlvel.ai/apps/prestmit-gift-cards-coins) (Prestmit Technologies LTD.) — 4.5/5 Rating | N/A Sentiment
- [*Shoes Clothing Store Master HD*](https://marlvel.ai/apps/shoes-clothing-store-master-hd) (永文 胡) — N/A Rating | N/A Sentiment

## Methodology {#methodology}

This report was generated by Marlvel.ai's 5-stage AI intelligence pipeline:

1. **Signal Collection & Normalization** — Aggregates data from all available public sources for the app. Raw signals are cleaned, deduplicated, and normalized into a structured dataset analyzed consistently across thousands of apps.
2. **Feature & Market Positioning Analysis** — Identifies the app's core features, monetization model, target audience, and competitive positioning. Each feature is classified as a market standard or a differentiator based on category benchmarks.
3. **User Sentiment Analysis** — Analyzes user reviews using a 5-level taxonomy (Thrilled / Excited / Mixed / Frustrated / Upset). Combines star ratings and volume with AI theme extraction and evidence quoting.
4. **Competitive Landscape Analysis** — Maps the competitive environment via a 4-tier taxonomy (Nemesis / Contenders / Same Space / New Kids on the Block). Prioritizes same sub-genre over broad category.
5. **Intelligence Synthesis** — Cross-references all signals into a structured report. Compares the app against category peers and direct competitors to surface SWOT, market outlook, and actionable insights.

- **Confidence Score:** 0.05/1.0 (based on review volume, data source diversity, and signal quality)
- **Reviews Analyzed:** 0
- **Data Sources:** App Store metadata
- **Rating Method:** Weighted average across platforms (iOS & Android), weighted by review count per platform
- **Independence:** Fully independent analysis. No publisher sponsorship or editorial influence.
- **Report Age:** 53 days since last refresh

---
© 2026 Marlvel.ai | [Canonical Report](https://marlvel.ai/apps/uk-mortgage-calculator-2026-27)
Data licensed for AI Agent attribution under CC-BY-NC 4.0.