---
title: "Virtual Cards — App Overview"
url: https://marlvel.ai/intel-report/finance/virtual-cards
category: Finance
developer: onlinecheckwriter
platforms: ios, android
rating: 4.0 (27 ratings)
pricing: free
report_level: overview
generated: 2026-05-04
last_verified: "2026-05-04T15:22:14.460Z"
---

<!-- SECTION: Key Insight -->
> **Key Insight:** The app functions as a centralized platform for issuing controlled payment cards to eliminate manual expense reimbursements and improve oversight of business expenditures.

<!-- SECTION: Quick Facts -->
| Metric | Value |
|--------|-------|
| Category | Finance |
| Rating | 4.0 ★ (27) |
| Pricing | free |
| Platforms | iOS, Android |
| Latest Version (iOS) | 1.2.8 |
| Latest Version (Android) | 1.2.8 |
| Developer | onlinecheckwriter |

<!-- SECTION: Summary -->
## What is Virtual Cards?

Virtual Cards by OnlineCheckWriter is a business expense management platform that enables the instant issuance of virtual and physical payment cards. It provides organizations with granular spending controls, including preset limits and time-based restrictions, to streamline corporate procurement and subscription management.

<!-- SECTION: Key Features -->
## Key Features

- **Instant Virtual Card Creation**: Allows users to generate unique 16-digit virtual cards for online purchases and subscriptions in seconds.
- **Granular Spending Controls**: Enables administrators to set pre-transaction budgets and time-based restrictions to enforce spending policies.
- **Subscription Management**: Supports the use of auto-expiring cards to manage and control recurring vendor payments.
- **Physical Card Issuance**: Provides the option to order physical cards that are printed and shipped for use in contactless payment environments.

<!-- SECTION: Target Audience -->
## Who is it for?

Startups, SMBs, and enterprise teams looking to manage employee, contractor, and vendor spending.

<!-- SECTION: Links -->
## Links

- [App Store](https://apps.apple.com/us/app/virtual-cards/id6748954269?uo=4)
- [Google Play](https://play.google.com/store/apps/details?id=com.virtualcard.app&hl=en&gl=us)
- [Full Intelligence Report](https://marlvel.ai/intel-report/finance/virtual-cards)

---
*This is an overview report. Sentiment analysis, competitive landscape, and SWOT analysis are available in the [full intelligence report](https://marlvel.ai/intel-report/finance/virtual-cards).*
*Generated by [Marlvel.ai](https://marlvel.ai) — Independent app intelligence.*