---
title: "YONO Nepal SBI — App Overview"
url: https://marlvel.ai/intel-report/finance/yono-nepal-sbi
category: Finance
developer: State Bank of India
platforms: ios, android
rating: 2.7 (2.4K ratings)
pricing: free
report_level: overview
generated: 2026-04-20
---

<!-- SECTION: Key Insight -->
> **Key Insight:** Users report significant technical instability, frequent crashes, and login difficulties, which currently overshadow the app's intended feature set.

<!-- SECTION: Quick Facts -->
| Metric | Value |
|--------|-------|
| Category | Finance |
| Rating | 2.7 ★ (2.4K) |
| Pricing | free |
| Platforms | iOS, Android |
| Latest Version (iOS) | 1.5.8 |
| Latest Version (Android) | 1.5.8 |
| Developer | State Bank of India |

<!-- SECTION: Summary -->
## What is YONO Nepal SBI?

YONO Nepal SBI is a mobile banking application developed by the State Bank of India for its retail customers. The platform facilitates a range of digital banking services, including e-KYC, online term deposits, and various payment integrations such as NPI, QR, and Fonepay.

<!-- SECTION: Key Features -->
## Key Features

- **Payment Integrations**: Supports QR payments, merchant payments via Fonepay, and bill payments through NCHL and F1 Soft.
- **Account Management**: Enables e-KYC updates, online term deposit account opening, and access to deposit interest certificates or statements.
- **Financial Tools**: Includes a spend analyzer, card management features, and a chatbot for customer assistance.
- **Cross-Border Functionality**: Provides a 'One View' feature for managing India-based accounts alongside local services.

<!-- SECTION: Target Audience -->
## Who is it for?

Retail banking customers of State Bank of India in Nepal.

<!-- SECTION: Links -->
## Links

- [App Store](https://apps.apple.com/us/app/yono-nepal-sbi/id1608674399?uo=4)
- [Google Play](https://play.google.com/store/apps/details?id=com.YONONPMobileApp&hl=en&gl=us)
- [Full Intelligence Report](https://marlvel.ai/intel-report/finance/yono-nepal-sbi)

---
*This is an overview report. Sentiment analysis, competitive landscape, and SWOT analysis are available in the [full intelligence report](https://marlvel.ai/intel-report/finance/yono-nepal-sbi).*
*Generated by [Marlvel.ai](https://marlvel.ai) — Independent app intelligence.*